Computer-implemented system and method for performing social network secure transactions

Abstract

A computer-implemented system and method for performing social network secure transactions is provided. One or more social media platforms are monitored and a message is intercepted from one of the social media platforms. The message includes a recipient and payment information for a payment to be made to the recipient from a sender of the message. A validation of the payment information with respect to the sender of the message is performed by generating a validation score for the payment information and determining that the validation score satisfies a threshold. A notification of the payment is provided to the recipient upon satisfaction of the threshold by the validation score.

What is claimed is: 
     
         1 . A computer-implemented system for performing social network secure transactions, comprising:
 a database configured to store a list of recipients;   a server comprising a central processing unit, memory, an input port configured to receive the list of recipients from the database, and an output port, wherein the central processing unit is configured to:
 monitor one or more social media platforms; 
 obtain from one of the social media platforms a message comprising one of the recipients and payment information for a payment to be made to the recipient from a sender of the message; 
 perform a validation of the payment information with respect to the sender of the message, comprising:
 generate a validation score for the payment information; and 
 determine that the validation score satisfies a threshold; and 
 
 provide a notification of the payment to the recipient upon satisfaction of the threshold by the validation score. 
   
     
     
         2 . A system according to  claim 1 , wherein at least a portion of the payment information is provided via a photograph. 
     
     
         3 . A system according to  claim 2 , wherein the central processing unit generates a link to access the payment information and provides the link in the notification. 
     
     
         4 . A system according to  claim 1 , wherein the validation score is determined by assigning a value to each piece of payment information and calculating the validation score by summing the values for each piece of payment information. 
     
     
         5 . A system according to  claim 4 , wherein the central processing unit assigns a binary score or a score between zero and 1 to each of the pieces of payment information as the value. 
     
     
         6 . A system according to  claim 1 , wherein the payment information comprises one or more of an account, amount, signature, and payment method. 
     
     
         7 . A system according to  claim 1 , wherein the recipient is identified by a name, nickname, or hashtag. 
     
     
         8 . A system according to  claim 7 , wherein the hashtag is stored with a list of other hashtags, each associated with a different recipient. 
     
     
         9 . A system according to  claim 1 , wherein the validation comprises one or more of whether the sender has a relationship with the recipient, whether a signature of the sender is correct, and whether funds of the sender exceed a value of the payment. 
     
     
         10 . A system according to  claim 1 , wherein the verification is performed by the social networking platform from which the message originated. 
     
     
         11 . A computer-implemented method for performing social network secure transactions, comprising:
 monitoring one or more social media platforms;   intercepting from one of the social media platforms a message comprising a recipient and payment information for a payment to be made to the recipient from a sender of the message;   performing a validation of the payment information with respect to the sender of the message, comprising:
 generating a validation score for the payment information; and 
 determining that the validation score satisfies a threshold; and 
   providing a notification of the payment to the recipient upon satisfaction of the threshold by the validation score.   
     
     
         12 . A method according to  claim 11 , wherein at least a portion of the payment information is provided via a photograph. 
     
     
         13 . A method according to  claim 12 , further comprising:
 generating a link to access the payment information; and   providing the link in the notification.   
     
     
         14 . A method according to  claim 11 , further comprising:
 determining the validation score, comprising:
 assigning a value to each piece of payment information; and 
 calculating the validation score by summing the values for each piece of payment information. 
   
     
     
         15 . A method according to  claim 14 , further comprising:
 assigning a binary score or a score between zero and 1 to each of the pieces of payment information as the value.   
     
     
         16 . A method according to  claim 11 , wherein the payment information comprises one or more of an account, amount, signature, and payment method. 
     
     
         17 . A method according to  claim 11 , wherein the recipient is identified by a name, nickname, or hashtag. 
     
     
         18 . A method according to  claim 17 , further comprising:
 storing the hashtag with a list of other hashtags, each associated with a different recipient.   
     
     
         19 . A method according to  claim 11 , wherein the validation comprises one or more of whether the sender has a relationship with the recipient, whether a signature of the sender is correct, and whether funds of the sender exceed a value of the payment. 
     
     
         20 . A method according to  claim 11 , further comprising:
 performing the verification by the social networking platform from which the message originated.