Systems and methods for warranty coverage alerts based on acquisition data

Abstract

A computer-implemented method for facilitating identification of object coverage information using prior acquisition data, that includes detecting an object acquisition, determining a grouping of the object acquisition from a plurality of groupings, and identifying a corresponding object acquisition within the same grouping as the object acquisition. The method further includes determining the corresponding object acquisition includes coverage protection, and transmitting an alert of the corresponding object acquisition and the coverage protection.

What is claimed is: 
     
         1 . A computer-implemented method for facilitating identification of object coverage information using prior acquisition data, comprising:
 detecting an object acquisition;   determining a grouping of the object acquisition from a plurality of groupings;   identifying a corresponding object acquisition within the same grouping as the object acquisition;   determining the corresponding object acquisition includes coverage protection; and   transmitting an alert of the corresponding object acquisition and the coverage protection.   
     
     
         2 . The computer-implemented method of  claim 1 , wherein prior to determining the grouping of the object acquisition, the method further comprises:
 determining whether the object acquisition is for an object associated with coverage protection.   
     
     
         3 . The computer-implemented method of  claim 1 , wherein prior to transmitting the alert, the method further comprises:
 determining a status of the coverage protection for the corresponding object acquisition, wherein the alert is transmitted when the status of the coverage protection is active.   
     
     
         4 . The computer-implemented method of  claim 1 , wherein prior to transmitting the alert, the method further comprises:
 transmitting a verification inquiry to a user device to confirm the object acquisition is for an object that replaces a prior object acquired via the corresponding object acquisition; and   receiving an affirmative response to the verification inquiry from the user device.   
     
     
         5 . The computer-implemented method of  claim 1 , further comprising:
 retrieving claim submission documentation from a coverage provider and for the corresponding object acquisition; and   transmitting the claim submission documentation to a user device.   
     
     
         6 . The computer-implemented method of  claim 5 , wherein prior to transmitting the claim submission documentation to the user device, the method comprises:
 completing the claim submission documentation based on information relating to the corresponding object acquisition.   
     
     
         7 . The computer-implemented method of  claim 6 , wherein prior to transmitting the claim submission documentation to the user device, the method comprises:
 transmitting the completed claim submission documentation to the coverage provider.   
     
     
         8 . The computer-implemented method of  claim 1 , wherein each of the plurality of groupings includes data indicative of a plurality of prior object acquisitions having one or more characteristics. 
     
     
         9 . The computer-implemented method of  claim 8 , wherein the one or more characteristics includes a merchant name, an acquisition date, an acquisition amount, or a merchant grouping code associated with each of the plurality of prior object acquisitions. 
     
     
         10 . The computer-implemented method of  claim 8 , wherein determining the grouping of the object acquisition from the plurality of groupings comprises:
 comparing one or more characteristics of the object acquisition to the one or more characteristics of the plurality of prior object acquisitions grouped in each of the plurality of groupings.   
     
     
         11 . The computer-implemented method of  claim 1 , further comprising:
 determining the object acquisition includes a new coverage protection; and   adding data indicative of the object acquisition and the new coverage protection in at least one of the plurality of groupings.   
     
     
         12 . The computer-implemented method of  claim 11 , further comprising:
 adding one or more characteristics of the object acquisition in the at least one plurality of groupings.   
     
     
         13 . The computer-implemented method of  claim 1 , wherein determining the corresponding object acquisition includes coverage protection comprises:
 communicating with a server of a manufacturer, a payment service provider, a retail service provider, or a web platform provider;   determining at least one of the manufacturer, the payment service provider, the retail service provider, or the web platform provider provides coverage protection for the corresponding object acquisition; and   retrieving information of the coverage protection from the server.   
     
     
         14 . A computer-implemented method for automating product coverage identification, comprising:
 determining an occurrence of an object acquisition;   categorizing the object acquisition to at least one category of a plurality of categories based on a characteristic of the object acquisition;   determining a prior product acquisition included within the at least one category has a corresponding characteristic similar to the characteristic of the object acquisition;   determining the prior object acquisition includes a coverage plan; and   generating a notification including the prior object acquisition and the coverage plan.   
     
     
         15 . The computer-implemented method of  claim 14 , wherein prior to generating the notification, the method further comprises:
 retrieving information of the coverage plan;   determining a validity of the coverage plan for the prior object acquisition;   transmitting an inquiry to confirm the object acquisition is for replacing the prior object acquisition; and   transmitting the notification in response to receiving an affirmative response to the inquiry.   
     
     
         16 . The computer-implemented method of  claim 14 , further comprising:
 submitting an automatic claim for reimbursement to a coverage provider for the prior object acquisition.   
     
     
         17 . The computer-implemented method of  claim 14 , wherein categorizing the object acquisition to the at least one category based on the characteristic of the object acquisition comprises:
 comparing the characteristic of the object acquisition to one or more characteristics of a plurality of prior object acquisitions categorized in each of the plurality of categories.   
     
     
         18 . The computer-implemented method of  claim 14 , further comprising:
 determining the object acquisition includes a new coverage plan; and   storing data indicative of the object acquisition, the new coverage plan, and the characteristic of the object acquisition in the at least one category.   
     
     
         19 . The computer-implemented method of  claim 14 , wherein prior to transmitting the notification, the method further comprises:
 determining whether the coverage plan for the corresponding object acquisition has expired; and   transmitting the notification in response to determining the coverage plan has not expired.   
     
     
         20 . A system for facilitating identification of existing protection for prior object acquisitions, comprising:
 a processor; and   a memory storing instructions that, when executed by the processor, causes the processor to perform operations including:
 receiving data indicative of an object acquisition; 
 determining at least one grouping of the object acquisition from a plurality of groupings; 
 identifying a matching object acquisition in the same grouping of the object acquisition from prior object acquisition data; 
 determining the matching object acquisition includes object coverage protection; and 
 transmitting an alert to a user device of the matching object acquisition and the object coverage protection.