Accumulated data transfer amount access

Abstract

Systems and methods of determining whether to initiate a pull of an accumulated data transfer amount are described. An accumulated data transfer amount for a periodic data transfer scheduled to be pushed at a future date is determined. A determination is made of whether an overall data amount in a storage location is expected to be greater at a date on or after the scheduled future date if a pull of the accumulated data transfer amount is performed before the scheduled future date than if a pull operation is not performed and the accumulated data transfer amount is sent at the scheduled future date. When the overall data amount in the storage location is expected to be greater at the scheduled future date if the pull of the accumulated data transfer amount is performed, a pull of the accumulated data transfer amount is initiated.

What is claimed is: 
     
         1 . A system comprising:
 a communications module;   a processor coupled to the communications module; and   a memory coupled to the processor, the memory storing processor-executable instructions which, when executed, configure the processor to:
 determine an accumulated transfer amount for a transfer scheduled to be pushed at a future date; 
 determine that an overall amount in a storage location is expected to be greater at a date on or after the future date if a pull transfer of the accumulated transfer amount is performed before the future date; and 
 initiate the pull transfer of the accumulated transfer amount. 
   
     
     
         2 . The system of  claim 1 , wherein the processor is further configured to:
 prior to determining that the overall amount in the storage location is expected to be greater at the date on or after the future date, determine that the accumulated transfer amount exceeds a threshold amount.   
     
     
         3 . The system of  claim 1 , wherein determining that the overall amount is expected to be greater considers one or more of:
 a transfer loss amount associated with the pull transfer; and   a first processing yield amount associated with the accumulated transfer amount.   
     
     
         4 . The system of  claim 3 , wherein the first processing yield amount is based on the accumulated transfer amount and a time period between the initiation of the pull transfer of the accumulated transfer amount and the future date. 
     
     
         5 . The system of  claim 3 , wherein determining that the overall amount in the storage location is to be expected to be greater at the date on or after the future date includes determining that the first processing yield amount is greater than the transfer loss amount. 
     
     
         6 . The system of  claim 3 , wherein determining that the overall amount is expected to be greater further considers a processing penalty amount, and wherein the processing penalty amount is avoided if the pull transfer of the accumulated transfer amount is performed before the future date. 
     
     
         7 . The system of  claim 3 , wherein an entity is associated with the accumulated transfer amount, and wherein the processor is further configured to:
 prior to initiating the pull transfer of the accumulated transfer amount, provide, to a client device associated with the entity, a notification; and   receive, from the client device associated with the entity, instructions to initiate the pull transfer of the accumulated transfer amount.   
     
     
         8 . The system of  claim 7 , wherein determining that the overall amount is expected to be greater at a date on or after the future date further considers a second processing yield amount associated with the accumulated transfer amount, and wherein the notification includes the first and second processing yield amounts. 
     
     
         9 . The system of  claim 7 , wherein the notification includes a selectable option to initiate the pull transfer of the accumulated transfer amount. 
     
     
         10 . The system of  claim 6 , wherein determining that the overall amount in the storage location is to be expected to be greater at a date on or after the future date includes determining that the processing penalty amount is greater than the transfer loss amount. 
     
     
         11 . A method comprising:
 determining an accumulated transfer amount for a periodic transfer scheduled to be pushed at a future date;   determining whether an overall amount in a storage location is expected to be greater at a date on or after the future date if a pull transfer of the accumulated transfer amount is performed before the future date; and   initiating the pull transfer of the accumulated transfer amount.   
     
     
         12 . The method of  claim 11 , further comprising:
 prior to determining that the overall amount in the storage location is expected to be greater at a date on or after the future date, determining that the accumulated transfer amount exceeds a threshold amount.   
     
     
         13 . The method of  claim 11 , wherein determining that the overall amount is expected to be greater considers one or more of:
 a transfer loss amount associated with the pull transfer; and   a first processing yield amount associated with the accumulated transfer amount.   
     
     
         14 . The method of  claim 13 , wherein the first processing yield amount is based on the accumulated transfer amount and a time period between the initiation of the pull transfer of the accumulated transfer amount and the future date. 
     
     
         15 . The method of  claim 13 , wherein determining that the overall amount in the storage location is to be expected to be greater at a date on or after the future date includes determining that the first processing yield amount is greater than the transfer loss amount. 
     
     
         16 . The method of  claim 13 , wherein determining that the overall amount is expected to be greater further considers a processing penalty amount, and wherein the processing penalty amount is avoided if the pull transfer of the accumulated transfer amount is performed before the future date. 
     
     
         17 . The method of  claim 13 , wherein an entity is associated with the accumulated transfer amount, and wherein the method further comprises:
 prior to initiating the pull transfer of the accumulated transfer amount, providing, to a client device associated with the entity, a notification; and   receiving, from the client device associated with the entity, instructions to initiate the pull transfer of the accumulated transfer amount.   
     
     
         18 . The method of  claim 17 , wherein the notification includes a selectable option to initiate the pull transfer of the accumulated transfer amount. 
     
     
         19 . The method of  claim 16 , wherein determining that the overall amount in the storage location is to be expected to be greater at a date on or after the future date includes determining that the processing penalty amount is greater than the transfer loss amount. 
     
     
         20 . A non-transitory computer-readable storage medium comprising processor-executable instructions which, when executed, configure a processor to:
 determine an accumulated transfer amount for a transfer scheduled to be pushed at a future date;   determine whether an overall amount in a storage location is expected to be greater at a date on or after the future date if a pull transfer of the accumulated transfer amount is performed before the future date; and   initiate the pull transfer of the accumulated transfer amount.