Event notifications for multiple services

Abstract

Methods, computer-readable storage media and apparatuses for processing event notifications are disclosed. For example, a processor receives an event notification of an event from a device of a service provider that is providing a service to a user, wherein the network service provider is distinct from the service provider, determines that the service provider and the event are of a type of service provider and a type of event, respectively, that the user has consented to receive the event notification, sends a message in a unified message format to a device of the user, the message comprising the event, receives a response from the device of the user containing an indication of whether the event is an authorized event, and sends the indication of whether the event is an authorized event to the device of the service provider.

What is claimed is: 
     
         1 . A method comprising:
 registering, by a processor, with a network service provider to receive at least one first event notification for a user, wherein the at least one first event notification is associated with a first event associated with a first service provider that is providing a service to the user, wherein the first service provider and the first event are of a type of service provider and a type of event, respectively, that the user has consented to receive the at least one first event notification, and wherein the network service provider is distinct from the first service provider;   receiving, by the processor, a message in a unified message format from the network service provider, wherein the message comprising the first event; and   sending, by the processor, a response to the message to the network service provider, the response containing a first indication of whether the first event is an authorized event.   
     
     
         2 . The method of  claim 1 , wherein the message in the unified message format comprises two unified response choices, wherein a first response choice of the two unified response choices is for confirming the first event is an authorized event, wherein a second response choice of the two unified response choices is for indicating that the first event is not an authorized event, and wherein the response comprises a selection of one of the two unified response choices. 
     
     
         3 . The method of  claim 1 , wherein the registering the at least one first event notification comprises:
 receiving, by the processor, a plurality of types of events for selection that the user consents to receive a notification.   
     
     
         4 . The method of  claim 1 , wherein the registering the at least one first event notification further comprises:
 sending, by the processor, a registration to the first service provider, the registration providing a consent of the user for the first service provider to send event notifications to the user.   
     
     
         5 . The method of  claim 1 , further comprising:
 sending, by the processor, additional information associated with the user, wherein a qualifier is generated by the network service provider to be forwarded to first service provider, wherein the qualifier is based upon the additional information.   
     
     
         6 . The method of  claim 5 , wherein the additional information comprises schedule information of the user and wherein the qualifier comprises a notation that the first indication of whether the first event is the authorized event is potentially fraudulent, when the first indication of whether the first event is the authorized event indicates that the first event is the authorized event, and when the schedule information indicates that the user is scheduled to be at a location that is different from a location of the first event. 
     
     
         7 . The method of  claim 5 , wherein the additional information comprises biometric information of the user and wherein the qualifier comprises a notation that the first indication of whether the first event is the authorized event is potentially fraudulent, when the first indication of whether the first event is the authorized event indicates that the first event is the authorized event and when the biometric information indicates that a physical property of the user exceeds a threshold. 
     
     
         8 . The method of  claim 7 , wherein the physical property of the user comprises a heart rate of the user. 
     
     
         9 . The method of  claim 5 , wherein the additional information comprises presence information of the user and wherein the qualifier comprises a notation that the first indication of whether the first event is the authorized event is potentially fraudulent, when the first indication of whether the first event is the authorized event indicates that the first event is the authorized event and when the presence information indicates that the user is at a location that is different from a location of the first event. 
     
     
         10 . The method of  claim 9 , wherein the presence information is received from a device that is different from the device of the user. 
     
     
         11 . The method of  claim 5 , wherein the additional information comprises an image of a face of a person captured via a camera of the device of the user in connection with the receiving the response from the device of the user containing the first indication of whether the first event is the authorized event. 
     
     
         12 . The method of  claim 11 , wherein the qualifier comprises a notation that the first indication of whether the first event is the authorized event is potentially fraudulent, when the first indication of whether the first event is the authorized event indicates that the first event is the authorized event and when the image of the face of the person does not match a stored image of the face of the user. 
     
     
         13 . The method of  claim 11 , wherein the qualifier comprises a notation that the first indication of whether the first event is the authorized event is potentially fraudulent, when the image of the face of the person matches a stored image of the face of the user and is indicative of a state of duress. 
     
     
         14 . The method of  claim 1 , wherein the first service provider comprises:
 a merchant;   a credit card service provider;   a banking service provider;   a network-based storage service provider; or   a premises security service provider.   
     
     
         15 . The method of  claim 1 , wherein the first event comprises one of:
 an in-store purchase transaction;   an automated teller machine transaction;   an online financial transaction;   a premises security device event;   a network-based data storage access event; or   a multimedia service usage event.   
     
     
         16 . The method of  claim 1 , further comprising:
 receiving, by the processor, another message in the unified message format comprising a second event associated with a second service provider.   
     
     
         17 . A non-transitory computer-readable storage medium storing instructions which, when executed by a processor, cause the processor to perform operations, the operations comprising:
 registering with a network service provider to receive at least one first event notification for a user, wherein the at least one first event notification is associated with a first event associated with a first service provider that is providing a service to the user, wherein the first service provider and the first event are of a type of service provider and a type of event, respectively, that the user has consented to receive the at least one first event notification, and wherein the network service provider is distinct from the first service provider;   receiving a message in a unified message format from the network service provider, wherein the message comprising the first event; and   sending a response to the message to the network service provider, the response containing a first indication of whether the first event is an authorized event.   
     
     
         18 . The non-transitory computer-readable storage medium of  claim 17 , wherein the message in the unified message format comprises two unified response choices, wherein a first response choice of the two unified response choices is for confirming the first event is an authorized event, wherein a second response choice of the two unified response choices is for indicating that the first event is not an authorized event, and wherein the response comprises a selection of one of the two unified response choices. 
     
     
         19 . The non-transitory computer-readable storage medium of  claim 17 , wherein the registering the at least one first event notification comprises:
 receiving a plurality of types of events for selection that the user consents to receive a notification.   
     
     
         20 . A device comprising:
 a processor; and   a non-transitory computer-readable medium storing instructions which, when executed by the processor, cause the processor to perform operations, the operations comprising:
 registering with a network service provider to receive at least one first event notification for a user, wherein the at least one first event notification is associated with a first event associated with a first service provider that is providing a service to the user, wherein the first service provider and the first event are of a type of service provider and a type of event, respectively, that the user has consented to receive the at least one first event notification, and wherein the network service provider is distinct from the first service provider; 
 receiving a message in a unified message format from the network service provider, wherein the message comprising the first event; and 
 sending a response to the message to the network service provider, the response containing a first indication of whether the first event is an authorized event.