US2023325933A1PendingUtilityA1

Data Processing System for Secure Data Sharing and Customized Output Generation

Assignee: ALLSTATE INSURANCE COPriority: Jun 10, 2020Filed: Apr 11, 2023Published: Oct 12, 2023
Est. expiryJun 10, 2040(~13.9 yrs left)· nominal 20-yr term from priority
G06Q 40/08G06Q 50/265H04L 63/0428G06Q 10/107G06F 11/302G06Q 30/0185H04W 12/033G06F 11/3495G06Q 50/30G06Q 2220/10G06F 2201/81H04W 4/029G06Q 50/40G06F 21/6245
69
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Claims

Abstract

Aspects of the disclosure relate to computing platforms that utilize third party data for customized output generation. A computing platform may receive encrypted data corresponding to a travel history. The computing platform may decrypt a portion of the encrypted data, resulting in first decrypted travel history data. The computing platform may direct a user device to display the first decrypted travel history data, along with a first option to continue decrypting a subsequent portion of the encrypted data and a second option to delete the first decrypted travel history data. After receiving a selection of the first option, the computing platform may decrypt the subsequent portion of the encrypted data. After determining that the encrypted data is fully decrypted, the computing platform may process the decrypted data to generate a customized product output, and may direct the user device to display the customized product output.

Claims

exact text as granted — not AI-modified
What is claimed is: 
     
         1 . A method comprising:
 generating an initial product output;   displaying a graphical user interface indicating the initial product output;   receiving authorization indicating that third party data comprising historical travel data for a user may be used to determine an updated product output;   displaying one or more graphical user interfaces that include the third-party data, each of the one or more graphical user interfaces including a first option to maintain the authorization to use the third-party data for generation of the updated product output and a second option to deny the authorization to use the third-party data for generation of the updated product output;   based on receipt of the first option on each of the one or more graphical user interfaces, generating, without granting an enterprise organization corresponding to the updated product output access to the third-party data, the updated product output; and   rendering a graphical user interface that includes the updated product output.   
     
     
         2 . The method of  claim 1 , further comprising:
 requesting, from a third-party data source, the historical travel data.   
     
     
         3 . The method of  claim 1 , wherein the historical travel data comprises email data. 
     
     
         4 . The method of  claim 1 , further comprising:
 monitoring an application on a user device associated with the user to identify application data, wherein the application corresponds to the enterprise organization;   
       comparing the identified application data to a predetermined product generation threshold;
 in response to determining that the identified application data exceeds the predetermined product generation threshold:
 determine an initial product output, and 
 send one or more commands directing the user device to display the initial product output, wherein sending the one or more commands causes the user device to display the initial product output; and 
 
 in response to determining that the identified application does not exceed the predetermined product generation threshold, continuing to monitor the application until the identified application data exceeds the predetermined product generation threshold. 
 
     
     
         5 . The method of  claim 4 , wherein the initial product output is a first quote and the updated product output is a second quote, and wherein the updated product output is lower than the initial product output. 
     
     
         6 . The method of  claim 1 , further comprising:
 send, to a user device associated with the user, one or more commands directing display of an additional product recommendation, wherein sending the one or more commands directing display of the additional product recommendation causes one or more of the user device or an enterprise device to display the additional product recommendation and an option to maintain access to the third party data for determination of an additional product output.   
     
     
         7 . The method of  claim 6 , wherein the initial product output comprises a quote for vehicle insurance, the additional product recommendation comprises an indication that a quote for life insurance may be provided, and the additional product output comprises a quote for life insurance. 
     
     
         8 . The method of  claim 1 , wherein the historical travel data includes one or more of:
 a user identifier, an upload time, a date range, a number of trips, a total number of miles, an average trip length, a number of miles travelled at night, a number of highway miles travelled, a percentage of trips during which a speed limit was exceeded, a percentage of trips during which a difference between a speed and the speed limit exceeded one or more thresholds, a timestamp and weather data when the difference between the speed and the speed limit exceeded one or more thresholds, a number of miles biked, a number of miles walked, a number of trips taken using a rideshare application, a number of miles driven using a rideshare application, an average length of a rideshare trip, a number of driving miles, locations travelled to more than a predetermined number of times, landmarks within a predetermined distance of the locations, establishments within a predetermined distance of the locations, addresses of the establishments, an amount of time spent driving on trips shorter than a predetermined threshold distance, a total distance travelled on trips shorter than the predetermined threshold distance, an amount of time spent driving on trips longer than the predetermined threshold distance, a total distance travelled on trips longer than the predetermined threshold distance, an amount of time spent driving within a zip code, and an amount of miles driven within the zip code.

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