US2021073823A1PendingUtilityA1

User interface for payments

Assignee: APPLE INCPriority: May 29, 2014Filed: Oct 5, 2020Published: Mar 11, 2021
Est. expiryMay 29, 2034(~7.8 yrs left)· nominal 20-yr term from priority
Inventors:Marcel Van Os
G06Q 20/401G06Q 20/32G06Q 20/327G06Q 20/322G06Q 20/40145G06Q 20/36G06Q 20/3224G06Q 20/3821G06Q 20/227G06Q 20/405H04M 1/72403G06Q 20/4014H04L 67/10G06Q 30/0631G06Q 20/10G06Q 20/3223G06Q 20/40G06Q 20/102H04M 1/72445G06Q 20/3278H04M 1/72561H04M 1/72522
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Claims

Abstract

An electronic device with a display and a biometric input sensor is described. In some embodiments, the electronic device displays a user interface for a first application that includes an affordance; in response to detecting selection of the affordance, the electronic device transfers first transaction information about a transaction from the first application to a second application and displays a user interface for the second application; in accordance with a determination that detected biometric input is consistent with enrolled biometric input information, the electronic device proceeds with the transaction; after proceeding with the transaction, the electronic device displays a user interface for a third application that includes a second affordance; in response to detecting selection of the second affordance, the electronic device transfers third transaction information about a second transaction from the third application to the second application and displays a second user interface for the second application.

Claims

exact text as granted — not AI-modified
1 . (canceled) 
     
     
         2 . An electronic device, comprising:
 a display;   a biometric sensor;   one or more processors; and   memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:
 obtaining a history of payment transactions associated with one or more payment accounts linked to the device; 
 determining a current location of the device; 
 determining, based on at least a portion of the history of payment transactions and the current location of the device, a suggested product for purchase from a retailer; 
 displaying an indication of the suggested product for purchase; 
 displaying an affordance associated with a payment transaction of the suggested product; 
 while displaying the affordance associated with the payment transaction, detecting activation of the affordance associated with the payment transaction; and 
 in response to detecting activation of the affordance associated with the payment transaction, initiating a process for authorizing the payment transaction of the suggested product, wherein initiating a process for authorizing the payment transaction of the suggested product includes capturing biometric information associated with the user via the biometric sensor. 
   
     
     
         3 . The electronic device of  claim 2 , the one or more programs further including instructions for:
 detecting a fingerprint on a fingerprint sensor of the electronic device; and   in response to detecting the fingerprint on the fingerprint sensor:   determining whether the fingerprint is consistent with an enrolled fingerprint that is enabled to authorize payment transactions;   in accordance with a determination that a respective fingerprint is consistent with the enrolled fingerprint, authorizing the payment transaction; and   in accordance with a determination that the respective fingerprint is not consistent with the enrolled fingerprint, forgoing authorization of the payment transaction.   
     
     
         4 . The electronic device of  claim 2 , wherein the displayed indication of the suggested product for purchase is displayed without explicit user input requesting a suggestion. 
     
     
         5 . The electronic device of  claim 2 , wherein the displayed indication of the suggested product for purchase is displayed in response to an explicit user input requesting a suggestion. 
     
     
         6 . The electronic device of  claim 2 , wherein the displayed indication of the suggested product for purchase is displayed in response to an implicit user input. 
     
     
         7 . The electronic device of  claim 2 , wherein the suggested product for purchase from the retailer is determined based on a current time of day. 
     
     
         8 . The electronic device of  claim 2 , wherein the suggested product for purchase from the retailer is determined based on the orientation of the device. 
     
     
         9 . The electronic device of  claim 2 , the one or more programs further including instructions for:
 while displaying the indication of the suggested product for purchase, displaying the name and business hours of the retailer.   
     
     
         10 . The electronic device of any of  claim 2 , the one or more programs further including instructions for:
 while displaying the indication of the suggested product for purchase, displaying one or more reviews for the suggested product.   
     
     
         11 . The electronic device of  claim 2 , the one or more programs further including instructions for:
 while displaying the indication of the suggested product for purchase, displaying an affordance for purchasing a second suggested product, the second suggested product determined based on the suggested product and one or more reviews of the second suggested product.   
     
     
         12 . The electronic device of  claim 2 , the one or more programs further including instructions for:
 while displaying the indication of the suggested product for purchase, displaying an affordance for purchasing a third suggested product, the third suggested product determined based on the current location.   
     
     
         13 . The electronic device of  claim 2 , the one or more programs further including instructions for:
 authorizing the payment transaction of the suggested product using a secure element integrated into the electronic device.   
     
     
         14 . The electronic device of  claim 2 , wherein the suggested product is a coffee, and the one or more programs further including instructions for:
 receiving confirmation of completion of the payment transaction of the coffee;   transmitting purchase details of the coffee to the retailer; and   displaying an indication of the availability for pickup of the coffee at the retailer.   
     
     
         15 . A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of an electronic device with a display and a biometric sensor, the one or more programs including instructions for:
 obtaining a history of payment transactions associated with one or more payment accounts linked to the device;   determining a current location of the device;   determining, based on at least a portion of the history of payment transactions and the current location of the device, a suggested product for purchase from a retailer;   displaying an indication of the suggested product for purchase;   displaying an affordance associated with a payment transaction of the suggested product;   while displaying the affordance associated with the payment transaction, detecting activation of the affordance associated with the payment transaction; and   in response to detecting activation of the affordance associated with the payment transaction, initiating a process for authorizing the payment transaction of the suggested product, wherein initiating a process for authorizing the payment transaction of the suggested product includes capturing biometric information associated with the user via the biometric sensor.   
     
     
         16 . A method, comprising:
 at an electronic device with a display, a processor, a biometric sensor, and memory storing one or more programs for execution by the processor, the one or more programs including instructions for:
 obtaining a history of payment transactions associated with one or more payment accounts linked to the device; 
 determining a current location of the device; 
 determining, based on at least a portion of the history of payment transactions and the current location of the device, a suggested product for purchase from a retailer; 
 displaying an indication of the suggested product for purchase; 
 displaying an affordance associated with a payment transaction of the suggested product; 
 while displaying the affordance associated with the payment transaction, detecting activation of the affordance associated with the payment transaction; and 
 in response to detecting activation of the affordance associated with the payment transaction, initiating a process for authorizing the payment transaction of the suggested product, wherein initiating a process for authorizing the payment transaction of the suggested product includes capturing biometric information associated with the user via the biometric sensor.

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