Multi-factor identity authentication

Abstract

Disclosed herein are systems, methods, and non-transitory computer-readable storage media for allowing for payment of transactions initiated with a client device to be completed using a mobile device and requiring multiple-step authentication of the user before completing the transactions.

What is claimed is: 
     
         1 . A method, comprising:
 receiving, by a server computer, a login request from a client device associated with a user identifier;   transmitting, by the server computer, a webpage to the client device;   receiving, by the server computer, identification information that identifies a mobile device associated with the user identifier, the mobile device configured with a payment application;   updating, by the server computer, the webpage to present an icon for utilizing the payment application of the mobile device;   receiving, by the server computer, selection information that identifies selection of the icon;   transmitting, by the server computer, instructions to send a notification to the mobile device;   transmitting, by the server computer and at least responsive to a request from the mobile device, item information that identifies an item associated with the webpage;   receiving, by the server computer, authentication information that identifies authentication associated with the mobile device; and   updating, by the server computer, the webpage to present confirmation of the authentication associated with the mobile device.   
     
     
         2 . The method of  claim 1 , wherein the identification information is received from an identity server computer. 
     
     
         3 . The method of  claim 2 , wherein the instructions to send the notification are transmitted to the identity service configured to transmit the notification to the mobile device. 
     
     
         4 . The method of  claim 1 , wherein the instructions to send the notification are transmitted to a notification service configured to transmit the notification to the mobile device. 
     
     
         5 . The method of  claim 1 , wherein the notification comprises a transaction identifier corresponding to the item and an application identifier corresponding to the payment application. 
     
     
         6 . The method of  claim 1 , wherein the notification comprises an instruction to launch the payment application. 
     
     
         7 . The method of  claim 1 , wherein the authentication information is received from the mobile device. 
     
     
         8 . The method of  claim 1 , further comprising updating the webpage to present confirmation of use of the payment application to order the item from the server computer. 
     
     
         9 . A non-transitory computer-readable storage medium storing instructions that, when executed by a server computer, cause the server computer to perform operations comprising:
 receiving a login request from a client device associated with a user identifier;   transmitting a webpage to the client device;   receiving identification information that identifies a mobile device associated with the user identifier, the mobile device configured with a payment application;   updating the webpage to present an icon for utilizing the payment application of the mobile device;   receiving selection information that identifies selection of the icon;   transmitting instructions to send a notification to the mobile device;   transmitting, at least responsive to a request from the mobile device, item information that identifies an item associated with the webpage;   receiving authentication information that identifies authentication associated with the mobile device; and   updating the webpage to present confirmation of the authentication associated with the mobile device.   
     
     
         10 . The non-transitory computer-readable storage medium of  claim 9 , wherein the instructions to send the notification are transmitted to an identity service configured to transmit the notification to the mobile device. 
     
     
         11 . The non-transitory computer-readable storage medium of  claim 9 , wherein the instructions to send the notification are transmitted to a notification service configured to transmit the notification to the mobile device. 
     
     
         12 . The non-transitory computer-readable storage medium of  claim 9 , wherein the notification comprises at least one of a transaction identifier corresponding to the item, an application identifier corresponding to the payment application, or an instruction to launch the payment application. 
     
     
         13 . The non-transitory computer-readable storage medium of  claim 9 , wherein the authentication information is received from the mobile device. 
     
     
         14 . The non-transitory computer-readable storage medium of  claim 9 , further comprising updating the webpage to present confirmation of use of the payment application to order the item from the server computer. 
     
     
         15 . A system, comprising:
 a memory configured to store computer-executable instructions; and   a processor configured to access the memory and execute the computer-executable instructions to at least:
 receive a login request from a client device associated with a user identifier; 
 transmit a webpage to the client device; 
 receive identification information that identifies a mobile device associated with the user identifier, the mobile device configured with a payment application; 
 update the webpage to present an icon for utilizing the payment application of the mobile device; 
 receive selection information that identifies selection of the icon; 
 transmit instructions to send a notification to the mobile device; 
 transmit, at least responsive to a request from the mobile device, item information that identifies an item associated with the webpage; 
 receive authentication information that identifies authentication associated with the mobile device; and 
 update the webpage to present confirmation of the authentication associated with the mobile device. 
   
     
     
         16 . The system of  claim 15 , wherein the instructions to send the notification are transmitted to an identity service configured to transmit the notification to the mobile device. 
     
     
         17 . The system of  claim 15 , wherein the instructions to send the notification are transmitted to a notification service configured to transmit the notification to the mobile device. 
     
     
         18 . The system of  claim 15 , wherein the notification comprises at least one of a transaction identifier corresponding to the item, an application identifier corresponding to the payment application, or an instruction to launch the payment application. 
     
     
         19 . The system of  claim 15 , wherein the authentication information is received from the mobile device. 
     
     
         20 . The system of  claim 15 , wherein the processor is further configured to execute the computer-executable instructions to at least update the webpage to present confirmation of use of the payment application to order the item from the server computer