US2019019172A1PendingUtilityA1

Graphical user interfaces for facilitating end-to-end transactions on computing devices

Assignee: CAPITAL ONE SERVICES LLCPriority: Dec 3, 2015Filed: Sep 5, 2018Published: Jan 17, 2019
Est. expiryDec 3, 2035(~9.4 yrs left)· nominal 20-yr term from priority
G06Q 20/102G06Q 30/04G06F 3/0481G06Q 20/32G06Q 20/321G06Q 20/326
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Claims

Abstract

Methods and systems for facilitating group payment are disclosed. In one embodiment, a group payment system is configured to execute instructions to perform operations that include receiving, from a first computing device, a request to create a group payment event and, in response, providing to the first computing device a first interface associated with the group payment event. The operations further include receiving, from a second computing device, a request to join the group payment event and, in response, providing a second interface to the second computing device. The operations further include receiving, from the first and/or second computing devices, messages associated with the group payment event and modifying the first and second interfaces to display the messages. The operations further include receiving, from the first and/or second computing devices, financial contributions for the group payment event and modifying the first and second interfaces to display the financial contributions.

Claims

exact text as granted — not AI-modified
1 - 20 . (canceled) 
     
     
         21 . A group payment system, comprising:
 a communication device configured to communicate with a plurality of guest computing devices, wherein each guest computing device is associated with at least one guest;   a memory storing instructions; and   a processor configured to execute the instructions to perform operations comprising:
 receiving a request to create a group payment event including a list of guests; 
 receiving, in response to creating the group payment event, a request to invite at least one additional guest to the group payment event; 
 sending, via the communication device, an invitation to the invited guest; 
 adding, in response to the invited guest accepting the invitation, the invited guest to the group payment event; 
 providing a group payment interface to the guest computing devices; 
 receiving, via the group payment interface, a specification of financial contribution from one of the guests; 
 modifying the group payment interface to reflect the financial contribution from the one guest; 
 providing the modified group payment interface to the guest computing device. 
   
     
     
         22 . The group payment system of  claim 21 , wherein the group payment interface comprises instructions for displaying a shared graphical user interface on a display of the guest computing devices. 
     
     
         23 . The group payment system of  claim 21 , wherein the operations further comprise:
 receiving transaction information for a purchase related to the group payment event;   modifying the group payment interface to reflect the received transaction information; and   providing the modified group payment interface to the guest computing devices.   
     
     
         24 . The group payment system of  claim 23 , further comprising:
 determining updated financial contributions based on the received transaction information; and   modifying the group payment interface with instructions to display the updated financial contributions.   
     
     
         25 . The group payment system of  claim 23 , wherein receiving the transaction information comprises receiving the transaction information from one of the guest computing devices. 
     
     
         26 . The group payment system of  claim 23 , wherein receiving the transaction information further comprises receiving the transaction information from a financial service provider. 
     
     
         27 . The group payment system of  claim 21 , further comprising:
 receiving a notification of payment from a first guest to a second guest;   updating the financial contributions of the first guest and second guest based on the received notification of payment;   modifying the group payment interface with instructions to display the updated financial contributions of the first guest and second guest; and   providing the modified group payment interface to the guest computing devices.   
     
     
         28 . The group payment system of  claim 21 , further comprising:
 receiving, from one of the guest computing devices, a message associated with the group payment event;   modifying the group payment interface with instructions to display the message; and   providing the modified group payment interface to the guest computing devices.   
     
     
         29 . The group payment system of  claim 21 , wherein the group payment interface comprises instructions for displaying a graphical indication of the financial contributions of each against a target financial contribution. 
     
     
         30 . The group payment system of  claim 21 , wherein the communication device communicates with the plurality of guest computing devices over a network. 
     
     
         31 . A method, comprising:
 receiving a request to create a group payment event including a list of guests;   receiving, in response to creating the group payment event, a request to invite at least one additional guest to the group payment event;   sending, via a communication device, an invitation to the invited guest;   adding, in response to the invited guest accepting the invitation, the invited guest to the group payment event;   providing a group payment interface to a plurality of guest computing devices, wherein each guest computing device is associated with at least one guest;   receiving, via the group payment interface, a specification of financial contribution from one of the guests;   modifying the group payment interface to reflect the financial contribution from the one guest;   providing the modified group payment interface to the guest computing devices.   
     
     
         32 . The method of  claim 31 , wherein the group payment interface comprises instructions for displaying a shared graphical user interface on a display of the guest computing devices. 
     
     
         33 . The method of  claim 31 , wherein the operations further comprise:
 receiving transaction information for a purchase related to the group payment event;   modifying the group payment interface to reflect the received transaction information; and   providing the modified group payment interface to the guest computing devices.   
     
     
         34 . The method of  claim 33 , further comprising:
 determining updated financial contributions based on the received transaction information; and   modifying the group payment interface with instructions to display the updated financial contributions.   
     
     
         35 . The method of  claim 33 , wherein receiving the transaction information comprises receiving the transaction information from one of the guest computing devices. 
     
     
         36 . The method of  claim 33 , wherein receiving the transaction information further comprises receiving the transaction information from a financial service provider. 
     
     
         37 . The method of  claim 31 , further comprising:
 receiving a notification of payment from a first guest to a second guest;   updating the financial contributions of the first guest and second guest based on the received notification of payment;   modifying the group payment interface with instructions to display the updated financial contributions of the first guest and second guest; and   providing the modified group payment interface to the computing devices associated with each of the guests.   
     
     
         38 . The method of  claim 31 , further comprising:
 receiving, from one of the guest computing devices, a message associated with the group payment event;   modifying the group payment interface with instructions to display the message; and   providing the modified group payment interface to the guest computing devices.   
     
     
         39 . The method of  claim 31 , wherein the group payment interface comprises instructions for displaying a graphical indication of the financial contributions of each against a target financial contribution. 
     
     
         40 . The group payment system of  claim 31 , wherein the communication device communicates with the plurality of guest computing devices over a network.

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