Contactless delivery systems and methods

Abstract

A contactless delivery system is provided. The contactless delivery system includes a contactless card storing a cryptogram containing a unique identifier associated with a user account. After entry into a communication field, the contactless card is configured to transmit the cryptogram to a server. Upon receipt of the cryptogram, the server is configured to validate and decrypt the cryptogram, and extract the unique identifier. The server can query a database for an identity of the user account using the unique identifier, generate a digital signature based on the identity of the user account, and transmit a verification notification including the identity of the user account and the digital signature.

1 - 32 . (canceled) 
     
     
         33 . A contactless delivery system, comprising:
 a contactless card comprising a card processor and a card memory, the card memory storing a unique identifier associated with a user account and a profile picture associated with the user account;   a server, comprising a server processor and a server memory,   wherein, after entry into a communication field generated by a card reader, the contactless card:
 transmits the profile picture to the card reader, 
 transmits the unique identifier to the card reader, and 
 receives a picture of an employee associated with the card reader, and wherein the server: 
 receives the unique identifier from the card reader, 
 queries, using the unique identifier, a database for an identity of the user account, the database containing one or more documents associated with the user account, 
 receives, from the database, the one or more documents to verify the identity of the user account, 
 receives a universal resource locator (URL) associated with a web page, 
 transmits the URL to a user device, 
 receives, via an input to the webpage, card information associated with the contactless card, 
 generates a digital signature based on the identity of the user account and the card information, and 
 transmits a verification notification including the identity of the user account and the digital signature. 
   
     
     
         34 . The contactless delivery system of  claim 33 , wherein:
 the user device stores information on a delivery package,   the verification notification is transmitted to the user device, and   the server receives the information on the delivery package as an authentication factor to verify the identity of the user account.   
     
     
         35 . The contactless delivery system of  claim 33 , wherein:
 the server transmits the verification notification to the user device, and   the digital signature is displayed on a display of the user device, the digital signature being used to sign a package receipt document displayed on the display of the user device.   
     
     
         36 . The contactless delivery system of  claim 33 , wherein the one or more documents comprises a copy of a driver license. 
     
     
         37 . The contactless delivery system of  claim 33 , wherein the one or more documents comprises a certificate signed by an employer. 
     
     
         38 . The contactless delivery system of  claim 33 , wherein the one or more documents comprises the profile picture associated with the user account. 
     
     
         39 . The contactless delivery system of  claim 33 , wherein:
 the unique identifier is stored within a first cryptogram, and   the contactless card transmits the first cryptogram to the card reader.   
     
     
         40 . The contactless delivery system of  claim 39 , wherein the server:
 receives the first cryptogram from the card reader,   validates the first cryptogram,   decrypts the first cryptogram, and   extracts the unique identifier.   
     
     
         41 . The contactless delivery system of  claim 33 , wherein the server:
 receives a first authentication factor from the user device,   receives a second authentication factor from a delivery device,   compares the first authentication factor and the second authentication factor, and   generates the digital signature based on the identity of the user account, the card information, and the comparison.   
     
     
         42 . The contactless delivery system of  claim 41 , wherein:
 the first authentication factor comprises a geo-signature of the user device, and   the second authentication factor comprises a geo-signature of the delivery device.   
     
     
         43 . A contactless delivery method, comprising:
 transmitting, by a contactless card after entry into a communication field generated by a card reader, transmits the profile picture to the card reader;   transmitting, by the contactless card, the unique identifier to the card reader;   receiving, by the contactless card, a picture of an employee associated with the card reader;   receiving, by the server, the unique identifier from the card reader;   querying, by the server using the unique identifier, a database for an identity of the user account, the database containing one or more documents associated with the user account;   receiving, by the server from the database, the one or more documents to verify the identity of the user account;   receiving, by the server, a universal resource locator (URL) associated with a web page;   transmitting, by the server, the URL to a user device;   receiving, by the server via an input to the webpage, card information associated with the contactless card;   generating, by the server, a digital signature based on the identity of the user account and the card information; and   transmitting, by the server, a verification notification including the identity of the user account and the digital signature.   
     
     
         44 . The contactless delivery method of  claim 43 , further comprising:
 receiving, by the server, a first authentication factor from the user device;   receiving, by a server, a second authentication factor from a delivery device;   comparing, by the server, the first authentication factor and the second authentication factor; and   generating, by the server, the digital signature based on the identity of the user account, the card information, and the comparison.   
     
     
         45 . The contactless delivery method of  claim 44 , wherein at least one selected from the group of the first authentication factor and the second authentication factor comprises a password. 
     
     
         46 . The contactless delivery method of  claim 44 , wherein at least one selected from the group of the first authentication factor and the second authentication factor comprises a personal identification number (PIN). 
     
     
         47 . The contactless delivery method of  claim 44 , wherein at least one selected from the group of the first authentication factor and the second authentication factor comprises a biometric feature. 
     
     
         48 . The contactless delivery method of  claim 43 , wherein:
 the unique identifier is stored within a first cryptogram, and   transmitting, by the contactless card, the unique identifier to the card reader comprises transmitting, by the contactless card, the first cryptogram to the card reader.   
     
     
         49 . The contactless delivery method of  claim 48 , wherein:
 the contactless card contains a counter value and a plurality of keys, and   the method further comprises generating, by the contactless card, the first cryptogram using the counter value, the plurality of keys, and the unique identifier.   
     
     
         50 . A non-transitory computer-accessible medium storing executable instructions that, when executed by a server, cause the server to perform procedures comprising:
 receiving a unique identifier from a card reader;   querying, using the unique identifier, a database for an identity of a user account, the database containing one or more documents associated with the user account;   receiving, from the database, the one or more documents to verify the identity of the user account;   receiving a universal resource locator (URL) associated with a web page;   transmitting the URL to a user device;   receiving, via an input to the webpage, card information associated with a contactless card;   generating a digital signature based on the identity of the user account and the card information; and   transmitting a verification notification including the identity of the user account and the digital signature.   
     
     
         51 . The non-transitory computer-accessible medium of  claim 50 , wherein:
 the digital signature comprises the signature of a user not associated with the user account, and   the procedures further comprise transmitting an indirect signature notification to a user associated with the user account.   
     
     
         52 . The non-transitory computer-accessible medium of  claim 50 , the procedures further comprising:
 receiving a card tap notification;   prompting to read a contactless card based on the card tap notification;   receiving by the server a tap-completed notification; and   generating, by the server, the digital signature based on the identity of the user account, the card information, and the tap-completed notification.