System and method for facilitating secure self payment transactions of retail goods

Abstract

Disclosed herein are various embodiments for systems and methods for self-payment and verification of the purchase of retail goods and services. According to an embodiment of the invention, a method for verifying the purchase using a mobile electronic device in wireless communication with a payment verification system and a code generating system is provided, the method comprising the steps of: receiving from a consumer information identifying an item for purchase; receiving from a consumer information identifying payment means for purchasing the item for purchase; processing the information identifying the item for purchase and information identifying payment means and generating a unique QR code indicating a purchase of the item; sending the unique QR code to a mobile device for display by a consumer to the vendor of the item for purchase.

1 .- 7 . (canceled) 
     
     
         8 . A system comprising:
 a capturing device configured to scan and receive a unique code from a mobile device, the unique code corresponding to a transaction related to a plurality of items and identifying a type of payment, wherein the unique code corresponds to a purchase of the plurality of the items;   communications circuitry communicatively responsive to the capturing device and configured to transmit, to a remote server, a query including the unique code and configured to receive a response including information to enable validation of the transaction; and   a display coupled to the capturing device and configured to display an indication regarding a status of the transaction, wherein the system is configured to access a dynamically generated data feed based on information associated with the unique code.   
     
     
         9 . The system of  claim 8 , wherein the dynamically generated data feed includes product information related to at least one of the plurality of items. 
     
     
         10 . The system of  claim 9 , wherein the system generates displayable content based on the product information. 
     
     
         11 . The system of  claim 8 , wherein the capturing device and the display are included in a retailer electronic device, and wherein the capturing device includes an optical scanner. 
     
     
         12 . The system of  claim 8 , wherein the transaction is for a purchase of the plurality of items. 
     
     
         13 . The system of  claim 8 , wherein the transaction is for an exchange of one or more of the plurality of items. 
     
     
         14 . The system of  claim 11 , wherein the optical scanner is a barcode or QR code scanner. 
     
     
         15 . The system of  claim 8 , wherein the capturing device comprises an optical capture device and associated software configured to process captured images. 
     
     
         16 . The system of  claim 8 , wherein the status indicates the transaction has been approved. 
     
     
         17 . The system of  claim 8 , wherein the status indicates the transaction has been denied or flagged for attention. 
     
     
         18 . The system of  claim 8 , wherein the status further includes information about the transaction including one or more of: a list of the plurality of items, payment information, a time and place of purchase, retailer information, and/or user identity information. 
     
     
         19 . The system of  claim 16 , wherein the validated transaction is at least based on a verification of the unique code, the verification comprising comparing embedded information from the unique code to a table, the table comprising valid purchase information. 
     
     
         20 . The system of  claim 8 , wherein the capturing device includes a camera or a laser code reader. 
     
     
         21 . The system of  claim 8 , wherein the display is configured to display one or more of: information related to the plurality of items purchased, a user's name, a total purchase, an amount, a time and place of purchase and other data usable to verify the purchase. 
     
     
         22 . The system of  claim 8 , wherein the communication circuitry is within the mobile device. 
     
     
         23 . The system of  claim 8 , wherein the remote server comprises:
 server communications circuitry;   a processor and memory that receive from the server communications circuitry information associated with the transaction;   instructions running on the processor and stored in the memory that, when executed: process the transaction information for a sale of the plurality of items and generate the unique code.   
     
     
         24 . The system of  claim 8 , wherein the remove server comprises:
 sever communications circuitry;   a processor and memory configured to receive from the server communications circuitry the unique code and verify the unique code by retrieving embedded information from the unique code, the processor and memory further configured to compare the embedded information from the unique code to one or more entries in a table containing valid purchase information; and   the server communications circuitry configured to forward the status of the transaction to the communications circuitry.   
     
     
         25 . The system of  claim 8 , wherein the unique code captured by the capturing device is displayed by the mobile device and wherein the mobile device comprises a smartphone. 
     
     
         26 . The system of  claim 8 , wherein the capturing device includes a scanner and wherein the unique code is optically scanned by the scanner in association with a verification application. 
     
     
         27 . The system of  claim 8 , wherein the data feed is coupled programmatically to a database entry corresponding to the transaction. 
     
     
         28 . The system of  claim 8 , wherein the data feed relates to a database entry corresponding to the transaction. 
     
     
         29 . The system of  claim 8 , wherein the dynamically generated data feed includes dynamically generated web content. 
     
     
         30 . A system comprising:
 a capturing device configured to scan and receive a unique code from a mobile device, the unique code corresponding to a transaction related to a plurality of items, wherein the unique code corresponds to a purchase of the plurality of the items;   communications circuitry communicatively responsive to the capturing device and configured to:   transmit, to a remote server, a query including the unique code,   receive a response from the remote server that incudes information to enable validation of the transaction, and   provide, via a display, an indication regarding a status of the transaction, wherein the server is configured to access a dynamically generated data feed based on information associated with the unique code.   
     
     
         31 . The system of  claim 30 , wherein the capturing device is an optical scanner or laser scanner. 
     
     
         32 . The system of  claim 30 , wherein the transaction is a sale of the plurality of items. 
     
     
         33 . The system of  claim 30 , wherein the dynamically generated data feed includes product information related to at least one of the plurality of items. 
     
     
         34 . The system of  claim 30 , wherein the unique code is generated to verify a valid purchase of the plurality of items. 
     
     
         35 . The system of  claim 30 , wherein the server is configured to compare information from the unique code to entries in a table containing valid purchase information and provide an indication whether the information in the unique code matches an entry in the table containing valid purchase information. 
     
     
         36 . The system of  claim 30 , wherein the unique code corresponds to a valid purchase. 
     
     
         37 . A system comprising:
 a capturing device configured to scan and receive a unique code from a user's smartphone, the unique code corresponding to a transaction related to a plurality of items that were added to a cart, wherein the unique code corresponds to a purchase of the plurality of the items in the cart;   communications circuitry configured to transmit, to a remote server, a query including the unique code and configured to receive a response from the remote server including information to enable validation of the transaction for the user; and   a display coupled to the capturing device and configured to display an indication regarding a status of the transaction, wherein the server is configured to access a dynamically generated data feed based on information associated with the unique code.