US2022222647A1PendingUtilityA1
Group peer-to-peer financial transactionsment
Est. expirySep 30, 2028(~2.2 yrs left)· nominal 20-yr term from priority
G06Q 20/3278G06Q 20/3263G06Q 20/405G06Q 20/223G06Q 40/02
73
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Claims
Abstract
In accordance with some embodiments, user interfaces for displaying a transfer request, detecting user input directed to initiating a transfer corresponding to the request, and receiving authentication information to authorize the transfer corresponding to the request are described.
Claims
exact text as granted — not AI-modified1 . (canceled)
2 . A first electronic device, comprising:
a display; one or more input devices; one or more processors; and memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
displaying, on the display, a first user interface that includes a first affordance for initiating an outgoing transfer and a second affordance for requesting an incoming transfer; and
while displaying the first user interface, detecting, via the one or more input devices, a user input;
subsequent to detecting the user input:
displaying, in a second user interface different from the first user interface, a representation of a transfer that includes an indication of a type of the transfer, an indication of a transfer amount, and a third affordance;
while displaying the representation of the transfer, detecting a selection of the third affordance; and
in response to detecting the selection of the third affordance:
in accordance with a determination that the user input was directed to the first affordance, initiating the transfer with a second electronic device, wherein the transfer corresponds to the outgoing transfer from the first electronic device to the second electronic device; and
in accordance with a determination that the user input was directed to the second affordance, transmitting a request to initiate the transfer to the second electronic device, wherein the transfer corresponds to the incoming transfer from the second electronic device to the first electronic device.
3 . The first electronic device of claim 2 , wherein the second electronic device corresponds to a second participant.
4 . The first electronic device of claim 2 , wherein second user interface incudes a message compose region for composing a message to a second participant.
5 . The first electronic device of claim 2 , the one or more programs further including instructions for:
while displaying the second user interface, concurrently displaying a virtual keyboard.
6 . The first electronic device of claim 2 , the one or more programs further including instructions for:
prior to detecting the selection of the third affordance, detecting, via the one or more input devices, a second user input corresponding to an amount to be transferred to the second electronic device; and
in response to detecting the second user input:
updating the indication of the transfer amount.
7 . The first electronic device of claim 2 , the one or more programs further including instructions for:
prior to detecting the selection of the third affordance, detecting, via the one or more input devices, a second user input corresponding to an amount to be requested from the second electronic device; and
in response to detecting the second user input:
updating the indication of the transfer amount.
8 . The first electronic device of claim 2 , wherein the representation of the transfer includes a fourth affordance, the one or more programs further including instructions for:
while displaying the representation of the transfer, detecting a selection of the fourth affordance; and in response to detecting the selection of the fourth affordance, ceasing to display the second user interface.
9 . The first electronic device of claim 2 , wherein the second affordance is a payment affordance for initiating payment to the second electronic device.
10 . The first electronic device of claim 2 , wherein the second affordance is a request payment affordance for initiating requesting payment from the second electronic device.
11 . The first electronic device of claim 2 , wherein the third affordance is a send affordance for completing the transfer to the second electronic device.
12 . A method, comprising:
at a first electronic device with a display and one or more input devices:
displaying, on the display, a first user interface that includes a first affordance for initiating an outgoing transfer and a second affordance for requesting an incoming transfer; and
while displaying the first user interface, detecting, via the one or more input devices, a user input;
subsequent to detecting the user input:
displaying, in a second user interface different from the first user interface, a representation of a transfer that includes an indication of a type of the transfer, an indication of a transfer amount, and a third affordance;
while displaying the representation of the transfer, detecting a selection of the third affordance; and
in response to detecting the selection of the third affordance:
in accordance with a determination that the user input was directed to the first affordance, initiating the transfer with a second electronic device, wherein the transfer corresponds to the outgoing transfer from the first electronic device to the second electronic device; and
in accordance with a determination that the user input was directed to the second affordance, transmitting a request to initiate the transfer to the second electronic device, wherein the transfer corresponds to the incoming transfer from the second electronic device to the first electronic device.
13 . A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of a first electronic device with a display and one or more input devices, the one or more programs including instructions for:
displaying, on the display, a first user interface that includes a first affordance for initiating an outgoing transfer and a second affordance for requesting an incoming transfer; and while displaying the first user interface, detecting, via the one or more input devices, a user input; subsequent to detecting the user input:
displaying, in a second user interface different from the first user interface, a representation of a transfer that includes an indication of a type of the transfer, an indication of a transfer amount, and a third affordance;
while displaying the representation of the transfer, detecting a selection of the third affordance; and
in response to detecting the selection of the third affordance:
in accordance with a determination that the user input was directed to the first affordance, initiating the transfer with a second electronic device, wherein the transfer corresponds to the outgoing transfer from the first electronic device to the second electronic device; and
in accordance with a determination that the user input was directed to the second affordance, transmitting a request to initiate the transfer to the second electronic device, wherein the transfer corresponds to the incoming transfer from the second electronic device to the first electronic device.Join the waitlist — get patent alerts
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