Authentication transaction

Abstract

Various examples are directed to systems and methods for authentication transactions. A mobile computing device may send to a financial institution system, an access request message. The mobile computing device may receive from a second server system, a transaction request message requesting authorization for a transaction on an account associated with the mobile computing device, the transaction request including a transaction amount. The mobile computing device may prompt a user of the mobile computing device to authorize the transaction. The mobile computing device may receive, from the financial institution system, summary data describing the transaction amount.

What is claimed is: 
     
         1 . A method comprising:
 receiving, by a first computing device, a first access request message, wherein the first computing device comprises at least one processor and a memory in communication with the at least one processor;   sending, by the first computing device and to a server system, a transaction request message requesting a transaction to an account associated with a second computing device;   receiving, by the first computing device and from the server system, transaction data indicating that the transaction is completed; and   sending, by the first computing device and to the second computing device, a transaction summary message comprising transaction summary data describing the transaction.   
     
     
         2 . The method of  claim 1 , wherein the transaction comprises a debit of a transaction amount to the account and a credit of the transaction amount to the account. 
     
     
         3 . The method of  claim 1 , wherein the transaction data indicates that the first computing device has authorized the transaction. 
     
     
         4 . The method of  claim 1 , wherein the transaction data indicates that a second computing device associated with a user of the first computing device has authorized the transaction. 
     
     
         5 . The method of  claim 1 , wherein the transaction data comprises timestamp data indicating a time associated with the transaction. 
     
     
         6 . The method of  claim 1 , wherein the first computing device is an automated teller machine (ATM). 
     
     
         7 . The method of  claim 1 , further comprising determining, by the first computing device, that the first access request message includes a request for the transaction. 
     
     
         8 . The method of  claim 1 , further comprising:
 querying, by the first computing device, a financial institution system; and   receiving, from the financial institution system, an indication that the transaction should be requested.   
     
     
         9 . The method of  claim 1 , further comprising verifying, by the first computing device, a block chain of the second computing device, wherein the block chain comprises a plurality of transactions including the second computing device. 
     
     
         10 . A system comprising:
 a first computing device comprising at least one processor programmed to perform operations comprising:
 receiving a first access request message, wherein the first computing device comprises at least one processor and a memory in communication with the at least one processor; 
 sending, to a server system, a transaction request message requesting a transaction to an account associated with a second computing device; 
 receiving, from the server system, transaction data indicating that the transaction is completed; and 
 sending, to the second computing device, a transaction summary message comprising transaction summary data describing the transaction. 
   
     
     
         11 . The system of  claim 10 , wherein the transaction comprises a debit of a transaction amount to the account and a credit of the transaction amount to the account. 
     
     
         12 . The system of  claim 10 , wherein the transaction data indicates that the first computing device has authorized the transaction. 
     
     
         13 . The system of  claim 10 , wherein the transaction data indicates that a second computing device associated with a user of the first computing device has authorized the transaction. 
     
     
         14 . The system of  claim 10 , wherein the transaction data comprises timestamp data indicating a time associated with the transaction. 
     
     
         15 . The system of  claim 10 , wherein the first computing device is an automated teller machine (ATM). 
     
     
         16 . The system of  claim 10 , the operations further comprising determining that the first access request message includes a request for the transaction. 
     
     
         17 . The system of  claim 10 , the operations further comprising:
 querying a financial institution system; and   receiving, from the financial institution system, an indication that the transaction should be requested.   
     
     
         18 . The system of  claim 10 , the operations further comprising verifying a block chain of the second computing device, wherein the block chain comprises a plurality of transactions including the second computing device. 
     
     
         19 . A non-transitory machine-readable medium comprising instructions thereon that, when executed by a first computing device, cause the first computing device to perform operations comprising:
 receiving a first access request message, wherein the first computing device comprises at least one processor and a memory in communication with the at least one processor;   sending, to a server system, a transaction request message requesting a transaction to an account associated with a second computing device;   receiving, from the server system, transaction data indicating that the transaction is completed; and   sending, to the second computing device, a transaction summary message comprising transaction summary data describing the transaction.   
     
     
         20 . The non-transitory machine-readable medium of  claim 19 , wherein the transaction comprises a debit of a transaction amount to the account and a credit of the transaction amount to the account.