US2023410075A1PendingUtilityA1

Multi-protocol data transfer

Assignee: VISA INT SERVICE ASSPriority: Mar 31, 2015Filed: Aug 14, 2023Published: Dec 21, 2023
Est. expiryMar 31, 2035(~8.7 yrs left)· nominal 20-yr term from priority
G06Q 20/202G06Q 20/20H04W 4/80G06Q 20/204G06Q 20/209G06Q 20/327H04W 84/12
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Claims

Abstract

A computer-implemented method of communicating with a point of sale terminal. The method includes establishing wireless communication with a point of sale terminal using a first communication channel, and establishing communication with the point of sale terminal using a second communication channel. The method also includes transmitting a first section of communication data via the first communication channel; and transmitting a second section of the communication data using the second communication channel.

Claims

exact text as granted — not AI-modified
1 . A computer-implemented method of communicating with a point of sale terminal, the method comprising:
 establishing wireless communication with a point of sale terminal using a first communication channel;   establishing communication with the point of sale terminal using a second communication channel;   transmitting a first section of communication data via the first communication channel; and   transmitting a second section of the communication data using the second communication channel.   
     
     
         2 . The method of  claim 1 , wherein the first section of the communication data and the second section of the communication data are transmitted to the point of sale terminal in an intended order. 
     
     
         3 . The method of  claim 1 , further comprising transmitting a first bit of the communication data via the first communication channel and transmitting an additional bit of the communication data via the second communication channel. 
     
     
         4 . The method of  claim 1 , further comprising transmitting a first bit of the first section of the communication data via the first communication channel and transmitting an additional bit of the first section of the communication data using the second communication channel. 
     
     
         5 . The method of  claim 1 , further comprising transmitting a first bit of the second section of the communication data via the first communication channel and transmitting an additional bit of the second section of the communication data via the second communication channel. 
     
     
         6 . The method of  claim 1 , wherein the first communication channel and the second communication channel are each at least one of near field communication, Bluetooth low energy, Wi-Fi (802.11 standard), or radio frequency identification. 
     
     
         7 . A computer-implemented method of communicating with a point of sale terminal, the method comprising:
 establishing wireless communication with a point of sale terminal using a first communication channel;   establishing wireless communication with the point of sale terminal using a second communication channel;   transmitting a first type of communication data to the point of sale terminal via the first communication channel; and   transmitting a second type of communication data to the point of sale terminal via the second communication channel.   
     
     
         8 . The method of  claim 7 , wherein the first communication channel is near field communication and the second communication channel is at least one of Bluetooth light energy, Wi-Fi (802.11 standard), or radio frequency identification (RFID). 
     
     
         9 . The method of  claim 7 , wherein the first communication channel is Bluetooth light energy and the second communication channel is at least one of near field communication, Wi-Fi (802.11 standard), or radio frequency identification (RFID). 
     
     
         10 . The method of  claim 7 , wherein the first type of communication data is an identification message and the second type of communication data is at least one of a payment credential, a purchase price, an purchase item identifier, or a confirmation message. 
     
     
         11 . The method of  claim 7 , further comprising establishing a third wireless communication channel with the point of sale terminal and transmitting a third type of communication data to the point of sale data via the third communication channel. 
     
     
         12 . A computer-implemented method of communicating with a point of sale terminal, the method comprising:
 establishing wireless communication with a point of sale terminal using a first communication channel;   establishing wireless communication with a point of sale terminal using a second communication channel;   transmitting a first type of communication data to the point of sale terminal via the first communication channel;   transmitting a second type of communication data to the point of sale terminal via the second communication channel; and   receiving a third type of communication data from the point of sale terminal via at least one of the first communication channel or the second communication channel;   wherein the first communication channel is one of near field communication or Bluetooth light energy, and wherein the second communication channel is the other one of near field communication or Bluetooth light energy.   
     
     
         13 . The method of  claim 12 , wherein the first type of communication data is an identification message and the second type of communication data is at least one of a payment credential, a purchase price, an purchase item identifier, or a confirmation message. 
     
     
         14 . The method of  claim 12 , wherein the third type of communication data is a sales receipt. 
     
     
         15 . The method of  claim 12 , further comprising establishing wireless communication with the point of sale terminal using a third communication channel, and transmitting a fourth type of communication data to the point of sale terminal via the third communication channel.

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