US2023410069A1PendingUtilityA1

Systems and methods for account-linked piggy bank

Assignee: WELLS FARGO BANK NAPriority: Dec 7, 2020Filed: Aug 30, 2023Published: Dec 21, 2023
Est. expiryDec 7, 2040(~14.4 yrs left)· nominal 20-yr term from priority
G06Q 20/108G06Q 40/02G10L 15/22G07C 9/00563A45C 1/12G06F 3/0488G07C 9/00896G07C 9/00912G07C 9/00571G07C 9/37G07C 9/33G10L 2015/223
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Claims

Abstract

A system includes a lock box and a piggy bank comprising a network interface and a processing circuit, where the network interface is configured to facilitate data communication with a user device via a network, the processing circuit comprises a processor and a memory, and the processing circuit is configured to receive, from an input device of the lock box, a first user input from a first user setting an authentication factor for opening the lock box, prompt a second user to provide the authentication factor, receive a second user input from the input device, compare the second user input with the authentication factor inputted by the first user to determine that the second user is authorized to access the lock box, unlock the lock box, and transmit to the user device associated with the first user a notification indicating that the lock box has been unlocked.

Claims

exact text as granted — not AI-modified
What is claimed is: 
     
         1 . A system comprising:
 a lock box; and   a piggy bank comprising a network interface and a processing circuit, the network interface configured to facilitate data communication with a user device via a network, the processing circuit comprising a processor and a memory, the processing circuit configured to:
 receive, from an input device of the lock box, a first user input from a first user, wherein the first user input sets an authentication factor for opening the lock box; 
 prompt a second user to provide the authentication factor; 
 receive, from the input device, a second user input from a second user, the second user input comprising the authentication factor; 
 compare the authentication factor inputted by the second user with the authentication factor inputted by the first user to determine that the second user is authorized to access the lock box; 
 unlock the lock box based on the second user being authorized to access the lock box; and 
 transmit, to the user device associated with the first user, a notification indicating that the lock box has been unlocked. 
   
     
     
         2 . The system of  claim 1 , wherein the piggy bank further includes a touch screen configured to receive an input. 
     
     
         3 . The system of  claim 2 , wherein the authentication factor is a shape, and wherein the shape is received by the touch screen. 
     
     
         4 . The system of  claim 1 , the piggy bank further comprising:
 an animatronic animal;   a microphone;   a speaker; and   a camera.   
     
     
         5 . The system of  claim 4 , wherein the authentication factor is a spoken phrase, and wherein the spoken phrase is received by the speaker. 
     
     
         6 . The system of  claim 4 , wherein the authentication factor is a hand gesture or body movement, and wherein the hand gesture or body movement is detected by the camera. 
     
     
         7 . The system  claim 4 , wherein the processing circuit is further configured to:
 receive, from the input device of the lock box, an authentication factor hint provided by the first user;   provide, by the speaker, the authentication factor hint based on determining that the second user has provided an incorrect authentication factor input.   
     
     
         8 . The system of  claim 1 , wherein the lock box further includes a motion sensor and a weight sensor, and wherein the processing circuit is further configured to prevent the lock box from locking if movement is detected within the lock box based on data received from at least one of the motion sensor or the weight sensor. 
     
     
         9 . A method comprising:
 receiving, by a processing circuit of a piggy bank and from an input device of a lock box, a first user input from a first user, wherein the first user input sets an authentication factor for opening the lock box;   prompting, by the processing circuit, a second user to provide the authentication factor;   receiving, by the processing circuit and from the input device, a second user input from a second user, the second user input comprising the authentication factor;   comparing, by the processing circuit, the authentication factor inputted by the second user with the authentication factor inputted by the first user to determine that the second user is authorized to access the lock box;   unlocking, by the processing circuit, the lock box based on the second user being authorized to access the lock box; and   transmitting, by the processing circuit and to the user device associated with the first user, a notification indicating that the lock box has been unlocked.   
     
     
         10 . The method of  claim 9 , wherein the piggy bank further includes a touch screen configured to receive an input. 
     
     
         11 . The method of  claim 10 , wherein the authentication factor is a shape, and the method further comprising receiving the shape by the touch screen. 
     
     
         12 . The method of  claim 9 , wherein the piggy bank further comprises an animatronic animal, a microphone, a speaker, and a camera. 
     
     
         13 . The method of  claim 12 , wherein the authentication factor is a spoken phrase, and the method further comprising receiving the spoken phrase by the speaker. 
     
     
         14 . The method of  claim 12 , wherein the authentication factor is a hand gesture or a body movement, and the method further comprising detecting the hand gesture or the body movement by the camera. 
     
     
         15 . The method  claim 12 , further comprising:
 receiving, by the processing circuit and from the input device of the lock box, an authentication factor hint provided by the first user; and   providing, by the processing circuit and by the speaker, the authentication factor hint based on determining that the second user has provided an incorrect authentication factor input.   
     
     
         16 . The method of  claim 9 , wherein the lock box further includes a motion sensor and a weight sensor, and the method further comprising preventing, by the processing circuit, the lock box from locking if movement is detected within the lock box based on data received from at least one of the motion sensor or the weight sensor. 
     
     
         17 . A non-transitory computer-readable storage media comprising instructions stored thereon, that when executed by a processing circuit of a piggy bank, causes the processing circuit to perform operations, the operations comprising:
 receiving, from an input device of a lock box, a first user input from a first user, wherein the first user input sets an authentication factor for opening the lock box;   prompting a second user to provide the authentication factor;   receiving, from the input device, a second user input from a second user, the second user input comprising the authentication factor;   comparing the authentication factor inputted by the second user with the authentication factor inputted by the first user to determine that the second user is authorized to access the lock box;   unlocking the lock box based on the second user being authorized to access the lock box; and   transmitting, to the user device associated with the first user, a notification indicating that the lock box has been unlocked.   
     
     
         18 . The non-transitory computer-readable storage media of  claim 17 , wherein the piggy bank further comprises an animatronic animal, a microphone, a speaker, and a camera. 
     
     
         19 . The non-transitory computer-readable storage media  claim 17 , further comprising:
 receiving, from the input device of the lock box, an authentication factor hint provided by the first user; and   providing, by the speaker, the authentication factor hint based on determining that the second user has provided an incorrect authentication factor input.   
     
     
         20 . The non-transitory computer-readable storage media of  claim 17 , wherein the lock box further includes a motion sensor and a weight sensor, and the operations further comprising preventing the lock box from locking if movement is detected within the lock box based on data received from at least one of the motion sensor or the weight sensor.

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