Electronic wallet device for business transactions

Abstract

An example device may include a plurality of card slots configured to hold at least two transaction cards, each card slot, of the plurality of card slots, including a card reader, one or more memories; and one or more processors, communicatively coupled to the one or more memories, to receive transaction information associated with a transaction at a transaction terminal; identify business information associated with the transaction; select a transaction card from the at least two transaction cards based on the transaction information and the business information; and provide a transaction token, associated with the selected transaction card, to be used in connection with the transaction terminal to process the transaction.

What is claimed is: 
     
         1 . A method, comprising:
 receiving, by an electronic wallet device, a wireless card read request associated with a transaction at a transaction terminal;   automatically selecting, by the electronic wallet device, a transaction card from at least two transaction cards located in respective slots of a plurality of card slots based on at least one of:
 location information associated with a location of the transaction, or 
 transaction information associated with the transaction; 
   generating, by the electronic wallet device, a transaction token, associated with the selected transaction card, to be used in connection with the transaction terminal,
 the transaction token being generated based on a read of the transaction card via a card reader associated with a respective card slot holding the selected transaction card; and 
   communicating, by the electronic wallet device, the transaction token to the transaction terminal to process the transaction without removing the selected transaction card from the respective card slot.   
     
     
         2 . The method of  claim 1 , where the transaction information comprises:
 a merchant identifier indicating a type of merchant that is associated with the transaction.   
     
     
         3 . The method of  claim 1 , further comprising:
 identifying business information associated with the transaction; and   automatically selecting the transaction card from the at least two transaction cards based on the business information.   
     
     
         4 . The method of  claim 3 , where the business information includes at least one of:
 information associated with a calendar event,   a message,   authorization information for a business transaction, or   location information.   
     
     
         5 . The method of  claim 3 , further comprising:
 identifying the business information based on a time period,
 the business information being included within at least one of:
 a calendar event occurring during the time period, or 
 a message indicating a time within the time period. 
 
   
     
     
         6 . The method of  claim 3 , further comprising:
 sending a request for the business information, to a user device, based on detecting the transaction pending at the transaction terminal,   where the business information is to be received from the user device.   
     
     
         7 . The method of  claim 3 , where identifying the business information comprises:
 identifying the business information from at least one of:
 a user device, 
 a user input of the electronic wallet device, or 
 a cloud computing environment. 
   
     
     
         8 . An electronic wallet device, comprising:
 a plurality of card slots configured to hold at least two transaction cards, each card slot, of the plurality of card slots, including a card reader;   one or more memories; and   one or more processors, communicatively coupled to the one or more memories, to:
 receive a wireless card read request associated with a transaction at a transaction terminal; 
 automatically select a transaction card from the at least two transaction cards located in respective slots of the plurality of card slots based on location information associated with a location of the transaction; and 
 generate a transaction token, associated with the selected transaction card, to be used in connection with the transaction terminal,
 the transaction token being generated based on a read of the selected transaction card via a card reader associated with a respective card slot holding the selected transaction card; and 
 
 communicate the transaction token to the transaction terminal to process the transaction without removing the selected transaction card from the respective card slot. 
   
     
     
         9 . The electronic wallet device of  claim 8 , where the transaction token is one or more of:
 a key,   a code, or   security data.   
     
     
         10 . The electronic wallet device of  claim 8 , where the one or more processors are further to:
 identify business information associated with the transaction; and   where the one or more processors, when automatically selecting the transaction card from the at least two transaction cards, are further to:
 automatically select the transaction card from the at least two transaction cards based on the location information and the business information. 
   
     
     
         11 . The electronic wallet device of  claim 10 , where the business information comprises:
 information associated with a calendar event indicating that the transaction is associated with a business transaction, and   where the one or more processors, when automatically selecting the transaction card from the at least two transaction cards, are to:
 automatically select a business transaction card, from the at least two transaction cards, that is designated for the business transaction. 
   
     
     
         12 . The electronic wallet device of  claim 10 , further comprising:
 a user device interface, and   where the one or more processors are further to:
 obtain the business information from a user device via the user device interface. 
   
     
     
         13 . The electronic wallet device of  claim 10 , where the one or more processors are further to:
 obtain the business information via a user device in communication with the electronic wallet device.   
     
     
         14 . The electronic wallet device of  claim 10 , where the one or more processors, when automatically selecting the transaction card from the at least two transaction cards, are further to:
 determine, from the business information and transaction information associated with the transaction, that the transaction is a business transaction;   identify that one of the at least two transaction cards is designated for business transactions; and   automatically select the one of the at least two transaction cards as the transaction card based on identifying that one of the at least two transaction cards is designated for business transactions.   
     
     
         15 . A non-transitory computer-readable medium storing one or more instructions, the one or more instructions comprising:
 one or more instructions that, when executed by one or more processors, cause the one or more processors to:
 receive a wireless card read request associated with a transaction at a transaction terminal; 
 automatically select a transaction card from at least two transaction cards located in respective slots of a plurality of card slots of an electronic wallet device based on at least one of:
 location information associated with a location of the transaction, 
 business information, or 
 transaction information associated with the transaction; 
 
 generate a transaction token, associated with the selected transaction card, to be used in connection with the transaction terminal,
 the transaction token being generated based on a read of the selected transaction card via a card reader associated with a respective card slot holding the selected transaction card; and 
 
   communicate, by the electronic wallet device, the transaction token to the transaction terminal to process the transaction without removing the selected transaction card from the respective card slot.   
     
     
         16 . The non-transitory computer-readable medium of  claim 15 , where the transaction information comprises:
 a merchant identifier indicating a type of merchant that is associated with the transaction terminal.   
     
     
         17 . The non-transitory computer-readable medium of  claim 15 , further comprising:
 obtaining the business information from at least one of:
 a user device, 
 a user input of the electronic wallet device, or 
 a cloud computing environment. 
   
     
     
         18 . The non-transitory computer-readable medium of  claim 15 , where the business information includes at least one of:
 a calendar event,   a message,   authorization information for a business transaction, or   location information.   
     
     
         19 . The non-transitory computer-readable medium of  claim 17 , where the business information is identified based on a time period,
 the time period being associated with at least one of:
 a calendar event, or 
 a message indicating a time within the time period. 
   
     
     
         20 . The non-transitory computer-readable medium of  claim 17 , wherein the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:
 send a request for the business information, to the user device, based on detecting the transaction pending at the transaction terminal,   where the business information is to be received from the user device.