US2022374849A1PendingUtilityA1

Graphical user interface for making payment to selected place on map or selected place in list

Assignee: RATHOD YOGESHPriority: Jan 18, 2019Filed: Apr 26, 2022Published: Nov 24, 2022
Est. expiryJan 18, 2039(~12.5 yrs left)· nominal 20-yr term from priority
Inventors:Yogesh Rathod
G06Q 30/0201G06Q 30/0241G06F 16/538G07G 1/0036G06F 16/535G06Q 20/102H04W 4/029G07F 9/026G06Q 20/42G06Q 30/06G06Q 20/203G06Q 20/227G07G 1/0054G06Q 10/40
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Claims

Abstract

Various embodiments of a system, methods, server, client, and graphical user interface to enabling user to access selected place on map to associated payment graphical user interface to make payment from user selected payment account to place associated identified merchant associated account. In another embodiment enabling user to access selected or pre-set location nearby list of places and enable to select particular place from list and access associated payment graphical user interface to to make payment from user selected payment account to place associated identified merchant associated account.

Claims

exact text as granted — not AI-modified
I claim: 
     
         1 . A method of payment, comprising:
 receiving, by a hardware processor of a server coupled to a user mobile device via a network interface component and a network, location information from a user from the user mobile device or location information provided or set by the user including at least one of current location, locality, pin code area, selected location on map and address;   determining, by the hardware processor, one or more places that are within the threshold distance of the location provided by user mobile device or provided or set by the user;   generating, by the hardware processor, list of identified or filtered nearby places with details;   displaying, by the hardware processor, list of identified nearby places and associated details;   displaying, by the hardware processor via the network interface component and the network, nearby places, wherein sorting list of nearby places based on distance from monitored and tracked user device current location or updated user device current location;   generating for each place or selected place in list, using the hardware processor, a payment graphical user interface based on the place associated data including place identity, user identity, one or more user payment accounts details including pre-set payment account, place associated merchant identity and merchant account details;   receiving , by the hardware processor via the network interface component and the network, selection of place or list item or request to access place or list item associated payment graphical user interface;   displaying, by the hardware processor via the network interface component and the network, selected place associated payment graphical user interface for entering or selecting payment amount and sending request for making payment of particular amount from the identified user payment account to the place associated identified merchant account;   receiving, by the hardware processor, from the selected place or location associated payment graphical user interface of the client computing device, a payment request; and   processing, by the hardware processor, the payment request based on the received payment information, without the user having to enter the account information related to merchant.   
     
     
         2 . The method of  claim 1  wherein debiting, by the hardware processor, payment amount from the user's payment account and crediting, by the hardware processor, payment amount to the merchant's account including merchant bank account or debit card account. 
     
     
         3 . The method of  claim 1  wherein generating, by the hardware processor, list of identified or filtered nearby places with details in relevant categories; receiving, by the hardware processor via the network interface component and the network, selection of category from list of categories; and displaying, by the hardware processor via the network interface component and the network, selected category associated nearby places, wherein sorting selected category associated list of nearby places based on distance from monitored and tracked user device current location or updated distance from monitored and tracked user device current location or continuously updated location. 
     
     
         4 . The method of  claim 3  wherein location information comprises current location, automatically determined location, selected or inputted area or suburb, city, pin code, locality, road, nearby place or point of interest, selected location on map, selected point on map, draw location on map, full or partial address and one or more type of location code. 
     
     
         5 . The method of  claim 3  wherein displaying a place details including updated distance from monitored and tracked user device current location or continuously updated location, the place or place of business name, category, location or full or partial address, logo or icon or image, place business hours and current status including open or close, and ratings, maps and address, photos, ratings and reviews, description, contact information including phone number, email and website. 
     
     
         6 . A system of payment, comprising:
 a network interface component; a non-transitory memory storing instructions; and   one or more hardware processors coupled to the non-transitory memory and configured to read the instructions from the non-transitory memory to cause the system to perform operations comprising:   receive, by a hardware processor of a server coupled to a user mobile device via a network interface component and a network, location information from a user from the user mobile device or location information provided or set by the user including at least one of current location, locality, pin code area, selected location on map and address;   determine, by the hardware processor, one or more places that are within the threshold distance of the location provided by user mobile device or provided or set by the user;   generate, by the hardware processor, list of identified or filtered nearby places with details;   display, by the hardware processor, list of identified nearby places and associated details;   display, by the hardware processor via the network interface component and the network, nearby places, wherein sorting list of nearby places based on distance from monitored and tracked user device current location or updated user device current location;   generate for each place or selected place in list, using the hardware processor, a payment graphical user interface based on the place associated data including place identity, user identity, one or more user payment accounts details including pre-set payment account, place associated merchant identity and merchant account details;   receive , by the hardware processor via the network interface component and the network, selection of place or list item or request to access place or list item associated payment graphical user interface;   display, by the hardware processor via the network interface component and the network, selected place associated payment graphical user interface for entering or selecting payment amount and sending request for making payment of particular amount from the identified user payment account to the place associated identified merchant account;   receive, by the hardware processor, from the selected place or location associated payment graphical user interface of the client computing device, a payment request; and   process, by the hardware processor, the payment request based on the received payment information, without the user having to enter the account information related to merchant.   
     
     
         7 . The system of  claim 6  wherein debiting, by the hardware processor, payment amount from the user's payment account and crediting, by the hardware processor, payment amount to the merchant's account including merchant bank account or debit card account. 
     
     
         8 . The system of  claim 6  wherein generating, by the hardware processor, list of identified or filtered nearby places with details in relevant categories; receiving, by the hardware processor via the network interface component and the network, selection of category from list of categories; and displaying, by the hardware processor via the network interface component and the network, selected category associated nearby places, wherein sorting selected category associated list of nearby places based on distance from monitored and tracked user device current location or updated distance from monitored and tracked user device current location or continuously updated location. 
     
     
         9 . The system of  claim 8  wherein location information comprises current location, automatically determined location, selected or inputted area or suburb, city, pin code, locality, road, nearby place or point of interest, selected location on map, selected point on map, draw location on map, full or partial address and one or more type of location code. 
     
     
         10 . The system of  claim 8  wherein displaying a place details including updated distance from monitored and tracked user device current location or continuously updated location, the place or place of business name, category, location or full or partial address, logo or icon or image, place business hours and current status including open or close, and ratings, maps and address, photos, ratings and reviews, description, contact information including phone number, email and website.

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