Method and system for integrated payment

Abstract

The present invention relates to a method and a system for integrated payment. The method for integrated payment includes: receiving, from a user terminal, a first access request corresponding to payment information; generating redirection address information on the basis of the first access request; and transmitting the redirection address information to the user terminal; wherein the redirection address information comprises jump target information and order information corresponding to a transaction order to be paid. The system for integrated payment includes: a receiving unit configured to receive a first access request from a user terminal; a redirection address information generating unit configured to generate redirection address information on the basis of the first access request; and a transmitting unit configured to transmit the redirection address information to the user terminal; where the redirection address information generating unit is further configured to encapsulate order information and transaction amount information corresponding to a transaction order to be paid into the redirection address information.

1 . A method for integrated payment, comprising:
 receiving, from a user terminal, a first access request corresponding to payment information;   generating redirection address information on the basis of the first access request; and   transmitting the redirection address information to the user terminal;   wherein the redirection address information comprises jump target information and order information corresponding to a transaction order to be paid.   
     
     
         2 . The method for integrated payment according to  claim 1 , wherein the order information comprises an order number and/or one or more pieces of information of order details. 
     
     
         3 . The method for integrated payment according to  claim 1 , wherein the generating redirection address information is performed by a proxy service. 
     
     
         4 . The method for integrated payment according to  claim 1 , wherein the first access request comprises user terminal information, merchant terminal information, a code issuer classification code, and an acquirer identification (ID). 
     
     
         5 . The method for integrated payment according to  claim 1 , wherein the redirection address information further comprises acquirer information. 
     
     
         6 . The method for integrated payment according to  claim 4 , wherein the generating the redirection address information comprises:
 obtaining, by a Look-up Table method, information for generating the redirection address information on the basis of the merchant terminal information and the acquirer ID.   
     
     
         7 . The method for integrated payment according to  claim 1 , wherein the transmitting the redirection address information to the user terminal comprises:
 transmitting the redirection address information to the user terminal via a merchant terminal; or   transmitting the redirection address information to the user terminal via an acquirer.   
     
     
         8 . A method for integrated payment, comprising:
 acquiring, from a merchant terminal, payment information of an order;   generating a first access request on the basis of the payment information;   receiving redirection address information generated on the basis of the first access request;   generating a second access request on the basis of the redirection address information;   receiving a payment request based on the second access request; and   making payment on the basis of the payment request;   wherein the redirection address information comprises jump target information and order information corresponding to a transaction order to be paid.   
     
     
         9 . The method for integrated payment according to  claim 8 , wherein the order information comprises an order number and/or one or more pieces of information of order details. 
     
     
         10 . The method for integrated payment according to  claim 8 , wherein the generating redirection address information is performed by a proxy service. 
     
     
         11 . The method for integrated payment according to  claim 8 , wherein the first access request comprises user terminal information, merchant terminal information, a code issuer classification code, and an acquirer ID. 
     
     
         12 . The method for integrated payment according to  claim 8 , wherein the redirection address information further comprises acquirer information. 
     
     
         13 . The method for integrated payment according to  claim 11 , wherein the acquiring, from a merchant terminal, payment information of an order comprises:
 acquiring the order information by acquiring two-dimensional code information.   
     
     
         14 . The method for integrated payment according to  claim 8 , wherein the making payment on the basis of the payment request comprises:
 making payment by invoking a payment control.   
     
     
         15 . A system for integrated payment, comprising a processor and a memory having a computer program instruction stored thereon, wherein the processor is configured to execute the computer program instruction to:
 receive a first access request from a user terminal;   generate redirection address information on the basis of the first access request; and   transmit the redirection address information to the user terminal;   encapsulate jump target information and order information corresponding to a transaction order to be paid into the redirection address information.   
     
     
         16 . The system for integrated payment according to  claim 15 , wherein the order information comprises an order number and/or one or more pieces of information of order details. 
     
     
         17 . The system for integrated payment according to  claim 15 , wherein the processor is further configured to execute the computer program instruction to to generate the redirection address information through a proxy service. 
     
     
         18 . The system for integrated payment according to  claim 15 , wherein the first access request further comprises user terminal information, merchant terminal information, a code issuer classification code, and an acquirer identification (ID). 
     
     
         19 . The system for integrated payment according to  claim 15 , wherein the redirection address information further comprises acquirer information. 
     
     
         20 . The system for integrated payment according to  claim 18 , wherein the processor is further configured to execute the computer program instruction to obtain, by a Look-up Table method, information used for generating the redirection address information on the basis of the merchant terminal information and the acquirer ID. 
     
     
         21 . (canceled)