Mobile device, method, computer program product and issuance system for configuring ticket co-branded credit card based on tokenization technology

Abstract

The invention provides a mobile device, a method, a computer program product, and an issuance system for configuring a ticket co-branded credit card based on tokenization technology. The method includes the following steps. The mobile device is communication connected to a token service provider (TSP) and a trusted service manager (TSM). The TSP connects to a card issuer, and the TSM connects to a ticket issuer. Next, the mobile device transmits a ticket co-branded credit card request to the TSP so as to trigger the TSP to return a corresponding credit card token, and a ticket co-branding request is submitted to the ticket issuer via the card issuer, so that the ticket issuer returns an electronic ticket associated with the credit card token via the TSM. Through the above operation, security and convenience in use of a credit card can be effectively enhanced.

What is claimed is: 
     
         1 . A mobile device for configuring a ticket co-branded credit card based on tokenization technology, the mobile device comprising:
 a communication module, communication connected to an external token service provider (TSP) and an external trusted service manager (TSM), wherein the TSP connects to an external card issuer, and the TSM connects to an external ticket issuer;   an operation interface; and   a processing module, connected to the communication module and the operation interface, wherein the processing module acquires configurations of a ticket co-branded credit card via the operation interface, i.e., the communication module transmits a ticket co-branded credit card request to the TSP so as to trigger the TSP to return a corresponding credit card token file, and a ticket co-branding request is submitted to the ticket issuer via the card issuer, so that the ticket issuer returns an electronic ticket associated with the credit card token file via the TSP.   
     
     
         2 . The mobile device for configuring a ticket co-branded credit card based on tokenization technology according to  claim 1 , wherein the ticket co-branded credit card request further comprises at least one of credit card information, ticket information, and software and hardware information. 
     
     
         3 . The mobile device for configuring a ticket co-branded credit card based on tokenization technology according to  claim 1 , wherein the communication module further comprises a plurality of heterogeneous communication interfaces. 
     
     
         4 . The mobile device for configuring a ticket co-branded credit card based on tokenization technology according to  claim 3 , wherein the communication interfaces comprise a mobile communication interface and a near field communication (NFC) interface. 
     
     
         5 . The mobile device for configuring a ticket co-branded credit card based on tokenization technology according to  claim 1 , wherein the electronic ticket has an auto load relationship with the credit card token file. 
     
     
         6 . The mobile device for configuring a ticket co-branded credit card based on tokenization technology according to  claim 5 , wherein the auto load relationship is that when a balance of the electronic ticket is less than a threshold value, an amount of money is transferred to the electronic ticket from a credit card corresponding to the credit card token file. 
     
     
         7 . A method for configuring a ticket co-branded credit card based on tokenization technology, the method operating in a mobile device and comprising:
 communication-connecting the mobile device to an external token service provider (TSP) and an external trusted service manager (TSM), wherein the TSP connects to an external card issuer, and the TSM connects to an external ticket issuer; and   causing the mobile device to transmit a ticket co-branded credit card request to the TSP so as to trigger the TSP to return a corresponding credit card token file, and submitting a ticket co-branding request to the ticket issuer via the card issuer, so that the ticket issuer returns an electronic ticket associated with the credit card token file via the TSM.   
     
     
         8 . The method for configuring a ticket co-branded credit card based on tokenization technology according to  claim 7 , wherein the electronic ticket has an auto load relationship with the credit card token file. 
     
     
         9 . A computer program product for configuring a ticket co-branded credit card based on tokenization technology, wherein when the computer program product is loaded and executed by a computer, the method according to  claim 7  is completed. 
     
     
         10 . A computer program product for configuring a ticket co-branded credit card based on tokenization technology, wherein when the computer program product is loaded and executed by a computer, the method according to  claim 8  is completed. 
     
     
         11 . An issuance system for configuring a ticket co-branded credit card based on tokenization technology, the issuance system comprising:
 a card issuer;   a token service provider (TSP) connecting to the card issuer;   a ticket issuer;   a trusted service manager (TSM) connecting to the ticket issuer;   wherein the TSP acquires a ticket co-branded credit card request from an external mobile device and transmits a corresponding credit card token file to the mobile device, and the card issuer submits a ticket co-branding request to the ticket issuer, so that the ticket issuer returns an electronic ticket associated with the credit card token file to the mobile device via the TSM.