Products and processes for revenue sharing and delivery

Abstract

Various techniques of distributing revenue and/or other money, selecting/bonding delivery agents, and performing other tasks are providing herein. Methods include distributing portions of loan payments to one or more referrers associated with one or more loans, bonding of delivery agents, selecting delivery agents, allocating portions of credit card payments and/or sharing advertisement revenue. Other apparatus and methods are disclosed.

1 . (canceled) 
     
     
         2 . A method comprising:
 controlling, by at least one processor:   receiving, from a user interface of a first remote device, an electronic signal representing data for a request for delivery of at least one product;   identifying the at least one product to be delivered, the at least one product having a value;   transmitting, to a second remote device, an electronic signal representing data for a request for bonding of a delivery agent for delivery of the at least one product;   after identifying the at least one product, determining a bonding value for a delivery agent to deliver at least one product based, at least in part, on the value of the at least one product, in which the bonding value is different from the value of the at least one product, in which determining the bonding value comprises generating the bonding value based on the value of the at least one product;   after determining the bonding value and before sending the delivery agent any instruction to deliver the at least one product, determining that a specific sum of money at least as great as the bonding value is available to bond the delivery agent;   in response to determining that the sum of money at least as great as the bonding value is available to bond the delivery agent, transmitting, to at least one processor of a third remote device via an electronic computer network, an electronic signal representing data for a request to deliver the at least one product;   receiving an electronic signal representing an indication of advertisement content associated with the at least one product to be delivered, wherein the advertisement content includes menu information from sources including customers and service providers, and wherein the advertisement content is to be generated at a user interface of a remote device;   receiving an electronic signal representing advertisement information including an electronic advertisement plan including a popup window to be generated at a user interface of a remote device;   receiving an electronic signal representing an indication of referrals including content providers;   calculating at least a portion of payment for advertisement content inclusion to be provided at a user interface to allocate to at least one of referrer, wherein the calculating may include determining a percentage of the payment based on a number of references;   transmitting an electronic signal representing data associated with the at least a portion of the payment for the advertisement content; and   transmitting, to the user interface of the second remote device, an electronic signal representing data for the advertisement content associated with the at least one product to be delivered, the advertisement content to be rendered for display on at least a portion of the user interface of the second remote device.   
     
     
         3 . The method of  claim 2 , in which determining that the specific sum of money is available includes:
 transmitting a request for a bonding of the delivery agent; and   receiving an indication that the specific sum of money is available to bond the delivery agent.   
     
     
         4 . The method of  claim 3 , wherein transmitting the request for the bonding includes transmitting a request to lock a charge on at least one credit card. 
     
     
         5 . The method of  claim 3 , wherein receiving an indication that the specific sum of money at least as great as the bonding value is available includes at least one of receiving an indication that the money is held by a trusted entity, and receiving the money. 
     
     
         6 . The method of  claim 3 , in which receiving the indication that the specific sum of money is available to bond the delivery agent includes receiving an indication that, on behalf of the delivery agent, the specific sum of money is available to be forfeit in response to a failed delivery of the at least one product. 
     
     
         7 . The method of  claim 2 , wherein determining the bonding value comprises determining a percentage of the value of the at least one product, in which the bonding value is less than the value of the at least one product. 
     
     
         8 . The method of  claim 2 , further comprising:
 controlling, by the at least one processor, selecting the delivery agent based on a plurality of reviews, in which each of the plurality of reviews includes a respective review of at least one of the delivery agent and at least one other respective delivery agent.   
     
     
         9 . The method of  claim 8 , in which selecting the delivery agent includes selecting the delivery agent based on a comparison of at least one review of the delivery agent and at least one review of at least one other delivery agent. 
     
     
         10 . The method of  claim 8 , wherein selecting delivery agent includes selecting a most positively reviewed delivery agent of a plurality of delivery agents. 
     
     
         11 . The method of  claim 8 , further comprising controlling, by the at least one processor, determining the plurality of reviews based on a social network of a merchant associated with the at least one product, in which each review of the plurality of reviews is from a member of the social network. 
     
     
         12 . The method of  claim 8 , further comprising controlling, by the at least one processor, determining, the plurality of reviews based on a social network of a customer who purchased the at least one product, in which each review of the plurality of reviews is from a member of the social network. 
     
     
         13 . The method of  claim 8 , further comprising controlling, by the at least one processor, selecting the delivery agent from a plurality of delivery agents based on an availability of the delivery agent in a desired timeframe compared to an availability of at least one other delivery agent in the desired timeframe. 
     
     
         14 . The method of  claim 2 , further comprising controlling, by the at least one processor, determining an allocation of a payment to each of the delivery agent, a merchant associated with the at least one product, and a referrer of the request to deliver. 
     
     
         15 . The method of  claim 2 , in which the bonding value is based on a distance of the delivery. 
     
     
         16 . The method of  claim 2 , in which the bonding value is based on a fragility of the at least one product. 
     
     
         17 . The method of  claim 2 , in which the bonding value is based on a risk adversity of at least one merchant. 
     
     
         18 . The method of  claim 2 , in which the bonding is based on a risk adversity of a destination of the delivery. 
     
     
         19 . An apparatus comprising:
 at least one processor configured to control:   receiving, from a user interface of a first remote device, an electronic signal representing data for a request for delivery of at least one product;   identifying the at least one product to be delivered, the at least one product having a value;   transmitting, to a second remote device, an electronic signal representing data for a request for bonding of a delivery agent for delivery of the at least one product;   after identifying the at least one product, determining a bonding value for a delivery agent to deliver at least one product based, at least in part, on the value of the at least one product, in which the bonding value is different from the value of the at least one product, in which determining the bonding value comprises generating the bonding value based on the value of the at least one product;   after determining the bonding value and before sending the delivery agent any instruction to deliver the at least one product, determining that a specific sum of money at least as great as the bonding value is available to bond the delivery agent;   in response to determining that the sum of money at least as great as the bonding value is available to bond the delivery agent, transmitting, to at least one processor of a third remote device via an electronic computer network, an electronic signal representing data for a request to deliver the at least one product;   receiving an electronic signal representing an indication of advertisement content associated with the at least one product to be delivered, wherein the advertisement content includes menu information from sources including customers and service providers, and wherein the advertisement content is to be generated at a user interface of a remote device;   receiving an electronic signal representing advertisement information including an electronic advertisement plan including a popup window to be generated at a user interface of a remote device;   receiving an electronic signal representing an indication of referrals including content providers;   calculating at least a portion of payment for advertisement content inclusion to be provided at a user interface to allocate to at least one of referrer, wherein the calculating may include determining a percentage of the payment based on a number of references;   transmitting an electronic signal representing data associated with the at least a portion of the payment for the advertisement content; and   transmitting, to the user interface of the second remote device, an electronic signal representing data for the advertisement content associated with the at least one product to be delivered, the advertisement content to be rendered for display on at least a portion of the user interface of the second remote device.   
     
     
         20 . A non-transitory computer-readable medium configured to store instructions that, when executed by at least one processor, control:
 receiving, from a user interface of a first remote device, an electronic signal representing data for a request for delivery of at least one product;   identifying the at least one product to be delivered, the at least one product having a value;   transmitting, to a second remote device, an electronic signal representing data for a request for bonding of a delivery agent for delivery of the at least one product;   after identifying the at least one product, determining a bonding value for a delivery agent to deliver at least one product based, at least in part, on the value of the at least one product, in which the bonding value is different from the value of the at least one product, in which determining the bonding value comprises generating the bonding value based on the value of the at least one product;   after determining the bonding value and before sending the delivery agent any instruction to deliver the at least one product, determining that a specific sum of money at least as great as the bonding value is available to bond the delivery agent;   in response to determining that the sum of money at least as great as the bonding value is available to bond the delivery agent, transmitting, to at least one processor of a third remote device via an electronic computer network, an electronic signal representing data for a request to deliver the at least one product;   receiving an electronic signal representing an indication of advertisement content associated with the at least one product to be delivered, wherein the advertisement content includes menu information from sources including customers and service providers, and wherein the advertisement content is to be generated at a user interface of a remote device;   receiving an electronic signal representing advertisement information including an electronic advertisement plan including a popup window to be generated at a user interface of a remote device;   receiving an electronic signal representing an indication of referrals including content providers;   calculating at least a portion of payment for advertisement content inclusion to be provided at a user interface to allocate to at least one of referrer, wherein the calculating may include determining a percentage of the payment based on a number of references;   transmitting an electronic signal representing data associated with the at least a portion of the payment for the advertisement content; and   transmitting, to the user interface of the second remote device, an electronic signal representing data for the advertisement content associated with the at least one product to be delivered, the advertisement content to be rendered for display on at least a portion of the user interface of the second remote device.