US2019355067A1PendingUtilityA1
Thematic repositories for transaction management
Est. expiryMar 9, 2033(~6.6 yrs left)· nominal 20-yr term from priority
Inventors:Gerardo Trevino Rojas
G06Q 40/02G06Q 40/12
41
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Claims
Abstract
Techniques for utilizing thematic repositories for transaction management are described herein. The techniques may include receiving data associated with at least one transaction, and associating at least a subset of the data with at least one thematic repository of a plurality of thematic repositories. An individual thematic repository of the plurality of thematic repositories may be configured to aggregate data from a plurality of transactions that are individually determined to be associated with a theme of the individual thematic repository.
Claims
exact text as granted — not AI-modified1 .- 25 . (canceled)
26 . One or more computer-readable media having computer-readable instructions therein that, when executed by one or more processors, cause the one or more processors to perform acts comprising:
receiving data associated with at least one financial transaction of a plurality of financial transactions; associating at least a subset of the data with at least one thematic repository of a plurality of thematic repositories, wherein an individual thematic repository of the plurality of thematic repositories is configured to aggregate data from the plurality of financial transactions that are individually determined to be associated with a theme of the individual thematic repository; generating a user interface that provides at least an indication that the at least a subset of the data is associated with the at least one thematic repository of the plurality of thematic repositories; creating a user account and a user profile for a user, the user profile associated with the user and the user account; in response to receiving a request to share information associated with the user profile, allowing access to at least a portion of the information associated with the user profile; and in response to receiving a request to publish at least some of the information associated with the user profile, publishing at least a portion of the information associated with the user profile.
27 . The one or more computer-readable media of claim 26 , wherein the information associated with the user profile includes at least one of the plurality of thematic repositories and the at least one financial transaction.
28 . The one or more computer-readable media of claim 33 , wherein the information associated with the user profile further includes at least one of information associated with an identity of the user or data analytics associated with the at least one financial transaction.
29 . The one or more computer-readable media of claim 26 , further comprising:
receiving data associated with at least one other financial transaction of the plurality of financial transactions, the at least one other financial transaction associated with another user and being tagged as associated with the at least one thematic repository; designating at least a portion of the data associated with the at least one other financial transaction to the thematic repository; determining the share of each of the at least one financial transaction and the at least one other financial transaction for which the user is responsible and the other user is responsible; and determining the amount the user owes the other user or the amount the other user owes the user.
30 . The one or more computer-readable media of claim 26 , further comprising providing the subset of the data associated with the at least one thematic repository to an entity account associated with an entity associated with the user.
31 . The one or more computer-readable media of claim 26 , wherein the user interface provides selectable controls for at least one of inputting financial data, receiving financial data, viewing financial data, manipulating financial data, configuring financial data, or creating a thematic repository.
32 . The one or more computer-readable media of claim 26 , further comprising:
receiving a request from the user to establish a sharing relationship with another user for the at least one thematic repository; setting a sharing permission policy for the at least one thematic repository; and notifying the other user of the request from the user to establish a sharing relationship.
33 . The one or more computer-readable media of claim 26 , wherein allowing access to the at least the portion of the information associated with the user profile comprises allowing access to the full user profile.
34 . The one or more computer-readable media of claim 26 , wherein the user interface includes one or more dashboards displaying at least one of a thematic repository, information about one or more financial accounts associated with the user, or information related to one or particular transactions.
35 . A method comprising:
under control of one or more processors, receiving data associated with at least one financial transaction of a plurality of financial transactions; associating at least a subset of the data with at least one thematic repository of a plurality of thematic repositories, wherein an individual thematic repository of the plurality of thematic repositories is configured to aggregate data from the plurality of financial transactions that are individually determined to be associated with a theme of the individual thematic repository; generating a user interface that provides at least an indication that the at least a subset of the data is associated with the at least one thematic repository of the plurality of thematic repositories; creating a user account and a user profile for a user, the user profile associated with the user and the user account; in response to receiving a request to share information associated with the user profile, allowing access to at least a portion of the information associated with the user profile; and in response to receiving a request to publish at least some of the information associated with the user profile, publishing at least a portion of the information associated with the user profile.
36 . The method of claim 35 , wherein the information associated with the user profile includes at least one of the at least one thematic repository or the at least one financial transaction.
37 . The method of claim 36 , wherein the information associated with the user profile further includes at least one of information associated with an identity of the user or data analytics associated with the at least one financial transaction.
38 . The method of claim 35 , wherein the at least the subset of the data comprises a first subset of the data and wherein the at least one thematic repository comprises a first thematic repository, and the method further comprising:
associating a second subset of the data with a second thematic repository of the plurality of thematic repositories.
39 . The method of claim 35 , wherein the data comprises data associated with multiple financial transactions of the plurality of financial transactions.
40 . The method of claim 35 , wherein publishing at least the portion of the information associated with the user profile comprises publishing the at least one thematic repository such that at least a portion of data aggregated by the at least one thematic repository is accessible to multiple entities via at least one other user account, the at least one other user account being configured to provide thematic repository functionality.
41 . A method comprising:
under control of one or more processors, creating a thematic repository configured to provide an aggregation of information associated with a plurality of financial transactions that are individually determined to be associated with a theme; allowing a first user and a second user access to the thematic repository; receiving information associated with a first financial transaction of a plurality of financial transactions, the first financial transaction associated with the first user and being tagged as associated with the thematic repository; designating at least a portion of the information associated with the first financial transaction to the thematic repository; receiving information associated with a second financial transaction of a plurality of financial transactions, the second financial transaction associated with the second user and being tagged as associated with the thematic repository; designating at least a portion of the information associated with the second financial transaction to the thematic repository; determining the share of each of the first financial transaction and the second financial transaction for which the first user is responsible and the second user is responsible; determining the amount the first user owes the second user or the amount the second user owes the first user.
42 . The method of claim 41 , further comprising causing a transfer of the amount the first user owes the second user from a user account of the first user to a user account of the second user, or causing a transfer of the amount the second user owes the first user from the user account of the second user to the user account of the first user.
43 . The method of claim 41 , further comprising causing display of the amount the first user owes the second user on a user interface associated with the first user or causing display of the amount the second user owes the first user on a user interface associated with the second user.
44 . The method of claim 41 , further comprising creating a first user account and a first user profile for the first user, wherein the first user profile is associated with the first user and the first user account.
45 . The method of claim 45 , further comprising:
in response to receiving a request to share information associated with the first user profile, allowing access to at least a portion of the information associated with the first user profile; and in response to receiving a request to publish at least some of the information associated with the first user profile, publishing at least a portion of the information associated with the first user profile.Join the waitlist — get patent alerts
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