US2022114577A1PendingUtilityA1

Systems and methods for increased efficiency and reliability of contactless card transactions

Assignee: CAPITAL ONE SERVICES LLCPriority: Mar 25, 2019Filed: Dec 21, 2021Published: Apr 14, 2022
Est. expiryMar 25, 2039(~12.7 yrs left)· nominal 20-yr term from priority
G06Q 20/389G06Q 20/382G06Q 20/3563G06Q 20/34G06Q 20/32G06Q 20/20G06Q 20/352G06Q 20/356G06Q 20/3278G06Q 20/353G06K 7/0008
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Claims

Abstract

Example embodiments of systems and methods for performing a transaction involving a transmitting device and a receiving device. A state machine may be configured to monitor the data communications, data reads, and data writes performed between the transmitting device and the receiving device. In the event of a disruption during the transaction, the state machine may allow the transaction to resume following the most recent data communication, data read, or data write once the disruption is resolved.

Claims

exact text as granted — not AI-modified
1 - 20 . (canceled) 
     
     
         21 . An authorization system comprising:
 a processor; and   a memory,   wherein the processor is configured to:
 record one or more data operations from performed by a first device, 
 preserve, upon a communication interruption with the first device, the most recent data operation from the one or more data operations, 
 resume, upon resolution of the communication interruption with the first device, a transaction at a step following the most recent data operation from the one or more operations, and 
 display a communication status of the first device prior to authorizing the transaction.

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