Partner fee recommendation service

Abstract

Methods and systems are provided to determine a partner fee recommendation. Such a partner fee may be a flat fee, percentage-based fee, or both, that a marketplace provider charges for sellers to use their platform. The partner fee recommendation may be calculated based on a plurality of factors. The partner fee recommendation may be based on data from a plurality of marketplaces. At least a portion of such data may be collected by a payment service provider or other service provider that provides services at multiple levels of transactions and through a plurality of marketplace platforms.

1 . (canceled) 
     
     
         2 . A method, comprising:
 accessing historical payment transaction data associated with a plurality of payment transactions, wherein the plurality of payment transactions were processed by a payment provider for a plurality of marketplace providers between a certain merchant and a plurality of users;   determining a plurality of partner fee transaction portions for the plurality of payment transactions, respective partner fee transaction portions of the plurality of partner fee transaction portions corresponding to respective payment transactions of the plurality of payment transactions;   accessing historical sales data associated with the certain merchant for each of the plurality of marketplace providers, wherein the historical sales data indicates respective sale amounts by the certain merchant via respective marketplace provider of the plurality of marketplace providers;   determining, based at least in part on the partner fee transaction portion of each of the plurality of payment transactions and the sales data associated with the certain merchant, a partner fee recommendation for a certain marketplace provider of the plurality of marketplace providers for subsequent transactions provided via the certain marketplace for the certain merchant; and   providing the partner fee recommendation to the certain marketplace provider.   
     
     
         3 . The method of  claim 2 , further comprising:
 accessing marketplace data about the certain marketplace provider, wherein said determining the partner fee recommendation for the certain marketplace provider is further based on the marketplace data.   
     
     
         4 . The method of  claim 2 , wherein the historical payment transaction data originates from the plurality of marketplace providers. 
     
     
         5 . The method of  claim 2 , further comprising:
 obtaining platform data; and   determining, based on the platform data, a marketplace cost to the certain marketplace provider for transactions associated with the certain merchant, wherein the determining the partner fee recommendation is further based on the marketplace cost.   
     
     
         6 . The method of  claim 5 , wherein the obtaining the platform data comprises determining the platform data from the payment transaction data. 
     
     
         7 . The method of  claim 2 , wherein the partner fee recommendation is different from a current partner fee used by the certain marketplace provider. 
     
     
         8 . The method of  claim 2 , further comprising:
 extracting, from at least a portion of the payment transaction data and for each payment transaction from the plurality of payment transactions, words that describe the payment transaction, an amount associated with the payment transaction, and attributes associated with the payment transaction.   
     
     
         9 . The method of  claim 2 , further comprising:
 classifying as classified payment transactions and using words extracted from at least a first portion of the payment transactions, each respective payment transaction from at least a second portion of the payment transactions as either a purchase transaction or a partner fee transaction based on characteristics of the payment transactions.   
     
     
         10 . The method of  claim 9 , wherein said determining the partner fee recommendation for the certain marketplace provider is further based on the classified payment transactions. 
     
     
         11 . A device, comprising:
 a non-transitory memory storing instructions; and   a processor configured to execute the instructions to cause the device to:   access historical payment transaction data that indicates a plurality of payment transactions processed by a payment provider for a plurality of marketplace providers between a certain merchant account and a plurality of user account;   access historical sales data associated with the certain merchant for each of the plurality of marketplace providers, wherein the historical sales data indicates respective sale amounts by the certain merchant via respective marketplace provider of the plurality of marketplace providers;   classify as classified payment transactions and using words extracted from at least a first portion of the payment transactions, each respective payment transaction from at least a second portion of the payment transactions as either a purchase transaction or a partner fee transaction based on characteristics of the payment transactions;   determine, based at least in part on the classified payment transactions and the sales data associated with the certain merchant, a partner fee calculation for a certain marketplace provider of the plurality of marketplace providers for subsequent transactions provided via the certain marketplace for the certain merchant; and   provide the partner fee calculation to the certain marketplace provider.   
     
     
         12 . The device of  claim 11 ,
 wherein said classifying as the classified payment transactions is based on a determination of a plurality of partner fee transaction portions for the plurality of payment transactions; and   wherein respective partner fee transaction portions of the plurality of partner fee transaction portions corresponding to respective payment transactions of the plurality of payment transactions.   
     
     
         13 . The device of  claim 11 , wherein executing the instructions further causes the device to access marketplace data on the certain marketplace provider, wherein said determining the partner fee calculation for the certain marketplace provider is further based on the marketplace data. 
     
     
         14 . The device of  claim 11 , wherein executing the instructions further causes the device to determine, based on at least a portion of the payment transaction data and for each payment transaction from the plurality of payment transactions, words that characterize the payment transaction, including attributes of the payment transaction. 
     
     
         15 . The device of  claim 11 , wherein the historical payment transaction data is provided by the plurality of marketplace providers. 
     
     
         16 . The device of  claim 11 , wherein executing the instructions further causes the device to determine a marketplace cost to the certain marketplace provider for transactions associated with the certain merchant, wherein the determining the partner fee calculation is further based on the marketplace cost. 
     
     
         17 . A non-transitory machine-readable medium having instructions stored thereon, the instructions executable to cause performance of operations comprising:
 accessing historical payment transaction data that indicates a plurality of payment transactions processed by a payment provider for a plurality of marketplace providers between a certain merchant account and a plurality of user account;   accessing historical sales data associated with the certain merchant for each of the plurality of marketplace providers, wherein the historical sales data indicates respective sale amounts by the certain merchant via respective marketplace provider of the plurality of marketplace providers;   classifying as classified payment transactions and using words extracted from at least a first portion of the payment transactions, each respective payment transaction from at least a second portion of the payment transactions as either a purchase transaction or a partner fee transaction based on characteristics of the payment transactions;   determining, based at least in part on the classified payment transactions and the sales data associated with the certain merchant, a partner fee recommendation for a certain marketplace provider of the plurality of marketplace providers for subsequent transactions provided via the certain marketplace for the certain merchant; and   providing the partner fee recommendation to the certain marketplace provider.   
     
     
         18 . The non-transitory machine-readable medium of  claim 17 ,
 wherein said classifying as the classified payment transactions is based on a determination of a plurality of partner fee transaction portions for the plurality of payment transactions; and   wherein respective partner fee transaction portions of the plurality of partner fee transaction portions corresponding to respective payment transactions of the plurality of payment transactions.   
     
     
         19 . The non-transitory machine-readable medium of  claim 17 , wherein the operations further comprise accessing marketplace data on the certain marketplace provider, wherein said determining the partner fee recommendation for the certain marketplace provider is further based on the marketplace data. 
     
     
         20 . The non-transitory machine-readable medium of  claim 17 , wherein the operations further comprise determining, based on at least a portion of the payment transaction data and for each payment transaction from the plurality of payment transactions, words that characterize the payment transaction, including attributes of the payment transaction. 
     
     
         21 . The non-transitory machine-readable medium of  claim 17 , wherein the operations further comprise determining a marketplace cost to the certain marketplace provider for transactions associated with the certain merchant, wherein the determining the partner fee recommendation is further based on the marketplace cost.