Unstructured Footnotes in Electronic Mortgage Documents

Abstract

Unstructured explanatory information is added to an electronic mortgage form and other borrower/applicant documentation. When a user wishes to document or explain any entry or data, the user may add and insert an explanatory footnote into the electronic mortgage form and other borrower/applicant documentation. The user may enter a keyboard command or other instruction for locating and formatting the footnote. The user enters/types the text of the footnote, which may also include or specify an HTML, tag that references a document attachment. When the electronic mortgage form is then generated, the electronic mortgage form incorporates the explanatory footnote. However, the HTML tag is replaced with a more human-understandable attachment name.

1 . A method performed by a server that generates an unstructured footnote associated with an electronic mortgage form, the method comprising:
 receiving, by the server via the Internet, a query specifying a mortgage identifier uniquely identifying the electronic mortgage form;   identifying, by the server, an attachment class structure by querying an electronic database that associates the mortgage identifier to the attachment class structure;   identifying, by the server, an unstructured footnote by querying the electronic database that associates the mortgage identifier to the unstructured footnote;   identifying, by the server, a hyperlink by querying the electronic database that associates the mortgage identifier to the hyperlink; and   generating, by the server, the unstructured footnote by incorporating the hyperlink into the electronic mortgage form as a download mechanism for an attachment represented by the attachment class structure.   
     
     
         2 . The method of  claim 1 , further comprising retrieving an explanatory text in the electronic database that is electronically associated with the mortgage identifier. 
     
     
         3 . The method of  claim 2 , further comprising incorporating the explanatory text into the unstructured footnote as a textual explanation associated with the attachment class structure. 
     
     
         4 . The method of  claim 1 , further comprising retrieving an explanatory text in the electronic database that is electronically associated with the mortgage identifier. 
     
     
         5 . The method of  claim 4 , further comprising incorporating the explanatory text into the unstructured footnote as a textual explanation associated with the electronic mortgage form. 
     
     
         6 . The method of  claim 1 , further comprising retrieving a tag in the electronic database that is electronically associated with the mortgage identifier. 
     
     
         7 . The method of  claim 6 , further comprising incorporating the tag into the unstructured footnote as a textual explanation. 
     
     
         8 . A server generating an unstructured footnote associated with an electronic mortgage form, the server comprising:
 a hardware processor; and   a memory device storing instructions that when executed by the hardware processor perform operations, the operations comprising:   receiving a query via the Internet that specifies a mortgage identifier uniquely identifying the electronic mortgage form;   identifying an attachment class structure by querying an electronic database that associates the mortgage identifier to the attachment class structure;   identifying an unstructured footnote by querying the electronic database that associates the mortgage identifier to the unstructured footnote;   identifying a hyperlink by querying the electronic database that associates the mortgage identifier to the hyperlink; and   generating the unstructured footnote by incorporating the hyperlink into the electronic mortgage form as a download mechanism for an attachment represented by the attachment class structure.   
     
     
         9 . The server of  claim 8 , wherein the operations further comprise retrieving an explanatory text in the electronic database that is electronically associated with the mortgage identifier. 
     
     
         10 . The server of  claim 9 , wherein the operations further comprise incorporating the explanatory text into the unstructured footnote as a textual explanation associated with the attachment class structure. 
     
     
         11 . The server of  claim 8 , wherein the operations further comprise retrieving an explanatory text in the electronic database that is electronically associated with the mortgage identifier. 
     
     
         12 . The server of  claim 11 , wherein the operations further comprise incorporating the explanatory text into the unstructured footnote as a textual explanation associated with the electronic mortgage form. 
     
     
         13 . The server of  claim 8 , wherein the operations further comprise retrieving a tag in the electronic database that is electronically associated with the mortgage identifier. 
     
     
         14 . The server of  claim 13 , wherein the operations further comprise incorporating the tag into the unstructured footnote as a textual explanation. 
     
     
         15 . A memory device storing instructions that when executed by a hardware processor perform operations, the operations comprising:
 receiving a query via the Internet that specifies a mortgage identifier uniquely identifying the electronic mortgage form;   identifying an attachment class structure by querying an electronic database that associates the mortgage identifier to the attachment class structure;   identifying an unstructured footnote by querying the electronic database that associates the mortgage identifier to the unstructured footnote;   identifying a hyperlink by querying the electronic database that associates the mortgage identifier to the hyperlink; and   generating the unstructured footnote by incorporating the hyperlink into the electronic mortgage form as a download mechanism for an attachment represented by the attachment class structure.   
     
     
         16 . The memory device of  claim 15 , wherein the operations further comprise retrieving an explanatory text in the electronic database that is electronically associated with the mortgage identifier. 
     
     
         17 . The memory device of  claim 16 , wherein the operations further comprise incorporating the explanatory text into the unstructured footnote as a textual explanation associated with the attachment class structure. 
     
     
         18 . The memory device of  claim 15 , wherein the operations further comprise retrieving an explanatory text in the electronic database that is electronically associated with the mortgage identifier. 
     
     
         19 . The memory device of  claim 18 , wherein the operations further comprise incorporating the explanatory text into the unstructured footnote as a textual explanation associated with the electronic mortgage form. 
     
     
         20 . The memory device of  claim 15 , wherein the operations further comprise”
 retrieving a tag in the electronic database that is electronically associated with the mortgage identifier; and 
 incorporating the tag into the unstructured footnote as a textual explanation.