System and method for providing a real-time, online biometric signature

Abstract

A system is provided for generating an online biometrically accurate electronic signature. The system includes a computer interface module which records movement of a cursor on a computer screen and outputs the recorded data. A signature generation module which receives the recorded data and generates a graphical image based upon the recorded data.

What is claimed is: 
     
         1 . A system for capturing an electronic, biometric signature for a transaction, said system comprising:
 a signature server configured to receive and store electronic data; and   a computer including a computer readable storage and a touchscreen display, the computer being configured to: record movement of a cursor on the touchscreen display: store a signature in a file;   receive a signature capture program;   store the received signature capture program and the recorded movement of the cursor, in the computer readable storage;   subsequent to the signature capture program and the recorded movement of the cursor being stored in the computer readable storage, receive electronic content relating to an electronic transaction from a remote content server over an electronic data network;   
       display the electronic content on said touchscreen display;
 execute the signature capture program in connection with the electronic transaction, wherein executing the signature capture program comprises: displaying a signature block on said touchscreen display, capturing line data of a signature input within said signature block via said touchscreen display from the recorded movement of the cursor. 
 displaying a signature within the signature block on the touchscreen display as the line data Is captured, and 
 transmitting data relating to said electronic transaction and signature information including at least one of the line data and a signature image generated based on the captured pixel line data to the signature server over an electronic data network; 
 wherein the signature server has a storage device, is remote from the computer, and Is configured to: receive the data relating to said electronic transaction and the signature information over the electronic data network; 
 store the signature Information with the data relating to said electronic transaction in the storage device: transmit a notification to the computer indicating that the signature information has been received; 
 and transmit the signature information; and 
 wherein the computer receives the signature capture program from a remote server other than the remote content server and compares the signature information to the signature stored in a file and reporting whether the signature information matches the signature on file.