USRE44381EExpiredUtility
Internet-based check ordering system
Est. expiryAug 25, 2023(expired)· nominal 20-yr term from priority
Inventors:Cindy Hadfield
G06Q 20/108G06Q 40/00G06Q 40/02
47
PatentIndex Score
0
Cited by
8
References
14
Claims
Abstract
An Internet-based check ordering system includes an Internet-based server having a check order entry user interface, a bank transit number computer system in operable communication with the Internet-based server computer system, a client computer system in operable communication with the Internet-based server computer system and a printing system in operable communication with the Internet-based server computer system to print the ordered checks.
Claims
exact text as granted — not AI-modifiedWhat is claimed is:
1. An Internet-based check ordering and reordering system, including:
a client computer system;
an Internet-based server having a check order entry user interface remote from and in operable communication with said client computer system, wherein said Internet-based server includes software for enabling input at said interface of client data, client check number data, client bank transit number data including bank branch name, address and branch number, client bank account data, and client bank routing data at said check order user interface and has means for transmitting said bank client bank transit number data, said client bank account data, and said client bank routing data in an encrypted manner;
a bank transit number computer system remote from and in operable communication with the Internet-based server computer system having software for receiving at least said client bank transit number data, said client bank account data, and said client bank routing data from said Internet-based server and de-encrypting said client bank transit number data, said client bank account data, and said client bank routing data, and comparing at least said client bank transit number data with a data listing corresponding to transit number data for a plurality of banks within a database of said bank transit number computer system to verify that said client bank transit number corresponds to bank transit data in said database, and transmits to said Internet-based server verified check print data which includes said client bank transit number data, said client bank account data, and said client bank routing data and a predetermined printing orientation; and
a printing station in operable communication with said Internet-based server computer system to print checks bearing said data thereon and a blank amount field.
2. The Internet-based check ordering and reordering system of claim 1 , wherein software on said Internet based server includes means for billing a client at said user interface using said system.
3. The Internet-based check ordering and reordering system of claim 1 , wherein said Internet-based server is operably associated with a database which contains and stores said client data, said client check number data, said client bank transit number data, said client bank account data and said client bank routing data.
4. The Internet-based check ordering and reordering system of claim 3 , wherein said Internet-based server is further equipped to associate and store said received verified check information data from said bank transit number computer system with said client data, said client check number data, said client bank transit number data, said client bank account data and said client bank routing data.
5. The Internet-based check ordering and reordering system of claim 3 , wherein said printing station includes a computer which is operably connected to said Internet-based server in a manner to receive said client data, said client check number data, said client bank transit number data, said client bank account data, said client bank routing data and said verified check print data in an encrypted form and de-encrypts said data to enable printing of said checks.
6. An Internet-based check ordering and reordering system, including:
a client computer; an Internet-based server remote from and in operable communication with said client computer having software which enables a check order entry user interface for enabling inputting of client data, client bank account data and at least one of client bank transit number data and client bank routing number data from which said client bank transit number data can be obtained, and for transmitting said at least one of said client bank routing number data and said client bank transit number data in an encrypted manner; and a bank transit number data database in operable communication with the Internet-based server and software for comparing said client bank transit number data with a data listing in said database corresponding to transit number data for a plurality of federal reserve banks to verify that said client bank transit number data corresponds to bank transit number data in said database.
7. The Internet-based check ordering and reordering system of claim 6, wherein said bank transit number data database is on a computer having software for receiving in an encrypted form said one of said client bank routing number data and said client bank transit number data from said Internet-based server and de-encrypting said one of said bank client routing number data and said client bank transit number data.
8. The Internet-based check ordering and reordering system of claim 6, wherein verified check print data is generated which includes at least said one of said client bank routing number data and said client bank transit number data and wherein said system includes a printing station in operable communication with said Internet-based server to print checks bearing said client data, said client bank account data, and said one of said client bank routing number data and said client bank transit number data.
9. The Internet-based check ordering and reordering system of claim 8, wherein said check order entry user interface further enables input of client check number data.
10. The Internet-based check ordering and reordering system of claim 6, wherein said client bank transit number data includes data corresponding to at least one of bank branch name, address and branch number.
11. The Internet-based check ordering and reordering system of claim 6, wherein software on said Internet based server includes means for billing a client at said user interface using said system.
12. The Internet-based check ordering and reordering system of claim 6, wherein said Internet-based server is operably associated with a database which contains and stores said client data, said client bank account data and said at least one of said client bank transit number data and said client bank routing number data.
13. The Internet-based check ordering and reordering system of claim 9, wherein said Internet-based server is operably associated with a database which contains and stores said client data, said client check number data, and at least one of said client bank transit number data and said client bank routing number data.
14. The Internet-based check ordering and reordering system of claim 13, wherein said printing station includes a computer which is operably connected to said Internet-based server in a manner to receive in an encrypted form and to de-encrypt said client data, said client check number data, said client bank account data, and at least one of said client bank transit number data and said client bank routing number data to enable printing of said checks.Join the waitlist — get patent alerts
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