System with grid display to facilitate update of electronic record information

Abstract

A potential risk relationship data store may contain electronic records representing a plurality of potential risk relationships with an enterprise. An existing risk relationship data store may contain electronic records representing a plurality of existing risk relationships, of various types, between entities and the enterprise. A back-end application computer server may access information in the potential risk relationship data store and the existing risk relationship data store. The computer server may then transmit, to a first user device, a grid display of information about a subset of the electronic records in the potential risk relationship data store. Moreover, information about electronic records not in the subset is blocked from being transmitted to the first user device. The computer server may then receive, from the first remote user device, an annotation associated with a selected entity and store the received annotation such that it is accessible via a second user device.

What is claimed: 
     
         1 . A system to access and update electronic record information via a back-end application computer server of an enterprise, comprising:
 (a) a potential risk relationship data store containing electronic records that represent a plurality of potential risk relationships with the enterprise and, for each potential risk relationship, an electronic record identifier and a set of entity attribute values including an entity identifier;   (b) an existing risk relationship data store containing electronic records that represent a plurality of existing risk relationships, of various types, between entities and the enterprise;   (c) the back-end application computer server, coupled to the potential risk relationship data store, programmed to:
 (i) access information in the potential risk relationship data store and the existing risk relationship data store, 
 (ii) transmit, to a first remote user device of a first user associated with the enterprise, a grid display of information about a subset of the electronic records in the potential risk relationship data store arranged by entity along a first grid axis and by existing risk relationship type along a second axis, wherein information about electronic records not in the subset is blocked from being transmitted to the first remote user device, 
 (iii) receive, from the first remote user device, an annotation associated with a selected entity, and 
 (iv) store the received annotation such that the annotation is accessible via a second remote user device of a second user associated with the enterprise; and 
   (d) a communication port coupled to the back-end application computer server to facilitate a transmission of data with the first and second remote user devices to support interactive user interface displays via a distributed communication network.   
     
     
         2 . The system of  claim 1 , wherein entities are sorted along the first axis based on a concentration value calculated for each entity using information in the existing risk relationship data store. 
     
     
         3 . The system of  claim 2 , wherein the grid display includes an icon, displayed along first axis and the second axis, representing a concentration value for each entity on a risk relationship type-by-type basis. 
     
     
         4 . The system of  claim 3 , wherein each icon graphically represents a level of concentration via: (i) an icon color, (ii) an icon size, (iii) an icon shape, and (iv) at least one alphanumeric character. 
     
     
         5 . The system of  claim 1 , wherein entity attribute values in the potential risk relationship data store include at least one of: (i) an entity name, (ii) an entity location, (iii) an entity address, (iv) entity contact information, (v) entity industry information, (vi) an industry code, (vii) an industry description, and (viii) an indication of whether or not the entity has an existing relationship with the enterprise. 
     
     
         6 . The system of  claim 1 , wherein the backend application computer server is further programmed to:
 receive an indication of the selected entity from the first remote user device, and   responsive to the received indication, transmitting additional entity attribute values associated with the selected entity to the first remote user device.   
     
     
         7 . The system of  claim 1 , wherein the backend application computer server is further programmed to:
 receive at least one filter criteria from the first remote user device,   apply the at least one filter criteria to the electronic records in the potential risk relationship data store, and   update the grid display with a filtered subset of the electronic records in the potential risk relationship data store.   
     
     
         8 . The system of  claim 7 , wherein the existing risk relationships comprise insurance policies. 
     
     
         9 . The system of  claim 8 , wherein the existing risk relationship types include at least one of: (i) automobile insurance, (ii) property insurance, (iii) general liability insurance, (iv) umbrella insurance, (v) workers' compensation insurance, and (vi) special general liability insurance. 
     
     
         10 . The system of  claim 8 , wherein the at least one filter criteria includes at least one of: (i) an insurance broker identifier, (ii) territory information, (iii) an insurance policy renewal date range, (iv) an industry, (v) an industry code, (vi) an enterprise sub-organization, and (vii) an underwriter identifier. 
     
     
         11 . The system of  claim 8 , wherein entities are sorted along the first axis based on a concentration value calculated for each entity using information in the existing risk relationship data store including at least one of: (i) a number of insurance policies, and (ii) an overall total insurance premium value. 
     
     
         12 . The system of  claim 8 , wherein electronic records are excluded from the subset of records included in the grid display based on at least one of: (i) historical insurance claim information associated with an entity, (ii) a risk score associated with an entity, and (iii) a prior underwriting or renewal decision associated with an entity. 
     
     
         13 . The system of  claim 1 , wherein information from the potential risk relationship data store is supplemented with at least one of: (i) third-party data, (ii) governmental data, (iii) payroll data, (iv) credit score data, and (v) social media information. 
     
     
         14 . The system of  claim 1 , wherein the back-end application server is further programmed to utilize at least one of: (i) automatically generated email reminders, (ii) automatically generated text message reminders, (iii) a chatbot text interface, (iv) a streaming video interface, and (v) voice recognition. 
     
     
         15 . A computerized method to access and update electronic record information via a back-end application computer server of an enterprise, comprising:
 accessing, by a back-end application computer server, information in a potential risk relationship data store containing electronic records that represent a plurality of potential risk relationships with the enterprise and, for each potential risk relationship, an electronic record identifier and a set of entity attribute values including an entity identifier;   accessing, by the back-end application computer server, information in an existing risk relationship data store containing electronic records that represent a plurality of existing risk relationships, of various types, between entities and the enterprise;   transmitting, to a first remote user device of a first user associated with the enterprise, a grid display of information about a subset of the electronic records in the potential risk relationship data store arranged by entity along a first grid axis and by existing risk relationship type along a second axis, wherein information about electronic records not in the subset is blocked from being transmitted to the first remote user device;   receiving, from the first remote user device, an annotation associated with a selected entity; and   storing the received annotation such that the annotation is accessible via a second remote user device of a second user associated with the enterprise.   
     
     
         16 . The method of  claim 15 , wherein entities are sorted along the first axis based on a concentration value calculated for each entity using information in the existing risk relationship data store. 
     
     
         17 . The method of  claim 16 , wherein the grid display includes an icon, displayed along first axis and the second axis, representing a concentration value for each entity on a risk relationship type-by-type basis. 
     
     
         18 . The method of  claim 17 , wherein each icon graphically represents a level of concentration via: (i) an icon color, (ii) an icon size, (iii) an icon shape, and (iv) at least one alphanumeric character. 
     
     
         19 . A non-tangible, computer-readable medium storing instructions, that, when executed by a processor, cause the processor to perform a method to access and update electronic record information via a back-end application computer server of an enterprise, the method comprising:
 accessing, by a back-end application computer server, information in a potential risk relationship data store containing electronic records that represent a plurality of potential risk relationships with the enterprise and, for each potential risk relationship, an electronic record identifier and a set of entity attribute values including an entity identifier;   accessing, by the back-end application computer server, information in an existing risk relationship data store containing electronic records that represent a plurality of existing risk relationships, of various types, between entities and the enterprise;   transmitting, to a first remote user device of a first user associated with the enterprise, a grid display of information about a subset of the electronic records in the potential risk relationship data store arranged by entity along a first grid axis and by existing risk relationship type along a second axis, wherein information about electronic records not in the subset is blocked from being transmitted to the first remote user device;   receiving, from the first remote user device, an annotation associated with a selected entity; and   storing the received annotation such that the annotation is accessible via a second remote user device of a second user associated with the enterprise.   
     
     
         20 . The medium of  claim 19 , wherein the existing risk relationships comprise insurance policies. 
     
     
         21 . The medium of  claim 20 , wherein the existing risk relationship types include at least one of: (i) automobile insurance, (ii) property insurance, (iii) general liability insurance, (iv) umbrella insurance, (v) workers' compensation insurance, and (vi) special general liability insurance. 
     
     
         22 . The medium of  claim 19 , wherein entities are sorted along the first axis based on a concentration value calculated for each entity using information in the existing risk relationship data store including at least one of: (i) a number of insurance policies, and (ii) an overall total insurance premium value.