System and method for electronically providing legal instrument

Abstract

Disclosed subject matter includes systems and methods for providing a witnessed an electronically executed legal instrument, such as a limited power of attorney. The technology disclosed herein allows for the immediate transfer of a witnessed electronic document meeting today's current standards for witnessing of a document, including proximity of parties, and multiple forms of party identity authentication.

What is claimed is: 
     
         1 . A computer-implemented method for automatically verifying execution of a legal document, the method comprising:
 storing identity information of a user and a notary;   receiving, by a server, a request from a first device of the user to create a legal document for the user;   creating, by the server, an unexecuted version of the legal document requested by the user;   transmitting, by the server, a request to the first device of the user and a second device of the notary for a photograph including the user and the notary acting as a witness to an execution of the legal document by the user;   receiving, by the server, a first photograph from the first device of the user and a second photograph from the second device of the notary;   verifying, by the server, that faces included in the first photograph are of the user and the notary based on the stored identity information;   verifying, by the server, that faces included in the second photograph are of the user and the notary based on the stored identity information;   responsive to receiving the first photograph and the second photograph prior to an expiration of a time limit and the verifications, requesting, by the server, a signature from the user via the first device and a signature from the notary via the second device;   receiving, by the server, the requested signature from the user from the first device and the requested signature from the notary via the second device;   applying, by the server, the signature from the user and the signature from the notary to the unexecuted version of the legal document to convert the unexecuted version of the legal document to an executed version of the legal document; and   storing, by the server, the executed version of the legal document.   
     
     
         2 . The computer-implemented method of  claim 1 , further comprising:
 receiving, by the server, the identity information of the user from the first device of the user that includes first photographic identification of the user responsive to requesting the first photographic identification from the user;   verifying, by the server, an identity of the user that requested to create the legal document based on the first photographic identification;   receiving, by the server, the identity information from the second device of the notary that includes second photographic identification of the notary responsive to requesting the second photographic identification from the notary; and   verifying, by the server, an identity of the second user that will act as the witness to the execution of the legal document by the user based on the second photographic identification.   
     
     
         3 . The computer-implemented method of  claim 1 , further comprising:
 receiving, by the server, a confirmation from the second device of the notary that the second user will act as the witness to the execution of the legal document by the user responsive to transmitting a request for the confirmation to the second device.   
     
     
         4 . The computer-implemented method of  claim 3 , further comprising:
 receiving, by the server, contact information of the notary from the first device of the first user; and   wherein the request for the confirmation of the notary to act as the witness is transmitted responsive to receiving the contact information from the user.   
     
     
         5 . The computer-implemented method of  claim 3 , wherein receiving the confirmation comprises:
 receiving a personal identification number from the second device of the notary, the personal identification number provided to the notary from the user; and   verifying, by the server, that the personal identification number received from the second device of the notary matches a stored personal identification number associated with the user.   
     
     
         6 . The computer-implemented method of  claim 1 , further comprising:
 confirming co-location of the user and the notary based on at least one of global positioning system (GPS) location information associated with the first device and the second device or near field communication between the first device and the second device;   generating a first bar code for the user and a second bar code for the notary responsive to the confirmation, wherein the first barcode and the second barcode are associated with the time limit of expiration;   transmitting the first bar code to the first device of the user; and   transmitting the second bar code to the second device of the notary.   
     
     
         7 . The computer-implemented method of  claim 6 , wherein the request further requires that the first photograph received from the first device of the user also includes the second bar code of the notary and that the second photograph received from the second device of the notary include the first barcode of the user. 
     
     
         8 . A non-transitory computer-readable storage medium storing executable code for automatically verifying execution of a legal document, the code when executed by at least one computer processor causes the computer processor to perform steps comprising:
 storing identity information of a user and a notary;   receiving a request from a first device of the user to create a legal document for the user;   creating an unexecuted version of the legal document requested by the user;   transmitting a request to the first device of the user and a second device of the notary for a photograph including the user and the notary acting as a witness to an execution of the legal document by the user;   receiving a first photograph from the first device of the user and a second photograph from the second device of the notary;   verifying that faces included in the first photograph are of the user and the notary based on the stored identity information;   verifying that faces included in the second photograph are of the user and the notary based on the stored identity information;   responsive to receiving the first photograph and the second photograph prior to an expiration of a time limit and the verifications, requesting a signature from the user via the first device and a signature from the notary via the second device;   receiving the requested signature from the user from the first device and the requested signature from the notary via the second device;   applying, by the server, the signature from the user and the signature from the notary to the unexecuted version of the legal document to convert the unexecuted version of the legal document to an executed version of the legal document; and   storing, by the server, the executed version of the legal document.   
     
     
         9 . The non-transitory computer-readable storage medium of  claim 8 , wherein the code when executed by the computer processor further causes the computer processor to perform steps comprising:
 receiving the identity information of the user from the first device of the user that includes first photographic identification of the user responsive to requesting the first photographic identification from the user;   verifying an identity of the user that requested to create the legal document based on the first photographic identification;   receiving the identity information from the second device of the notary that includes second photographic identification of the notary responsive to requesting the second photographic identification from the notary; and   verifying an identity of the second user that will act as the witness to the execution of the legal document by the user based on the second photographic identification.   
     
     
         10 . The non-transitory computer-readable storage medium of  claim 8 , wherein the code when executed by the computer processor further causes the computer processor to perform steps comprising:
 receiving a confirmation from the second device of the notary that the second user will act as the witness to the execution of the legal document by the user responsive to transmitting a request for the confirmation to the second device.   
     
     
         11 . The non-transitory computer-readable storage medium of  claim 10 , wherein the code when executed by the computer processor further causes the computer processor to perform steps comprising:
 receiving, by the server, contact information of the notary from the first device of the first user; and   wherein the request for the confirmation of the notary to act as the witness is transmitted responsive to receiving the contact information from the user.   
     
     
         12 . The non-transitory computer-readable storage medium of  claim 10 , wherein receiving the confirmation comprises:
 receiving a personal identification number from the second device of the notary, the personal identification number provided to the notary from the user; and   verifying, by the server, that the personal identification number received from the second device of the notary matches a stored personal identification number associated with the user.   
     
     
         13 . The non-transitory computer-readable storage medium of  claim 8 , wherein the code when executed by the computer processor further causes the computer processor to perform steps comprising:
 confirming co-location of the user and the notary based on at least one of global positioning system (GPS) location information associated with the first device and the second device or near field communication between the first device and the second device;   generating a first bar code for the user and a second bar code for the notary responsive to the confirmation, wherein the first barcode and the second barcode are associated with the time limit of expiration;   transmitting the first bar code to the first device of the user; and   transmitting the second bar code to the second device of the notary.   
     
     
         14 . The non-transitory computer-readable storage medium of  claim 13 , wherein the request further requires that the first photograph received from the first device of the user also includes the second bar code of the notary and that the second photograph received from the second device of the notary include the first barcode of the user. 
     
     
         15 . A system for automatically verifying execution of a legal document, the system comprising:
 at least one computer processor; and   a non-transitory computer-readable storage medium storing executable code, the code when executed by the at least one computer processor causes the computer processor to perform steps comprising:
 storing identity information of a user and a notary; 
 receiving a request from a first device of the user to create a legal document for the user; 
 creating an unexecuted version of the legal document requested by the user; 
 transmitting a request to the first device of the user and a second device of the notary for a photograph including the user and the notary acting as a witness to an execution of the legal document by the user; 
 receiving a first photograph from the first device of the user and a second photograph from the second device of the notary; 
 verifying that faces included in the first photograph are of the user and the notary based on the stored identity information; 
 verifying that faces included in the second photograph are of the user and the notary based on the stored identity information; 
 responsive to receiving the first photograph and the second photograph prior to an expiration of a time limit and the verifications, requesting a signature from the user via the first device and a signature from the notary via the second device; 
 receiving the requested signature from the user from the first device and the requested signature from the notary via the second device; 
 applying, by the server, the signature from the user and the signature from the notary to the unexecuted version of the legal document to convert the unexecuted version of the legal document to an executed version of the legal document; and 
 storing, by the server, the executed version of the legal document. 
   
     
     
         16 . The system of  claim 15 , wherein the code when executed by the computer processor further causes the computer processor to perform steps comprising:
 receiving the identity information of the user from the first device of the user that includes first photographic identification of the user responsive to requesting the first photographic identification from the user;   verifying an identity of the user that requested to create the legal document based on the first photographic identification;   receiving the identity information from the second device of the notary that includes second photographic identification of the notary responsive to requesting the second photographic identification from the notary; and   verifying an identity of the second user that will act as the witness to the execution of the legal document by the user based on the second photographic identification.   
     
     
         17 . The system of  claim 15 , wherein the code when executed by the computer processor further causes the computer processor to perform steps comprising:
 receiving a confirmation from the second device of the notary that the second user will act as the witness to the execution of the legal document by the user responsive to transmitting a request for the confirmation to the second device.   
     
     
         18 . The system of  claim 17 , wherein the code when executed by the computer processor further causes the computer processor to perform steps comprising:
 receiving, by the server, contact information of the notary from the first device of the first user; and   wherein the request for the confirmation of the notary to act as the witness is transmitted responsive to receiving the contact information from the user.   
     
     
         19 . The system of  claim 17 , wherein receiving the confirmation comprises:
 receiving a personal identification number from the second device of the notary, the personal identification number provided to the notary from the user; and   verifying, by the server, that the personal identification number received from the second device of the notary matches a stored personal identification number associated with the user.   
     
     
         20 . The system of  claim 15 , wherein the code when executed by the computer processor further causes the computer processor to perform steps comprising:
 confirming co-location of the user and the notary based on at least one of global positioning system (GPS) location information associated with the first device and the second device or near field communication between the first device and the second device;   generating a first bar code for the user and a second bar code for the notary responsive to the confirmation, wherein the first barcode and the second barcode are associated with the time limit of expiration;   transmitting the first bar code to the first device of the user; and   transmitting the second bar code to the second device of the notary.