Contractor point of sale system

Abstract

Systems and related methods facilitating interactions between a merchant device, a central system and a consumer device are discussed herein. A system that may be implemented to provide a master merchant having a merchant device with a POS system configured to generate a bill for products, experiences, or services provided, a way to link or associate one or more accounts, such as contractor accounts to their master merchant account or merchant device, and transfer a portion of the payment to the linked accounts. In addition, some embodiments of the system may provide for receiving selection of, for each product, service or experience provided, a contractor account from a list of one or more approved contractor accounts linked to the master merchant account. Further embodiments may provide for receiving a payment or payment information for a charge amount, the charge amount comprised of costs associated with the products, services and experiences, as well as adjustments for redeemed instruments, taxes, tip or the like.

1 . A point-of-sale (POS) device for enabling transaction processing by a master merchant account that enables funds to pass to and from one or more linked approved contractor accounts, the POS device comprising:
 a processor including one or more processing devices configured to perform independently or in tandem to execute hard-coded functions or execute software instructions;   a user interface;   a communications module; and   a memory comprising one or more volatile or non-volatile electronic storage devices storing computer-readable instructions configured to enable transaction processing by a master merchant account thereby enabling funds to pass to and from one or more linked approved contractor accounts, the computer-readable instructions being configured, when executed, to cause the processor to:   generate a bill, the bill comprising at least a charge amount and at least one indication for each of (1) one or more products provided, (2) one or more experiences provided; and (3) one or more services provided,   wherein each of the one or more products provided, one or more experiences provided and one or more services provided is associated with a cost;   receive, via the user interface, selection of, for one or more of the at least one indication of the one or more products provided, the one or more experiences provided, or the one or more services provided, an approved contractor account from a list of one or more approved contractor accounts linked to the master merchant account;   receive, via the user interface or the communications module, a payment or payment information for the charge amount; and   cause transfer, via the communication module, of a portion of the charge amount to the approved contractor account.   
     
     
         2 . The POS device of  claim 1 , wherein the memory further stores computer-readable instructions that, when executed, cause the processor to:
 display, on the POS device, via the user interface, at least one of the one or more contractor accounts as part of a list of one or more approved contractor accounts linked to the master merchant account;   calculate a charge amount by adding at least the cost associated with each of the one or more products provided, the one or more experiences provided, and the one or more services provided,   wherein the cost includes at least a first cost, the first cost associated with a portion of a cost of a first product, experience, or service that is associated with a first contractor account of the one or more contractor accounts and further comprises at least a second cost, the second costs associated with at least one of (1) a second portion of the cost of the first product, experience, or service, the second portion associated with a second contractor account of the one or more contractor accounts or (2) a portion of a second product, experience, or service that is associated with a second contractor account of the one or more contractor accounts; and   calculate the charge amount by subtracting an amount associated with one or more redeemed instruments.   
     
     
         3 . (canceled) 
     
     
         4 . The POS device of  claim 1 , wherein the memory further stores computer-readable instructions that, when executed, cause the processor to:
 receive, from user input, via the user interface, a request to add a new contractor account to a master merchant account;   transmit, to a server, via the communications module, contractor authentication information associated with the new contractor account; and   display, on the POS device, via the user interface, the new contractor account as part of a list of one or more approved contractor accounts linked to the master merchant account.   
     
     
         5 . The POS device of  claim 1 , wherein the memory further stores computer-readable instructions that, when executed, cause the processor to:
 calculate the charge amount by adding the cost associated with each of the one or more products provided, the one or more experiences provided, and the one or more services provided.   
     
     
         6 . The POS device of  claim 5 , wherein the memory further stores computer-readable instructions that, when executed, cause the processor to:
 calculate the charge amount by subtracting an amount associated with one or more redeemed instruments.   
     
     
         7 . The POS device of  claim 1 , wherein the memory further stores computer-readable instructions that, when executed, cause the processor to:
 receive, via the user interface or the communications module, payment for the charge amount and a tip amount.   
     
     
         8 . The POS device of  claim 1 , wherein the memory further stores computer-readable instructions that, when executed, cause the processor to:
 calculate the portion of the charge amount based on the cost associated the one or more products provided, the one or more experiences provided and the one or more services provided.   
     
     
         9 . The POS device of  claim 8 , wherein the memory further stores computer-readable instructions that, when executed, cause the processor to:
 calculate the portion of the charge amount by subtracting a commission amount.   
     
     
         10 . The POS device of  claim 8 , wherein the memory further stores computer-readable instructions that, when executed, cause the processor to:
 calculate the portion of the charge amount by subtracting an amount associated with a redeemed instrument.   
     
     
         11 . (canceled) 
     
     
         12 . (canceled) 
     
     
         13 . (canceled) 
     
     
         14 . A method for enabling transaction processing by a master merchant account that enables funds to pass to and from one or more linked approved contractor accounts, the method comprising:
 generating, via a processor, at a POS device, a bill, the bill comprising at least a charge amount and at least one indication for each of (1) one or more products provided, (2) one or more experiences provided; and (3) one or more services provided,   wherein each of the one or more products provided, one or more experiences provided and one or more services provided is associated with a cost;   receiving, via a user interface, selection of, for one or more of the at least one indication of the one or more products provided, the one or more experiences provided, or the one or more services provided, an approved contractor account from a list of one or more approved contractor accounts linked to the master merchant account;   receiving, via the user interface or a communications module, a payment or payment information for the charge amount; and   causing transfer, via the communications interface, of a portion of the charge amount to the approved contractor account.   
     
     
         15 . The method of  claim 14 , further comprising:
 displaying, on the POS device, via the user interface, at least one of the one or more contractor accounts as part of a list of one or more approved contractor accounts linked to the master merchant account;   calculating a charge amount by adding at least the cost associated with each of the one or more products provided, the one or more experiences provided, and the one or more services provided,   wherein the cost includes at least a first cost, the first cost associated with a portion of a cost of a first product, experience, or service that is associated with a first contractor account of the one or more contractor accounts and further comprises at least a second cost, the second costs associated with at least one of (1) a second portion of the cost of the first product, experience, or service, the second portion associated with a second contractor account of the one or more contractor accounts or (2) a portion of a second product, experience, or service that is associated with a second contractor account of the one or more contractor accounts;   calculating the charge amount by subtracting an amount associated with one or more redeemed instruments;   
     
     
         16 . (canceled) 
     
     
         17 . The method of  claim 14 , further comprising:
 receiving, from user input, a request to add a new contractor account to a master merchant account;   transmitting, to a server, contractor authentication information associated with the new contractor account;   displaying, on the POS device, the new contractor account as part of a list of one or more approved contractor accounts linked to the master merchant account.   
     
     
         18 . The method of  claim 14 , further comprising:
 calculating the charge amount by adding the cost associated with each of the one or more products provided, the one or more experiences provided, and the one or more services provided.   
     
     
         19 . The method of  claim 18 , further comprising:
 calculating the charge amount by subtracting an amount associated with one or more redeemed instruments.   
     
     
         20 . The method of  claim 14 , further comprising:
 receiving payment for the charge amount and a tip amount.   
     
     
         21 . The method of  claim 14 , further comprising:
 calculating the portion of the charge amount based on the cost associated the one or more products provided, the one or more experiences provided and the one or more services provided.   
     
     
         22 . The method of  claim 21 , further comprising:
 calculating the portion of the charge amount by subtracting a commission amount.   
     
     
         23 . The method of  claim 21 , further comprising:
 calculating the portion of the charge amount by subtracting an amount associated with a redeemed instrument.   
     
     
         24 . (canceled) 
     
     
         25 . (canceled) 
     
     
         26 . (canceled) 
     
     
         27 . A computer program product comprising at least one computer-readable storage medium having computer-executable program code instructions stored therein, the computer-executable program code instructions comprising program code instructions for:
 generating a bill, at a POS device, the bill comprising at least a charge amount and at least one indication for each of (1) one or more products provided, (2) one or more experiences provided; and (3) one or more services provided,   wherein each of the one or more products provided, one or more experiences provided and one or more services provided is associated with a cost;   receiving, via a user interface, selection of, for one or more of the at least one indication of the one or more products provided, the one or more experiences provided, or the one or more services provided, an approved contractor account from a list of one or more approved contractor accounts linked to the master merchant account;   receiving, via the user interface or the communications module, a payment or payment information for the charge amount; and   causing transfer, via the communications module, of a portion of the charge amount to the approved contractor account.   
     
     
         28 . The computer program product according to  claim 27 , wherein the computer-executable program code instructions further comprise program code instructions for:
 displaying, on the POS device, via the user interface, at least one of the one or more contractor accounts as part of a list of one or more approved contractor accounts linked to the master merchant account;   calculating a charge amount by adding at least the cost associated with each of the one or more products provided, the one or more experiences provided, and the one or more services provided,   wherein the cost includes at least a first cost, the first cost associated with a portion of a cost of a first product, experience, or service that is associated with a first contractor account of the one or more contractor accounts and further comprises at least a second cost, the second costs associated with at least one of (1) a second portion of the cost of the first product, experience, or service, the second portion associated with a second contractor account of the one or more contractor accounts or (2) a portion of a second product, experience, or service that is associated with a second contractor account of the one or more contractor accounts;   calculating the charge amount by subtracting an amount associated with one or more redeemed instruments;   
     
     
         29 . (canceled) 
     
     
         30 . The computer program product according to  claim 27 , wherein the computer-executable program code instructions further comprise program code instructions for:
 receiving, from user input, via the user interface, a request to add a new contractor account to a master merchant account;   transmitting, to a server, the communications module, contractor authentication information associated with the new contractor account;   displaying, on the POS device, via the user interface, the new contractor account as part of a list of one or more approved contractor accounts linked to the master merchant account.   
     
     
         31 . The computer program product according to  claim 27 , wherein the computer-executable program code instructions further comprise program code instructions for:
 calculating the charge amount by adding the cost associated with each of the one or more products provided, the one or more experiences provided, and the one or more services provided.   
     
     
         32 . The computer program product according to  claim 31 , wherein the computer-executable program code instructions further comprise program code instructions for:
 calculating the charge amount by subtracting an amount associated with one or more redeemed instruments.   
     
     
         33 . The computer program product according to  claim 27 , wherein the computer-executable program code instructions further comprise program code instructions for:
 receiving, via the user interface or the communications module, payment for the charge amount and a tip amount.   
     
     
         34 . The computer program product according to  claim 27 , wherein the computer-executable program code instructions further comprise program code instructions for:
 calculating the portion of the charge amount based on the cost associated the one or more products provided, the one or more experiences provided and the one or more services provided.   
     
     
         35 . The computer program product according to  claim 34 , wherein the computer-executable program code instructions further comprise program code instructions for:
 calculating the portion of the charge amount by subtracting a commission amount.   
     
     
         36 . The computer program product according to  claim 34 , wherein the computer-executable program code instructions further comprise program code instructions for:
 calculating the portion of the charge amount by subtracting an amount associated with a redeemed instrument.   
     
     
         37 . (canceled) 
     
     
         38 . (canceled) 
     
     
         39 . (canceled) 
     
     
         40 . (canceled)