US2023169585A1PendingUtilityA1

System for disclosing deposit account information that can be virtual currency address

Assignee: TSUBOI KENPriority: Sep 15, 2016Filed: Jan 12, 2023Published: Jun 1, 2023
Est. expirySep 15, 2036(~10.1 yrs left)· nominal 20-yr term from priority
Inventors:Ken Tsuboi
H04L 9/08H04L 63/0414H04L 2209/56G06Q 40/02G06Q 20/065G06Q 20/108G06F 21/6245
48
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Claims

Abstract

The object is to present a technical solution for a bank to disclose information on a deposit account directly to a third party. The owner of a virtual currency address or real-currency deposit account provides a disclosure key to a disclosee (third party). The third party accesses a disclosure server 6 by operating a disclosee terminal 7 , and transmits a disclosure request with the disclosure key. The disclosure server 6 accesses to an opener bank server 1, 8 , acquires the virtual currency address owner information or the instant real-currency deposit account balance information, transmits it to the disclosee terminal 7 , and make it browsable on the disclosee terminal 7.

Claims

exact text as granted — not AI-modified
What is claimed: 
     
         1 . A deposit account information disclosure system, comprising
 a disclosure server, which is operable to accept an access from an owner terminal being operated by a deposit account owner and an access from a disclosee terminal being operated by a disclosee,   a disclosure program implemented on the disclosure server,   a permission setting program implemented on the disclosure server,   an account information file, in which each owner name of each deposit account is recorded in correspondence with each deposit account ID,   a permission information file created for each deposit account ID,   a disclosure application page hosted by the disclosure server to the disclosee terminal,   wherein   the permission setting program is executable by the owner terminal, and operable to create a disclosure key, record the created disclosure key, and enable the disclosure key to be transferred to the disclosee terminal via an email,   the disclosure application page displayed on the disclosee terminal includes an account ID input box, a disclosure key input box, and a button for executing the disclosure program with the account ID input in the account ID input box and the disclosure key input in the disclosure key input box as the arguments,   the disclosure program is operable to search the permission information file for the deposit account ID as the argument with the disclosure key as the argument, and judge the disclosure key is recorded or not, and   the disclosure program is further operable to acquire the owner name of the deposit account from the record where the recorded deposit account ID is matches the deposit account ID as the argument if the disclosure key is recorded in the permission information file, and transmit the owner name to the disclosee terminal displaying the disclosure application page, and make the owner name browsable on the disclosee terminal.   
     
     
         2 . A deposit account information disclosure system as claimed in  claim 1 ,
 wherein   the currency is a virtual currency,   the deposit account is a virtual currency address, and   the deposit account ID is the virtual currency address.   
     
     
         3 . A deposit account information disclosure system as claimed in  claim 2 ,
 wherein   the disclosure application page is linked with a remittance page hosted by a remitter gateway server to a disclosee terminal for a virtual currency remittance.   
     
     
         4 . A deposit account information disclosure system as claimed in  claim 1 ,
 wherein   the currency is not any of virtual currencies, and   the deposit account is not any of virtual currency addresses.   
     
     
         5 . A deposit account information disclosure system as claimed in  claim 1 ,
 wherein   the disclosure key recorded in the permission information file has a time limit, and   the disclosure program is operable not to disclose the owner name of the deposit account after the time limit of the disclosure key even if the disclosure key is recorded in the permission information file.   
     
     
         6 . A deposit account information disclosure system as claimed in  claim 1 ,
 wherein   the disclosure server is operable to make the transmitted owner name browsable on the disclosee terminal with a mark showing certification of authenticity of the owner name.

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