Artificial intelligence-based system and method for conditional electronic transaction processing

Abstract

Systems and methods for artificial intelligence (AI)-based systems and methods for conditional electronic processing are provided. An example method includes receiving real time data from one or more data sources associated with one or more connected smart devices; continuously evaluating the real time data to determine whether the one or more transaction conditions is met; upon determining that the one or more transaction conditions has been met, utilizing prioritized parameters to determine to which users an alert of a transaction request is broadcast; broadcasting the alert of the transaction request via a user application; transmitting, via a push notification gateway, a push notification to the user application on a user device; and establishing, via a network, a secure connection between the user device and an AI engine for executing the transaction request.

1 - 25 . (canceled) 
     
     
         26 . An artificial intelligent (AI)-based system for an automated crowd-sourced payment service based on detection of an unsafe household condition, comprising:
 a data storage containing:
 a plurality of user identification records associated with a plurality of users registered for the automated crowd-sourced payment service, 
 one or more threshold values associated with each of a plurality of registered users, wherein the one or more threshold values correspond to one or more unsafe household conditions detected by one or more smart home appliances, and 
 an automated action specified for each of the one or more threshold values; 
   an AI engine coupled to an application programming interface (API) that enables acquisition of real time sensing data from the one or more smart home appliances, wherein the AI engine is configured to:
 receive the real time sensing data from the one or more smart home appliances; 
 determine one or more data values from the real time sensing data, that indicate an unsafe household condition based on a comparison with one or more corresponding threshold values; 
 identify, from the plurality of user identification records, one or more registered users associated with the one or more corresponding threshold value for which an unsafe household condition is detected; 
 broadcast an alert, regarding the detected unsafe household condition, to the one or more registered users. 
   
     
     
         27 . The AI-based system of  claim 26 , wherein the one or more smart home appliances comprises a smart thermostat for real-time monitoring of a household temperature. 
     
     
         28 . The AI-based system of  claim 26 , wherein the one or more smart home appliances comprises a smart refrigerator sensor for real time monitoring of a food level within a smart fridge associated with the household. 
     
     
         29 . The AI-based system of  claim 26 , wherein the system is configured to continuously monitor the real-time sensing data, retrieved from the one or more smart home appliances, with respect to the one or more threshold values. 
     
     
         30 . The AI-based system of  claim 26 , wherein the alert, broadcasted to the one or more registered users in response to the detection of an unsafe household condition, comprises a request for execution of the automated action specified for the corresponding threshold values by a corresponding user. 
     
     
         31 . The AI-based system of  claim 30 , wherein the AI engine is configured to evaluate a budget associated with the registered user prior to transmission of the request for execution of the automated action 
     
     
         32 . The AI-based system of  claim 30 , wherein the automated action corresponds to a transaction request for a monetary contribution to alleviate the detected unsafe condition. 
     
     
         33 . The AI-based system of  claim 26 , wherein the alert is broadcasted to a user application running on a user device associated with each of the one or more registered users 
     
     
         34 . The AI-based system of  claim 26 , wherein the AI engine is configured to evaluate one or more prioritized parameters to determine a level of interest of a registered user for each of the one or more threshold values associated with an unsafe household conditions. 
     
     
         35 . The AI-based system of  claim 34 , wherein the one or more prioritized parameters are specified by the registered user. 
     
     
         36 . The AI-based system of  claim 26 , wherein the AI engine is configured to identify the one or more registered users for transmission of the transaction request based on an evaluation of historical data associated with each of the one or more registered users 
     
     
         37 . An AI-based method for implementing an automated crowd-sourced payment service based on detection of an unsafe household condition, comprising:
 receiving, by a processor running an AI engine, real time sensing data from one or more smart home appliances;   monitoring, by the AI engine, the real time sensing data, retrieved from the one or more smart home appliance, with respect to the one or more threshold values;   determining, by the AI engine, one or more data values from the real time sensing data, that indicate an unsafe household condition based on a comparison with one or more corresponding threshold values;   identifying, by the AI engine, one or more registered users, from the plurality of user identification records, the one or more registered users being associated with the one or more corresponding threshold values for which an unsafe household condition is detected; and   broadcasting, by the processor, an alert, to the one or more registered users.   
     
     
         38 . The AI-based method of  claim 37 , wherein the one or more smart home appliances comprises a smart thermostat for real-time monitoring of a household temperature and a smart refrigerator sensor for real time monitoring of a food level within a smart fridge associated with the household. 
     
     
         39 . The AI-based method of  claim 37 , further comprising broadcasting, along with the alert, a request for execution of the automated action specified for the corresponding threshold values by a corresponding user. 
     
     
         40 . The AI-based method of  claim 39 , wherein the AI engine is configured to evaluate a budget associated with the registered user prior to transmission of the request for execution of the automated action 
     
     
         41 . The AI-based system of  claim 40 , wherein the automated action corresponds to a transaction request for a monetary contribution to alleviate the detected unsafe condition. 
     
     
         42 . The AI-based method of  claim 39 , further comprising broadcasting the alert and the request for execution of the automated action, to a user application running on a user device associated with each of the one or more registered users. 
     
     
         43 . The AI-based method of  claim 37 , wherein the AI engine is configured to evaluate one or more prioritized parameters to determine a level of interest of a registered user for each of the one or more threshold values associated with an unsafe household conditions, wherein the one or more prioritized parameters are specified by the registered user. 
     
     
         44 . A non-transitory computer-accessible medium having stored thereon computer-executable instructions for implementing an automated crowd-sourced payment service based on detection of an unsafe household condition, wherein upon execution by a computer arrangement comprising a processor, the instructions cause the computer arrangement to perform procedures comprising:
 receiving, by an AI engine running on the processor, real time sensing data from one or more smart home appliances;   monitoring, by the AI engine, the real time sensing data, retrieved from the one or more smart home appliance, with respect to the one or more threshold values;   determining, by the AI engine, one or more data values from the real time sensing data, that indicate an unsafe household condition based on a comparison with one or more corresponding threshold values;   identifying, by the AI engine, one or more registered users, from the plurality of user identification records, the one or more registered users being associated with the one or more corresponding threshold values for which an unsafe household condition is detected; and   broadcasting, by the processor, an alert, regarding the detected unsafe household condition, to the one or more registered users, the alert being broadcasted to a user application running on a user device associated with each of one or more registered users.   
     
     
         45 . The non-transitory computer-accessible medium of  claim 44 , wherein the one or more smart home appliances comprises a smart thermostat for real-time monitoring of a household temperature and a smart refrigerator sensor for real time monitoring of a food level within a smart fridge associated with the household