System and method for personalized teller services using encryption based shared architecture

Abstract

Aspects of the present disclosure involve systems, methods, devices, and the like for enabling teller based services using an encryption based shared architecture. The teller based service is provided by at least one node or entity in a blockchain. A request and communication between the at least one node and a user, with indication of the node geolocation and ability to provide teller services is exchanged. The node provides access to cash, enables the verification of the user, and updates the ledger upon completion of the transaction.

What is claimed is: 
     
         1 . A system, comprising
 a processor; and   a non-transitory memory having stored thereon instructions that are executable by the process to cause the system to perform operations comprising:
 transmit, via a wireless network connection, a request to a plurality of nodes in a distributed network system for a teller service; 
 receive, via the wireless network connection, a response from one of the nodes in the plurality of nodes, the response including a geolocation of the one of the nodes; 
 analyze, the response from the one of the nodes to determine if a user criteria is met, wherein the user criteria includes a desired geolocation; and 
 in response to the determination that the user criteria is met, transmit an acceptance notification to the one of the nodes to transact, the acceptance notification including a meeting location for the transaction. 
   
     
     
         2 . The system of  claim 1 , wherein the acceptance notification further includes a transaction amount, and wherein the acceptance notification occurs via a private wireless communication. 
     
     
         3 . The system of  claim 1 , wherein the executing instructions further causes the system to:
 receive a confirmation of a ledger update indicating a transaction completed by the one of the nodes.   
     
     
         4 . The system of  claim 1 , wherein the transmitted request to the plurality of nodes includes a broadcast including a request to transact and geolocation information. 
     
     
         5 . The system of  claim 1 , wherein the response from the one of the nodes includes at least one of a conversion rate, value range, and geolocation. 
     
     
         6 . The system of  claim 1 , wherein the desired geolocation is within a predetermined geofence. 
     
     
         7 . The system of  claim 6 , wherein the geolocation of the one of the nodes is within the predetermined geofence. 
     
     
         8 . A method comprising:
 transmitting, via a wireless network connection, a request to a plurality of nodes in a distributed network system for a teller service;   receiving, via the wireless network connection, a response from one of the nodes in the plurality of nodes, the response including a geolocation of the one of the nodes;   analyzing, the response from the one of the nodes to determine if a user criteria is met, wherein the user criteria includes a desired geolocation; and   in response to the determining that the user criteria is met, transmitting an acceptance notification to the one of the nodes to transact, the acceptance notification including a meeting location for the transaction.   
     
     
         9 . The method of  claim 8 , wherein the acceptance notification further includes a transaction amount, and wherein the acceptance notification occurs via a private wireless communication. 
     
     
         10 . The method of  claim 8 , further comprising:
 receiving a confirmation of a ledger update indicating a transaction completed by the one of the nodes.   
     
     
         11 . The method of  claim 8 , wherein the transmitted request to the plurality of nodes includes a broadcast including a request to transact and geolocation information. 
     
     
         12 . The method of  claim 8 , wherein the response from the one of the nodes includes at least one of a conversion rate, value range, and geolocation. 
     
     
         13 . The method of  claim 8 , wherein the desired geolocation is within a predetermined geofence. 
     
     
         14 . The method of  claim 13 , wherein the geolocation of the one of the nodes is within the predetermined geofence. 
     
     
         15 . A non-transitory machine readable medium having stored thereon machine readable instructions executable to cause a machine to perform operations comprising:
 transmitting, via a wireless network connection, a request to a plurality of nodes in a distributed network system for a teller service;   receiving, via the wireless network connection, a response from one of the nodes in the plurality of nodes, the response including a geolocation of the one of the nodes;   analyzing, the response from the one of the nodes to determine if a user criteria is met, wherein the user criteria includes a desired geolocation; and   in response to the determining that the user criteria is met, transmitting an acceptance notification to the one of the nodes to transact, the acceptance notification including a meeting location for the transaction.   
     
     
         16 . The non-transitory machine readable medium of  claim 15 , wherein the acceptance notification further includes a transaction amount, and wherein the acceptance notification occurs via a private wireless communication. 
     
     
         17 . The non-transitory machine readable medium of  claim 15 , further comprising:
 receiving a confirmation of a ledger update indicating a transaction completed by the one of the nodes.   
     
     
         18 . The non-transitory machine readable medium of  claim 15 , wherein the transmitted request to the plurality of nodes includes a broadcast including a request to transact and geolocation information. 
     
     
         19 . The non-transitory machine readable medium of  claim 15 , wherein the response from the one of the nodes includes at least one of a conversion rate, value range, and geolocation. 
     
     
         20 . The non-transitory machine readable medium of  claim 15 , wherein the desired geolocation is within a predetermined geofence.