Presenting credit score information

Abstract

A credit report system is provided that may generate various user interfaces for a consumer. Credit accounts may be accessed and analyzed by receiving data from one or more of the national credit bureaus. The credit report system may present account information to a consumer in the form of credit account tiles, wherein the tiles each represent an account of the consumer. The consumer may also be able to search credit accounts, sort credit accounts, view the impact of credit accounts on one or more of the consumer's credit scores, interact with the credit accounts, make payments to credit accounts, and otherwise monitor changes to consumer's credit accounts.

1 . (canceled) 
     
     
         2 . A computing system comprising:
 one or more hardware computer processors;   one or more storage devices configured to store executable instructions configured for execution by the one or more hardware computer processors to cause the computing system to:
 generate a user interface comprising, for a plurality of financial accounts of a user, a corresponding plurality of tiles selectable by the user, at least some of the tiles each indicating:
 account information for a corresponding financial account; and 
 a graphical indication of a potential impact on a credit score of the user resulting from a characteristic of a financial account corresponding to the tile, wherein the graphical indication comprises a color representative of the potential impact; 
 
 receive an indication of selection of an individual tile of the plurality of tiles from a computing device associated with the user; and 
 in response to the indication of selection of the individual tile, cause display of a shortcut menu with two or more interactive elements that, when selected by the user, invokes a remedial action associated with the potential impact. 
   
     
     
         3 . The computing system of  claim 2 , wherein the remedial action includes at least one of: facilitating a payment or filing a dispute. 
     
     
         4 . The computing system of  claim 2 , wherein invoking the remedial action includes launching an application configured to perform the remedial action. 
     
     
         5 . The computing system of  claim 2 , wherein the plurality of tiles are arranged in the user interface based on one or more attributes of the corresponding financial account. 
     
     
         6 . The computing system of  claim 5 , wherein the tiles are further arranged in the user interface based on at least one of credit utilization, account balance, credit limit, age of accounts, time next payment is due, amount due, or impact on credit score of a late payment of the corresponding account. 
     
     
         7 . The computing system of  claim 2 , wherein the computing system is further configured to:
 receive a selection of an account attribute from the user;   identify one or more of the financial accounts having the selected account attribute; and   update the generated user interface to comprise only one or more tiles associated with the identified one or more of the financial accounts having the selected account attribute.   
     
     
         8 . The computer system of  claim 7 , wherein the selected account attribute is one of: open accounts, closed accounts, accounts with inquiries on a credit report, revolving credit accounts, installment accounts, or accounts with a current balance. 
     
     
         9 . The computer system of  claim 2 , wherein the computer system is further configured to:
 receive, from the user, a search query comprising search terms;   identify one or more financial accounts related to the search terms; and   update the generated user interface to comprise only one or more tiles associated with the identified one or more of the financial accounts related to the search terms.   
     
     
         10 . A non-transitory computer storage medium storing computer-executable instructions that, when executed by a processor, cause the processor to perform the following method:
 generate user interface data including, for a plurality of financial accounts of a user, a corresponding plurality of selectable icons, at least some of the selectable icons indicating:
 account information for the corresponding financial account; and 
 a graphical indication of an impact on a credit score of the user resulting from a characteristic of the corresponding financial account, wherein the graphical indication comprises a color representative of the impact; and 
   in response to an indication of a selection of an individual icon by the user, load a shortcut menu with interactive elements that, when selected by the user, invokes a remedial action to remedy the impact.   
     
     
         11 . The non-transitory computer storage medium of  claim 10 , wherein the selection of the icon includes a user's mouse hovering over the icon. 
     
     
         12 . The non-transitory computer storage medium of  claim 10 , wherein the remedial action includes at least one of: facilitating a payment or filing a dispute. 
     
     
         13 . The non-transitory computer storage medium of  claim 10 , wherein the remedial action includes launching an application to perform the remedial action. 
     
     
         14 . The non-transitory computer storage medium of  claim 10 , wherein the graphical indication comprises icons that are arranged in the user interface data based on one or more attributes of the corresponding financial account. 
     
     
         15 . The non-transitory computer storage medium of  claim 14 , wherein the icons are further arranged in the user interface data based on at least one of credit utilization, account balance, credit limit, age of accounts, time next payment is due, amount due, or impact on credit score of a late payment of the corresponding account. 
     
     
         16 . A method comprising:
 generating a user interface comprising, for a plurality of financial accounts of a user, a corresponding plurality of visual indicators that are selectable by the user, at least one of the visual indicators indicating:
 account information for the corresponding financial account; and 
 a graphical indication of a potential impact on a credit score of the user resulting from a characteristic of a financial account corresponding to the visual indicator, wherein the graphical indication comprises a color representative of the potential impact; and 
   in response to an indication of selection of an individual visual indicator, automatically loading a menu with interactive elements that, when selected by the user, invokes a remedial action to remedy the potential impact.   
     
     
         17 . The method of  claim 16 , wherein the selection of the visual indicator includes a user's mouse hovering over the visual indicator. 
     
     
         18 . The method of  claim 16 , wherein the remedial action includes at least one of: facilitating a payment or filing a dispute. 
     
     
         19 . The method of  claim 16 , wherein the remedial action includes launching an application to perform the remedial action. 
     
     
         20 . The method of  claim 16 , wherein the visual indicators are arranged in the user interface based on one or more attributes of the corresponding financial account. 
     
     
         21 . The method of  claim 20 , wherein the visual indicators are further arranged in the user interface based on at least one of credit utilization, account balance, credit limit, age of accounts, time next payment is due, amount due, or impact on credit score of a late payment of the corresponding account.