Systems and methods for purchase recommendation

Abstract

A system for image-based purchase recommendation is disclosed. The system can include a memory storing computer program code and at least one processor, wherein the computer program code is configured to cause the system to receive a digital image corresponding to an item of interest, analyze the digital image, and identify one or more corresponding recommended products. The system can determine one or more merchants that offer one or more recommended products. The system can organize the identified merchants based on an availability of additional services offered by the merchants or based on services offered by one or more issuers, form a list of recommended merchants and transmit the recommended products, list of merchants, and the address (physical and/or internet) of each merchant, to a user device.

1 . A computer-implemented method for image-based purchase recommendation, comprising:
 receiving, by processing circuitry, a digital image corresponding to an item of interest;   analyzing the digital image, by the processing circuitry, thereby identifying one or more corresponding recommended products;   determining, by the processing circuitry, one or more merchants that offer one or more of the recommended products;   identifying, by the processing circuitry, a location of each merchant that has a physical location, and an internet address of each merchant that offers the one or more recommended products for sale on the internet;   organizing the one or more merchants, by the processing circuitry, based on an availability of additional services offered by the one or more merchants or by one or more issuers, to form a list of recommended merchants; and   transmitting to a user device, by the processing circuitry, the identified one or more recommended products, the list of merchants, and the identified merchant location or internet address for each merchant as a displayed list, wherein the displayed list includes one or more filtering options configured to filter the results based on one or more of product, merchant, services offered, or payment methods accepted.   
     
     
         2 . The computer-implemented method of  claim 1 , wherein the digital image includes one of a captured image of a product, a bitmap, a QR code, a barcode, a brand name, a product name, or a product logo. 
     
     
         3 . The computer-implemented method of  claim 1 , wherein the additional services include one or more offers associated with a merchant or rewards associated with a payment product. 
     
     
         4 . The computer-implemented method of  claim 1 , wherein the list of merchants transmitted to a user device includes the additional services offered by the one or more merchants or one or more issuers. 
     
     
         5 . The computer-implemented method of  claim 1 , wherein organizing the one or more merchants, by the processing circuitry, further comprises:
 organizing the list of merchants based on one or more user inputs indicating whether the list of merchants should include one or both of physical merchant locations and internet addresses for each merchant.   
     
     
         6 . The computer-implemented method of  claim 1 , wherein the identified one or more products, the list of merchants, and the identified merchant location or internet address for each merchant are configured to be displayed in coordination with an application associated with one or more payment products. 
     
     
         7 . The computer-implemented method of  claim 6 , wherein the application is configured to display the identified one or more products, the list of merchants, and the identified merchant location or internet address for each merchant. 
     
     
         8 . The computer-implemented method of  claim 1 , wherein organizing the one or more merchants further comprises:
 organizing the one or more merchants, by the processing circuitry, based on whether the one or more merchants accept a particular payment product or payment via a particular payment method.   
     
     
         9 . The computer-implemented method of  claim 6 , wherein the digital image is transmitted to the processing circuitry via the application. 
     
     
         10 . The computer-implemented method of  claim 1 , further comprising:
 transmitting, by the processing circuitry, the identified one or more products, the list of merchants, and the identified merchant location or internet address for each merchant, configured as a one of a searchable list or a map of merchant locations.   
     
     
         11 . A system for image-based purchase recommendation, comprising:
 at least one memory storing computer program code; and   at least one processor;   wherein the computer program code is configured, when executed by the at least one processor, to cause the system to:   receive a digital image corresponding to an item of interest;   analyze the digital image and thereby identify one or more corresponding recommended products;   determine one or more merchants that offer one or more of the recommended products;   identify a location of each merchant that has a physical location, and an internet address of each merchant that offers the one or more recommended products for sale on the internet;   organize the one or more merchants based on an availability of additional services offered by the one or more merchants or by one or more issuers, to form a list of recommended merchants; and   transmit, to a user device, the identified one or more recommended products, the list of merchants, and the identified merchant location or internet address for each merchant as a displayed list, wherein the displayed list includes one or more filtering options configured to filter the results based on one or more of product, merchant, services offered, or payment methods accepted.   
     
     
         12 . The system of  claim 11 , wherein the digital image includes one of a captured image of a product, a bitmap, a QR code, a barcode, a brand name, a product name, or a product logo. 
     
     
         13 . The system of  claim 11 , wherein the additional services include one or more offers associated with a merchant or rewards associated with a payment product. 
     
     
         14 . The system of  claim 11 , wherein the list of merchants transmitted to a user device includes the additional services offered by the one or more merchants or one or more issuers. 
     
     
         15 . The system of  claim 11 , further configured to:
 organize the list of merchants based on one or more user inputs indicating whether the list of merchants should include one or both of physical merchant locations and internet addresses for each merchant.   
     
     
         16 . The system of  claim 11 , wherein the identified one or more products, the list of merchants, and the identified merchant location or internet address for each merchant are configured to be displayed in coordination with an application associated with one or more payment products. 
     
     
         17 . The system of  claim 16 , wherein the application is configured to display the identified one or more products, the list of merchants, and the identified merchant location or internet address for each merchant. 
     
     
         18 . The system of  claim 11 , further configured to:
 organize the one or more merchants based on whether the one or more merchants accept a particular payment product or payment via a particular payment method.   
     
     
         19 . The system of  claim 16 , wherein the digital image is transmitted to the processing circuitry via the application. 
     
     
         20 . The system of  claim 11 , further configured to:
 transmit the identified one or more products, the list of merchants, and the identified merchant location or internet address for each merchant, configured as a one of a searchable list or a map of merchant locations.