Transactions with imaging analysis

Abstract

A money transfer system with imaging. The system includes a first money transfer terminal and an imaging device. The imaging device is configured to acquire a first set of imaging information of a user. The system also includes a host computer system, configured to receive at least a portion of the first set of financial transaction information and at least a portion of the first set of imaging information. The system also includes a previous transaction database, an external database, and a decision maker terminal. The system also includes a second money transfer terminal and a second imaging device. The second imaging device is configured to acquire a second set of imaging information of the second user.

What is claimed is: 
     
         1 . A method comprising:
 receiving, information associated with a money transfer request from a user, wherein the money transfer request comprises financial transaction information;   receiving, after the financial transaction information, from an imaging device, first imaging data indicating one or more behavioral characteristics of the user, the first imaging data being captured by the imaging device;   transmitting, to a host computer system, the financial transaction information and the first imaging data;   retrieving, from the host computer system, profile data comprising one or more behavioral characteristics of a malicious user;   comparing, the first imaging data to the profile data to determine if the money transfer request is approved; and   transmitting, an indication of whether the money transfer request is approved.   
     
     
         2 . The method of  claim 1 , wherein the first imaging data comprises visual data containing one or more facial expressions of the user. 
     
     
         3 . The method of  claim 1 , wherein the first imaging data comprises a picture of the user. 
     
     
         4 . The method of  claim 1 , wherein the first imaging data comprises an indication of one or more finger prints of the user. 
     
     
         5 . The method of  claim 1 , wherein the first imaging data comprises a magnetic resonance image (MRI). 
     
     
         6 . The method of  claim 1 , further comprising:
 transmitting, an indication that the money transfer request is denied;   receiving, second imaging data captured by a second imaging device; and   determining, based at least on the second imaging data, whether the money transfer request is approved.   
     
     
         7 . The method of  claim 6 , wherein the first imaging data comprises visual data associated with the user and the second imaging data comprises an MRI of the user. 
     
     
         8 . The method of  claim 1 , further comprising:
 determining based on the comparison of the first imaging data to the profile data an intention for the user transmitting the money transfer request.   
     
     
         9 . A system comprising:
 one or more processors; and   a memory coupled with the one or more processors, the memory configured to store instructions that when executed by the one or more processors cause the one or more processors to:
 receive, at a money transfer terminal, information associated with a money transfer request from a user, wherein the money transfer request comprises financial transaction information; 
 receive, at the money transfer terminal from an imaging device, first imaging data indicating one or more behavioral characteristics of the user, the first imaging data being captured by the imaging device; 
 transmit, to a host computer system, the financial transaction information and the first imaging data; 
 receive, from the host computer system, profile data comprising one or more behavioral characteristics of a malicious user; 
 compare at a first time, the first imaging data to the profile data to determine that the money transfer is denied; 
 transmit a request for additional user information; 
 receive, from a second imaging device, second imaging data indicating a second one or more behavior characteristics of the user, the second imaging data being captured by the second imaging device and being distinct from the first imaging data; and 
 determine, at a second time, based at least in part on the second imaging data and the profile data, whether the money transfer request is approved. 
   
     
     
         10 . The system of  claim 9 , wherein the first imaging data comprises visual data containing one or more facial expressions of the user. 
     
     
         11 . The system of  claim 9 , wherein the first imaging data comprises a picture of the user. 
     
     
         12 . The system of  claim 9 , wherein the first imaging data comprises an indication of one or more finger prints of the user. 
     
     
         13 . The system of  claim 9 , wherein the first imaging data comprises a magnetic resonance image (MRI). 
     
     
         14 . The system of  claim 9 , wherein the first imaging data comprises visual data associated with the user and the second imaging data comprises an MRI of the user. 
     
     
         15 . The system of  claim 9 , wherein the instructions that when executed by the one or more processors further cause the one or more processors to:
 determine based on the comparison of the second imaging data to the profile data an intention for the user transmitting the money transfer request.   
     
     
         16 . A non-transitory computer-readable storage medium having stored thereon instructions for causing at least one computer system to perform one or more operations, the instructions comprising:
 receiving a money transfer request;   receiving, from an imaging device, first imaging data associated with the transaction request, the first imaging data indicating one or more behavioral characteristics of a user, the first imaging data being captured by the imaging device;   transmitting, to a host computer system, the first imaging data;   retrieving, from the host computer system, profile data comprising one or more behavioral characteristics of a malicious user;   comparing, the first imaging data to the profile data to determine if the money transfer request is approved; and   transmitting, an indication of whether the money transfer request is approved.   
     
     
         17 . The computer-readable storage medium of  claim 16 , wherein the first imaging data comprises visual data containing one or more facial expressions of the user. 
     
     
         18 . The computer-readable storage medium of  claim 16 , wherein the first imaging data comprises a picture of the user. 
     
     
         19 . The computer-readable storage medium of  claim 16 , wherein the first imaging data comprises an indication of one or more finger prints of the user. 
     
     
         20 . The computer-readable storage medium of  claim 16 , wherein the first imaging data comprises a magnetic resonance image (MRI).