US2022343312A1PendingUtilityA1

App push method and system for collecting offline payment details

Assignee: SPINOR MEDIA INCPriority: Apr 22, 2021Filed: Jun 2, 2021Published: Oct 27, 2022
Est. expiryApr 22, 2041(~14.7 yrs left)· nominal 20-yr term from priority
Inventors:Zae Young Kim
G06Q 20/3223G06Q 20/3267G06Q 20/12G06Q 20/353G06Q 10/10G06Q 30/0207G06Q 20/02G06Q 20/4014G06Q 20/34
24
PatentIndex Score
0
Cited by
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References
0
Claims

Abstract

Provided is an app push system for collecting offline payment details. The app push system includes a payment company server configured to receive offline payment information of a user from a payment terminal and perform payment processing, an app server configured to receive payment card identification information and seller information from the payment company server, and a user terminal configured to receive an app push message from the app server.

Claims

exact text as granted — not AI-modified
1 . An app push system for collecting offline payment details, the app push system comprising:
 a payment company server configured to receive offline payment information of a user from a payment terminal and perform payment processing;   an app server configured to:
 receive payment card identification information and seller information from the payment company server after the payment company server approves the payment of the user; 
 identify the user based on the payment card identification information received from the payment company server, and determine whether the user is a target of receiving an app push message based on a comparison of the identified user and predetermined targets; and 
 transmit the app push message to a user terminal in response to determining that the user is the target of receiving the app push message, wherein the app push message comprises a request for inputting payment details including product information or menu information related to the offline payment information; and 
   the user terminal configured to:
 receive the app push message from the app server; 
 receive the payment details including the product information or the menu information related to the offline payment information from the user in response to displaying the request for inputting the payment details; and 
 transmit the received product information or menu information to the app server, 
   wherein the payment company server comprises at least one of a VAN company server, a card company server, and a financial company server.   
     
     
         2 .- 5 . (canceled) 
     
     
         6 . The app push system of  claim 1 , wherein the app server is configured to collect payment details input by a plurality of users. 
     
     
         7 . The app push system of  claim 1 , wherein the app server is configured to provide a reward benefit to a user who inputs the payment details in response to the app push message. 
     
     
         8 . The app push system of  claim 1 , wherein the app server is configured to generate a list of the product information or the menu information based on the seller information, and the request for inputting the payment details is configured to select a product or a menu purchased from the list of the product information or the menu information. 
     
     
         9 . An app push method for collecting offline payment details, the app push method comprising:
 receiving, by a payment company server, offline payment information of a user from a payment terminal and performing, by the payment company server, payment processing;   receiving, by an app server, payment card identification information and seller information from the payment company server after the payment company server approves the payment of the user;   identifying, by the app server, the user based on the payment card identification information received from the payment company server, and determining whether the user is a target of receiving an app push message based on a comparison of the identified user and predetermined targets;   transmitting, by the app server, the app push message to a user terminal in response to determining that the user is the target of receiving the app push message, wherein the app push message comprises a request for inputting payment details including product information or menu information related to the offline payment information;   generating, by the app server, an app push message and transmitting, by the app server, the app push message to a user terminal of the user;   receiving, by the user terminal, the app push message from the app server;   receiving, by the user terminal, the payment details including the product information or the menu information related to the offline payment information from the user in response to displaying the request for inputting the payment details; and   transmitting, by the user terminal, the received product information or menu information to the app server,   wherein the payment company server comprises at least one of a VAN company server, a card company server, and a financial company server.   
     
     
         10 .- 13 . (canceled) 
     
     
         14 . The app push method of  claim 9 , wherein the app server is configured to collect payment details input by a plurality of users. 
     
     
         15 . The app push method of  claim 9 , further comprising providing, by the app server, a reward benefit to a user who inputs the payment details in response to the app push message. 
     
     
         16 . The app push method of  claim 9 , further comprising generating, by the app server, a list of the product information or the menu information based on the seller information, wherein the request for inputting the payment details is configured to select a product or a menu purchased from the list of the product information or the menu information. 
     
     
         17 . The app push system of  claim 1 , wherein the predetermined targets includes a welfare beneficiary of a government or a target to which a predetermined advertisement campaign is applied. 
     
     
         18 . The app push method of  claim 9 , wherein the predetermined targets includes a welfare beneficiary of a government or a target to which a predetermined advertisement campaign is applied.

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