System for providing applications on an automated teller machine (atm)

Abstract

Described is an Automated Teller Machine (ATM), and related systems (and methods), that allows for applications (or “Apps”) to be accessed on the ATM. The system allows for a third-party application to be verified and installed on ATMs to provide users with additional services. The application may access peripherals of the ATM via an Application Programming Interface (API) provided as part of a Software Development Kit (SDK). Accordingly, the system may provide a secure mechanism for ATM providers to provide users with the benefits of accessing third-party applications. Moreover, these applications may leverage specialized ATM peripherals and provide functionality that may not otherwise be available on other types of devices.

What is claimed is: 
     
         1 . A method comprising:
 receiving, by a processor of an automated teller machine (ATM), over a network from a service provider, at least one login request to login to a service application associated with a service provider that provides a service associated with the service application, wherein the service provider is distinct from a provider of the ATM;
 wherein the service comprises at least one of:
 a rideshare-related service, 
 a transportation-related service, 
 a gaming-related service, 
 an online media-related service, 
 a home utility-related service, 
 a rent-related service, 
 a medical-related service, or 
 a medicine-related service; 
 
   receiving, by the processor, credentials for an ATM-associated entity account;   receiving, by the processor, an account authentication where the credentials match the ATM-associated entity account;
 wherein the account authentication authenticates access to the ATM-associated entity account; 
 wherein the account authentication enables the service application to control one or more peripherals comprising at least one location system configured to provide a location associated with the ATM; 
   receiving, by the processor, an application authentication from the service provider in response to the account authentication, wherein the application authentication enables the login to the service application;   receiving, by the processor, one or more inputs to the service application;
 wherein the one or more inputs are based on user selection in the service application; 
   communicating, by the processor, the one or more inputs to the service;   accessing, by the service application based on the account authentication, the at least one location system to obtain the location associated with the ATM;   sending, to a service system associated with the service, the location;   receiving, from the service system, a confirmation that a physical service has been dispatched to the location associated with the ATM; and   displaying, on a user interface of the ATM, the confirmation.   
     
     
         2 . The method of  claim 1 , wherein the at least one location system comprises at least one of:
 data store or   a satellite positioning system.   
     
     
         3 . The method of  claim 2 , wherein the satellite positioning system comprises a global positioning system (GPS). 
     
     
         4 . The method of  claim 2 , wherein the data store comprises at least one location data item representative of the location associated with the ATM. 
     
     
         5 . The method of  claim 1 , further comprising:
 receiving, from the service application, an amount required for the service based at least in part on the one or more inputs to the service application;   prompting, on a user interface of the ATM, the user to select an account for providing the amount required from the account; and   accessing, by the service application, the account selected by the user to obtain the amount required from the account.   
     
     
         6 . The method of  claim 1 , further comprising:
 receiving, from the service application, an amount required for the service based at least in part on the one or more inputs to the service application;   accessing, by the service application based on the account authentication, the one or more peripherals to control a cash deposit mechanism;   prompting, on a user interface of the ATM, the user to provide the amount required in cash via the cash deposit mechanism; and   controlling, by the service application, the cash deposit mechanism to receive the amount required in cash.   
     
     
         7 . The method of  claim 1 , further comprising:
 receiving, from the service provider, a receipt in response to the physical service being dispatched; and   displaying, on the user interface of the ATM, the receipt.   
     
     
         8 . The method of  claim 1 , further comprising:
 receiving, from the service, a receipt in response to completing the physical service; and   displaying, on the user interface of the ATM, the receipt.   
     
     
         9 . The method of  claim 1 , further comprising:
 accessing, by the service application based on the account authentication, the one or more peripherals to control a receipt printer; and   controlling, by the service application, the receipt printer to print the receipt in response to completing the physical service.   
     
     
         10 . The method of  claim 1 , wherein the account authentication enables the service application to control one or more peripherals via an application programming interface (API) configured to restricts the service application from accessing information of the ATM-associated entity account. 
     
     
         11 . A system, comprising:
 a processor of an automated teller machine (ATM);   one or more peripherals of the ATM comprising at least one location system configured to provide a location associated with the ATM;   a memory, coupled to the processor, that stores instructions, which when executed by the processor, cause the processor to perform operations, the operations comprising:
 receiving, over a network from a service provider, at least one login request to login to a service application associated with a service provider that provides a service associated with the service application, wherein the service provider is distinct from a provider of the ATM;
 wherein the service comprises at least one of:
 a rideshare-related service, 
 a transportation-related service, 
 a gaming-related service, 
 an online media-related service, 
 a home utility-related service, 
 a rent-related service, 
 a medical-related service, or 
 a medicine-related service; 
 
 
 receiving credentials for an ATM-associated entity account; 
 receiving an account authentication where the credentials match the ATM-associated entity account;
 wherein the account authentication authenticates access to the ATM-associated entity account; 
 wherein the account authentication enables the service application to control the one or more peripherals; 
 
 receiving an application authentication from the service provider in response to the account authentication, wherein the application authentication enables the login to the service application; 
 receiving one or more inputs to the service application;
 wherein the one or more inputs are based on user selection in the service application; 
 
 communicate the one or more inputs to the service; 
 accessing, based on the account authentication, the at least one location system to obtain the location associated with the ATM; 
 sending, to a service system associated with the service, the location; 
 receiving, from the service system, a confirmation that a physical service has been dispatched to the location associated with the ATM; and 
 displaying, on a user interface of the ATM, the confirmation. 
   
     
     
         12 . The system of  claim 11 , wherein the at least one location system comprises at least one of:
 data store or   a satellite positioning system.   
     
     
         13 . The system of  claim 12 , wherein the satellite positioning system comprises a global positioning system (GPS). 
     
     
         14 . The system of  claim 12 , wherein the data store comprises at least one location data item representative of the location associated with the ATM. 
     
     
         15 . The system of  claim 11 , wherein the instructions, which when executed by the processor, cause the processor to perform the operations, the operations further comprising:
 receiving, from the service application, an amount required for the service based at least in part on the one or more inputs to the service application;   prompting, on a user interface of the ATM, the user to select an account for providing the amount required from the account; and   accessing, by the service application, the account selected by the user to obtain the amount required from the account.   
     
     
         16 . The system of  claim 11 , wherein the instructions, which when executed by the processor, cause the processor to perform the operations, the operations further comprising:
 receiving, from the service application, an amount required for the service based at least in part on the one or more inputs to the service application;   accessing, by the service application based on the account authentication, the one or more peripherals to control a cash deposit mechanism;   prompting, on a user interface of the ATM, the user to provide the amount required in cash via the cash deposit mechanism; and   controlling, by the service application, the cash deposit mechanism to receive the amount required in cash.   
     
     
         17 . The system of  claim 11 , wherein the instructions, which when executed by the processor, cause the processor to perform the operations, the operations further comprising:
 receiving, from the service provider, a receipt in response to the physical service being dispatched; and   displaying, on the user interface of the ATM, the receipt.   
     
     
         18 . The system of  claim 11 , wherein the instructions, which when executed by the processor, cause the processor to perform the operations, the operations further comprising:
 receiving, from the service, a receipt in response to completing the physical service; and   displaying, on the user interface of the ATM, the receipt.   
     
     
         19 . The system of  claim 11 , wherein the instructions, which when executed by the processor, cause the processor to perform the operations, the operations further comprising:
 accessing, by the service application based on the account authentication, the one or more peripherals to control a receipt printer; and   controlling, by the service application, the receipt printer to print the receipt in response to completing the physical service.   
     
     
         20 . The system of  claim 11 , wherein the account authentication enables the service application to control one or more peripherals via an application programming interface (API) configured to restricts the service application from accessing information of the ATM-associated entity account.