US2022222647A1PendingUtilityA1

Group peer-to-peer financial transactionsment

Assignee: APPLE INCPriority: Sep 30, 2008Filed: Nov 16, 2021Published: Jul 14, 2022
Est. expirySep 30, 2028(~2.2 yrs left)· nominal 20-yr term from priority
G06Q 20/3278G06Q 20/3263G06Q 20/405G06Q 20/223G06Q 40/02
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Claims

Abstract

In accordance with some embodiments, user interfaces for displaying a transfer request, detecting user input directed to initiating a transfer corresponding to the request, and receiving authentication information to authorize the transfer corresponding to the request are described.

Claims

exact text as granted — not AI-modified
1 . (canceled) 
     
     
         2 . A first electronic device, comprising:
 a display;   one or more input devices;   one or more processors; and   memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
 displaying, on the display, a first user interface that includes a first affordance for initiating an outgoing transfer and a second affordance for requesting an incoming transfer; and 
 while displaying the first user interface, detecting, via the one or more input devices, a user input; 
 subsequent to detecting the user input:
 displaying, in a second user interface different from the first user interface, a representation of a transfer that includes an indication of a type of the transfer, an indication of a transfer amount, and a third affordance; 
 while displaying the representation of the transfer, detecting a selection of the third affordance; and 
 in response to detecting the selection of the third affordance:
 in accordance with a determination that the user input was directed to the first affordance, initiating the transfer with a second electronic device, wherein the transfer corresponds to the outgoing transfer from the first electronic device to the second electronic device; and 
 in accordance with a determination that the user input was directed to the second affordance, transmitting a request to initiate the transfer to the second electronic device, wherein the transfer corresponds to the incoming transfer from the second electronic device to the first electronic device. 
 
 
   
     
     
         3 . The first electronic device of  claim 2 , wherein the second electronic device corresponds to a second participant. 
     
     
         4 . The first electronic device of  claim 2 , wherein second user interface incudes a message compose region for composing a message to a second participant. 
     
     
         5 . The first electronic device of  claim 2 , the one or more programs further including instructions for:
 while displaying the second user interface, concurrently displaying a virtual keyboard.   
     
     
         6 . The first electronic device of  claim 2 , the one or more programs further including instructions for:
 prior to detecting the selection of the third affordance, detecting, via the one or more input devices, a second user input corresponding to an amount to be transferred to the second electronic device; and
 in response to detecting the second user input:
 updating the indication of the transfer amount. 
 
   
     
     
         7 . The first electronic device of  claim 2 , the one or more programs further including instructions for:
 prior to detecting the selection of the third affordance, detecting, via the one or more input devices, a second user input corresponding to an amount to be requested from the second electronic device; and
 in response to detecting the second user input:
 updating the indication of the transfer amount. 
 
   
     
     
         8 . The first electronic device of  claim 2 , wherein the representation of the transfer includes a fourth affordance, the one or more programs further including instructions for:
 while displaying the representation of the transfer, detecting a selection of the fourth affordance; and   in response to detecting the selection of the fourth affordance, ceasing to display the second user interface.   
     
     
         9 . The first electronic device of  claim 2 , wherein the second affordance is a payment affordance for initiating payment to the second electronic device. 
     
     
         10 . The first electronic device of  claim 2 , wherein the second affordance is a request payment affordance for initiating requesting payment from the second electronic device. 
     
     
         11 . The first electronic device of  claim 2 , wherein the third affordance is a send affordance for completing the transfer to the second electronic device. 
     
     
         12 . A method, comprising:
 at a first electronic device with a display and one or more input devices:
 displaying, on the display, a first user interface that includes a first affordance for initiating an outgoing transfer and a second affordance for requesting an incoming transfer; and 
 while displaying the first user interface, detecting, via the one or more input devices, a user input; 
 subsequent to detecting the user input:
 displaying, in a second user interface different from the first user interface, a representation of a transfer that includes an indication of a type of the transfer, an indication of a transfer amount, and a third affordance; 
 while displaying the representation of the transfer, detecting a selection of the third affordance; and 
 in response to detecting the selection of the third affordance:
 in accordance with a determination that the user input was directed to the first affordance, initiating the transfer with a second electronic device, wherein the transfer corresponds to the outgoing transfer from the first electronic device to the second electronic device; and 
 in accordance with a determination that the user input was directed to the second affordance, transmitting a request to initiate the transfer to the second electronic device, wherein the transfer corresponds to the incoming transfer from the second electronic device to the first electronic device. 
 
 
   
     
     
         13 . A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of a first electronic device with a display and one or more input devices, the one or more programs including instructions for:
 displaying, on the display, a first user interface that includes a first affordance for initiating an outgoing transfer and a second affordance for requesting an incoming transfer; and   while displaying the first user interface, detecting, via the one or more input devices, a user input;   subsequent to detecting the user input:
 displaying, in a second user interface different from the first user interface, a representation of a transfer that includes an indication of a type of the transfer, an indication of a transfer amount, and a third affordance; 
 while displaying the representation of the transfer, detecting a selection of the third affordance; and 
 in response to detecting the selection of the third affordance:
 in accordance with a determination that the user input was directed to the first affordance, initiating the transfer with a second electronic device, wherein the transfer corresponds to the outgoing transfer from the first electronic device to the second electronic device; and 
 in accordance with a determination that the user input was directed to the second affordance, transmitting a request to initiate the transfer to the second electronic device, wherein the transfer corresponds to the incoming transfer from the second electronic device to the first electronic device.

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