Tempo radix dlt based payment watch customer authentication technology

Abstract

Methods for smartwatch-to-smartwatch payment authentication systems are provided. Methods include receiving a transfer of funds initiation at a first smartwatch. The transfer of funds initiation may include an identifier, an amount, and a Shard ID. Methods include transmitting the transfer of funds initiation from the first smartwatch to a second smartwatch. Methods may include receiving a notification on the second smartwatch. The notification may include a first smartwatch Shard ID and the transfer of funds initiation. Methods may include transmitting a transfer of funds request from the second smartwatch to an entity. The transfer of funds request may include the first smartwatch Shard ID, the transfer of funds initiation, and the second smartwatch Shard ID. Methods may include retrieving a first account and a second account from the entity. Methods may also include authenticating transactions between the first account and the second account. Tempo Radix logical counter may increase when Shard IDs from the first account and the second account are identical. Tempo Radix logical counter may be maintained when Shard IDs from the first account and the second account are different.

What is claimed is: 
     
         1 . A method for authentication of smartwatch-to-smartwatch transactions, the method comprising:
 generating a transaction initiation at a first smartwatch;   triggering, by the transaction initiation, transmission, from the first smartwatch to a first processor, said first processor forming a part of a first processing entity, a request for a second smartwatch Shard ID, said second smartwatch Shard ID associated with the second smartwatch;   wherein a Shard ID is a unique ID, said unique ID assigned to a smartwatch, said smartwatch comprising a memory, said memory for storing a previous subset of customer transactions in a particular chronological sequence, said Shard ID being based at least in part on the previous subset of customer transactions in said particular chronological sequence;   transmitting, from the first processor to the first smartwatch, the second smartwatch Shard ID;   receiving, at the first smartwatch, the second smartwatch Shard ID;   triggering, by the request for a second smartwatch Shard ID, transmission, from the second smartwatch to a second processor, said second processor forming a part of a second processing entity, a request for a first smartwatch Shard ID, said first smartwatch Shard ID associated with the first smartwatch;   transmitting, from the second processing entity to the second smartwatch, the first smartwatch Shard ID;   receiving, at the second smartwatch, the first smartwatch Shard ID;   generating a transaction request at the first smartwatch, said transaction request comprising:   a first smartwatch Shard ID, said first smartwatch Shard ID associated with the first smartwatch;   the second smartwatch Shard ID; said second smartwatch Shard ID associated with the second smartwatch;   transmitting the transaction request to the first processor;   processing the transaction request at the first processor based on the first smartwatch Shard ID and the second smartwatch Shard ID; and   receiving, at the first smartwatch and at the second smartwatch, approval from the first processor;   generating a transaction request at the second smartwatch, said transaction request comprising:   a first smartwatch Shard ID, said first smartwatch Shard ID associated with the first smartwatch;   the second smartwatch Shard ID; said second smartwatch Shard ID associated with the second smartwatch;   transmitting the transaction request to a second processor;   processing the transaction request at the second processor based on the first smartwatch Shard ID and the second smartwatch Shard ID; and   receiving, at the first smartwatch and at the second smartwatch, approval from the second processor;   comparing the first smartwatch Shard ID and the second smartwatch Shard ID, and, when the first smartwatch Shard ID and the second smartwatch Shard ID are determined, based on the comparison, to be identical, increasing, at the first smartwatch and at the second smartwatch, the logical counter in Tempo Radix, and, when the first smartwatch Shard ID and the second smartwatch Shard ID are determined, based on the comparison, to be different, then maintaining the logical counter in Tempo Radix at a current level; and   displaying, at the first smartwatch and at the second smartwatch, a status of the transaction.   
     
     
         2 . The method of  claim 1 , comprising:
 validating the Shard IDs, by the first smartwatch and at the second smartwatch, using an artificial intelligence-based past transaction validator by comparing the previous subsets of customer transactions in chronological sequences to a legacy transaction lookup table.   
     
     
         3 . The method of  claim 1 , comprising:
 processing, by the first and second processors, using a fraud detection controller, wherein the fraud detection controller determines fraud statuses and controls the first and second processors' transaction based on the fraud statuses.   
     
     
         4 . The method of  claim 1 , comprising:
 recording, by the first and second processors, any transaction denial and approval over Tempo Radix.   
     
     
         5 . The method of  claim 1 , wherein the transaction is a transfer of funds transaction. 
     
     
         6 . The method of  claim 5 , wherein:
 a beneficiary of the transfer of funds transaction is the account associated with the second smartwatch Shard ID; and   a benefactor of the transfer of funds transaction is the account associated with the first smartwatch Shard ID.   
     
     
         7 . A Tempo Radix DLT smartwatch comprising:
 a plurality of hardware components comprising:
 a microprocessor, said microprocessor operable to initiate a transaction; 
 a display, said display operable to display software displays as instructed by the microprocessor; 
 a battery, said battery operable to power the display and the microprocessor; 
 a nano wireless network interface card, said nano wireless network interface card for establishing communication with a wireless network; 
 an active near field communication (“NFC”) reader, said active NFC reader operable to:
 detect one or more other smartwatches within a predetermined proximity to the smartwatch; and 
 establish communication with the one or more other smartwatches; 
 
   a plurality of software components comprising:
 an information controller module, said information controller module operable to capture:
 a Shard ID, wherein a Shard ID is a unique ID, said unique ID assigned to a smartwatch, said smartwatch comprising a memory, said memory for storing a previous subset of customer transactions in a particular chronological sequence, said Shard ID being based at least in part on the previous subset of customer transactions in said particular chronological sequence; 
 an NFC controller module, said NFC controller module operable to:
 activate NFC communication via the NFC reader; 
 receive, from the information controller module: 
  the transaction amount; and 
  the Shard ID; 
 transmits, to a wireless controller module: 
  the transaction amount; and 
  the Shard ID; 
 
 the wireless controller module, said wireless controller module operable to:
 interface between the nano wireless network interface card and an external Wi-Fi device, said external Wi-Fi device included in the wireless network; and 
 transmit, over the wireless network, the transaction amount and the Shard ID to an external entity; 
 
 an amount and Shard validation module, said amount and Shard validation module operable to verify the Shard ID with the external entity; and 
 
   capable of generating a transaction initiation at a first smartwatch;   triggering, by the transaction initiation, transmission, from the first smartwatch to a first processor, said first processor forming a part of a first processing entity, a request for a second smartwatch Shard ID, said second smartwatch Shard ID associated with the second smartwatch;   wherein a Shard ID is a unique ID, said unique ID assigned to a smartwatch, said smartwatch comprising a memory, said memory for storing a previous subset of customer transactions in a particular chronological sequence, said Shard ID being based at least in part on the previous subset of customer transactions in said particular chronological sequence;   transmitting, from the first processor to the first smartwatch, the second smartwatch Shard ID;   receiving, at the first smartwatch, the second smartwatch Shard ID;   triggering, by the request for a second smartwatch Shard ID, transmission, from the second smartwatch to a second processor, said second processor forming a part of a second processing entity, a request for a first smartwatch Shard ID, said first smartwatch Shard ID associated with the first smartwatch;   transmitting, from the second processing entity to the second smartwatch, the first smartwatch Shard ID;   receiving, at the second smartwatch, the first smartwatch Shard ID;   generating a transaction request at the first smartwatch, said transaction request comprising:   a first smartwatch Shard ID, said first smartwatch Shard ID associated with the first smartwatch;   the second smartwatch Shard ID; said second smartwatch Shard ID associated with the second smartwatch;   transmitting the transaction request to the first processor;   processing the transaction request at the first processor based on the first smartwatch Shard ID and the second smartwatch Shard ID; and   receiving, at the first smartwatch and at the second smartwatch, approval from the first processor;   generating a transaction request at the second smartwatch, said transaction request comprising:   a first smartwatch Shard ID, said first smartwatch Shard ID associated with the first smartwatch;   the second smartwatch Shard ID; said second smartwatch Shard ID associated with the second smartwatch;   transmitting the transaction request to a second processor;   processing the transaction request at the second processor based on the first smartwatch Shard ID and the second smartwatch Shard ID; and   receiving, at the first smartwatch and at the second smartwatch, approval from the second processor;   comparing the first smartwatch Shard ID and the second smartwatch Shard ID, and, when the first smartwatch Shard ID and the second smartwatch Shard ID are determined, based on the comparison, to be identical, increasing, at the first smartwatch and at the second smartwatch, the logical counter in Tempo Radix, and, when the first smartwatch Shard ID and the second smartwatch Shard ID are determined, based on the comparison, to be different, then maintaining the logical counter in Tempo Radix at a current level; and
 displaying, at the first smartwatch and at the second smartwatch, a status of the transaction. 
   
     
     
         8 . The Tempo Radix DLT smartwatch of  claim 7 , comprising the wireless controller module operable to:
 validate a Shard ID using an artificial intelligence-based past transaction validator by comparing previous subsets of customer transactions in chronological sequences to a legacy transaction lookup table.   
     
     
         9 . The Tempo Radix DLT smartwatch of  claim 7 , comprising:
 a fraud detection controller, wherein the fraud detection controller determines fraud statuses and controls transactions based on the fraud statuses.   
     
     
         10 . The Tempo Radix DLT smartwatch of  claim 7 , comprising:
 a recording module operable to record any transaction denial and approval over Tempo Radix.   
     
     
         11 . The Tempo Radix DLT smartwatch of  claim 7 , wherein the transaction is a transfer of funds transaction. 
     
     
         12 . The Tempo Radix DLT smartwatch of  claim 11 , wherein:
 a beneficiary of the transfer of funds transaction is the account associated with the second smartwatch Shard ID; and   a benefactor of the transfer of funds transaction is the account associated with the first smartwatch Shard ID.