System, method and computer-accessible medium for fraud detection based on satellite relays

Abstract

An exemplary system, method, and computer-accessible medium can include receiving first information related to a first transaction associated with a financial account, determining a first network coverage area associated with the first transaction, receiving second information related to a second transaction associated with the financial account, determining a second network coverage area associated with the second transaction, flagging the second transaction as potentially fraudulent based on the first network coverage area and the second network coverage area. The financial account can be a credit card account. The second transaction can be flagged if the first network coverage area and the second network coverage area do not overlap. The first network coverage area can be based on a coverage area for a first satellite and the second network coverage area can be based on the coverage area for a second satellite, where the first satellite can be different than the second satellite.

What is claimed is: 
     
         1 . A non-transitory computer-accessible medium having stored thereon computer-executable instructions, wherein, when a computer hardware arrangement executes the instructions, the computer arrangement is configured to perform procedures comprising:
 receiving first information related to a first transaction associated with a financial account, wherein the first information includes a first date and a first time associated with the first transaction;   determining a first network coverage area associated with the first transaction based on the first information;   receiving second information related to a second transaction associated with the financial account, wherein the second information includes a second date and a second time associated with the second transaction;   determining a second network coverage area associated with the second transaction based on the second information; and   flagging the second transaction as potentially fraudulent based on the first network coverage area and the second network coverage area.   
     
     
         2 . The computer accessible medium of  claim 1 , wherein the computer arrangement is configured to flag the second transaction if the first network coverage area and the second network coverage area do not overlap. 
     
     
         3 . The computer accessible medium of  claim 1 , wherein the first network coverage area is based on a coverage area for a first satellite and the second network coverage area is based on the coverage area for a second satellite, wherein the first satellite is different than the second satellite. 
     
     
         4 . The computer-accessible medium of  claim 3 , wherein the computer arrangement is further configured to track the first satellite and the second using a geolocation of the first satellite and the second satellite. 
     
     
         5 . The computer-accessible medium of  claim 4 , wherein the computer arrangement is further configured to generate at least one time series database based on the tracking of the first satellite and the second satellite. 
     
     
         6 . The computer arrangement of  claim 4 , wherein the computer arrangement is further configured to sample the geolocation based on a particular time interval. 
     
     
         7 . The computer accessible medium of  claim 1 , wherein the computer arrangement is further configured to flag the second transaction based on an elapsed time between the first transaction and the second transaction. 
     
     
         8 . The computer accessible medium of  claim 7 , wherein the computer arrangement is further configured to determine a first geographic location associated with the first network coverage area and a second geographic location associated with the second network coverage area. 
     
     
         9 . The computer accessible medium of  claim 8 , wherein the computer arrangement is further configured to determine a distance between the first geographic location and the second geographic location. 
     
     
         10 . The computer accessible medium of  claim 7 , wherein the computer arrangement is further configured to flag the second transaction based on a likelihood of a person travelling the distance in the elapsed amount of time, and wherein the likelihood is based on a method of travel. 
     
     
         11 . The computer accessible medium of  claim 10 , wherein the computer arrangement is further configured to:
 access at least one map database;   map a route between the first geographic location and the second geographic location; and   determine the distance based on the route.   
     
     
         12 . A non-transitory computer-accessible medium having stored thereon computer-executable instructions, wherein, when a computer hardware arrangement executes the instructions, the computer arrangement is configured to perform procedures comprising:
 receiving first information related to a plurality of satellites;   determining a geographic area associated with a network coverage area for each of the satellites;   receiving second information related to a first transaction associated with a financial account, wherein the second information includes a first date and a first time associated with the first transaction;   determining a first geographic area for the first transaction based on the network coverage area of a first one of the satellites through which the first transaction took place and the second information;   receiving third information related to a second transaction associated with the financial account, wherein the third information includes a second date and a second time associated with the second transaction;   determining a second geographic area for the second transaction based on the network coverage area of a second one of the satellites through which the second transaction took place and the third information; and   flagging the second transaction as potentially fraudulent based on the first geographic area and the second geographic area.   
     
     
         13 . The computer-accessible medium of  claim 12 , wherein the computer arrangement is further configured to track the first satellite and the second using a geolocation of the first satellite and the second satellite. 
     
     
         14 . The computer-accessible medium of  claim 12 , wherein the computer arrangement is configured to flag the second transaction if the first geographic area and the second geographic coverage area do not overlap. 
     
     
         15 . The computer accessible medium of  claim 12 , wherein the computer arrangement is further configured to flag the second transaction based on an elapsed time between the first transaction and the second transaction. 
     
     
         16 . The computer accessible medium of  claim 15 , wherein the computer arrangement is further configured to determine a distance between the first geographic area and the second geographic area. 
     
     
         17 . The computer accessible medium of  claim 16 , wherein the computer arrangement is configured to flag the second transaction based on a likelihood of a person travelling the distance in the elapsed amount of time. 
     
     
         18 . The computer accessible medium of  claim 17 , wherein the likelihood is based on a method of travel. 
     
     
         19 . The computer accessible medium of  claim 18 , wherein computer arrangement is further configured to:
 access at least one map database;   map a route between the first geographic location and the second geographic location; and   determine the distance based on the route.   
     
     
         20 . A non-transitory computer-accessible medium having stored thereon computer-executable instructions, wherein, when a computer hardware arrangement executes the instructions, the computer arrangement is configured to perform procedures comprising:
 receiving first information related to a first transaction associated with a financial account;   determining a first geographic area associated with the first transaction based on a first network coverage area associated with a first satellite through which the first transaction took place;   receiving second information related to a second transaction associated with the financial account;   determining a second geographic area associated with the second transaction based on a second network coverage area associated with a second satellite through which the second transaction took place, wherein the first satellite is different than the second satellite;   determining (i) an elapsed time between the first transaction and the second transaction and (ii) a distance between the first geographic area and the second geographic area;   determining a likelihood of a person travelling the distance in the elapsed amount of time; and   flagging the second transaction as potentially fraudulent based on the likelihood.