Systems and methods for using information from wearable devices

Abstract

Systems and methods for the of use information from application programming interfaces on wearable devices in third party applications are provided. A system comprising a user device, data storage, an application programming interface and an application is provided. In this system, there is a user device that includes a health monitor. The health monitor includes sensors and associated software that enable it to obtain health information about the wearer of the user device. In this system, there is data storage on the user device that stores the health information as user health data. In this system, there is an application programming interface on the user device that enables the health monitor to share the user health data with other applications executing on the user device.

1 - 20 . (canceled) 
     
     
         21 . A system, comprising:
 a server, comprising a processor and a memory,   wherein the server:
 stores a user account of the user, wherein the user account comprises user account information, a user device identifier and a user preference, wherein the user preference is an indication to enable a biometric transaction authentication with a user device; 
 receives, from the user device, the user device identifier and a signal indicating the presence or absence of the requisite health data; 
 identifies the user account based on the received user device identifier; 
   determines whether the received signal indicates the presence or absence of the requisite health data;
 receives, from a point of sale terminal, a transaction request of the transaction; 
   identifies the user account based on information received with the transaction request;
 determines whether biometric transaction authentication is enabled or disabled for the user account; and 
 approves the transaction request based on a determination that the biometric transaction authentication is enabled by transmitting, to the point of sale terminal, an authorization message based on; or 
 denies the transaction request based on a determination that the biometric transaction authentication is disabled by transmitting, to the point of sale terminal, a transaction denial message.