Loyalty Program Parameter Collaboration

Abstract

Collaborative constituents collaborate to develop a loyalty program within a transaction processing system. Transmissions addressed to the collaborative constituents are formed and received from the collaborative constituents containing suggested parameters for the loyalty program. At least one remaining parameter for the loyalty program that a set of remaining collaborative constituents have agreed upon is determined. Another transmission addressed to each of the collaborative constituents in the set of remaining collaborative constituents is formed, the another transmission including the remaining parameters for the loyalty program.

What is claimed is: 
     
         1 . A computer-implemented method for collaboration, comprising:
 providing a loyalty platform in communication with a transaction handler, the loyalty platform configured to be accessed by a plurality of collaborative users through at least one user interface, the plurality of collaborative users comprising a plurality of merchant users and at least one financial institution user;   storing, in at least one database, loyalty program information for a plurality of loyalty programs, wherein each loyalty program of the plurality of loyalty programs corresponds to a plurality of loyalty program parameters;   receiving, from at least one collaborative user of the plurality of collaborative users, a selection of at least one pre-existing loyalty program of the plurality of loyalty programs, the at least one pre-existing loyalty program corresponding to a subset of loyalty program parameters;   creating a set of loyalty program parameters based at least partially on the subset of loyalty program parameters and input received from other collaborative users of the plurality of collaborative users, the set of loyalty program parameters comprising at least a first loyalty program parameter from the subset of loyalty program parameters and at least one other loyalty program parameter;   identifying a group of collaborative users that have agreed to the set of loyalty program parameters; and   implementing, with the transaction handler, a customized loyalty program based on the set of loyalty program parameters by comparing values for the set of loyalty program parameters to transaction data for transactions involving the group of collaborative users.   
     
     
         2 . The computer-implemented method of  claim 1 , wherein at least one parameter of the set of loyalty program parameters comprises a business rule as a value. 
     
     
         3 . The computer-implemented method of  claim 1 , wherein creating the set of loyalty program parameters comprises:
 receiving proposals for one or more loyalty program parameters from collaborative users; and   facilitating a negotiation process among the collaborative users to negotiate the set of loyalty program parameters.   
     
     
         4 . The computer-implemented method of  claim 3 , wherein identifying the group of collaborative users that have agreed to the set of loyalty program parameters comprises identifying collaborative users that have not exited the negotiation process. 
     
     
         5 . The computer-implemented method of  claim 3 , wherein identifying the group of collaborative users that have agreed to the set of loyalty program parameters comprises identifying collaborative users that have not contributed to the negotiation process for a period of time. 
     
     
         6 . The computer-implemented method of  claim 1 , wherein the at least one pre-existing loyalty program comprises a loyalty program profile template. 
     
     
         7 . The computer-implemented method of  claim 1 , wherein the customized loyalty program comprises at least one loyalty program module from the at least one pre-existing loyalty program. 
     
     
         8 . A system for collaboration, comprising:
 a transaction handler configured to process a plurality of transactions in an electronic payment processing network;   a loyalty database configured to store loyalty program information for a plurality of loyalty programs, wherein each loyalty program of the plurality of loyalty programs corresponds to a plurality of loyalty program parameters;   at least one processor in communication with the transaction handler and the loyalty database, the at least one processor programmed or configured to:
 provide a loyalty platform in communication with the transaction handler, the loyalty platform configured to be accessed by a plurality of collaborative users through at least one user interface, the plurality of collaborative users comprising a plurality of merchant users and at least one financial institution user; 
 receive, from at least one collaborative user of the plurality of collaborative users, a selection of at least one pre-existing loyalty program of the plurality of loyalty programs, the at least one pre-existing loyalty program corresponding to a subset of loyalty program parameters; 
 create a set of loyalty program parameters based at least partially on the subset of loyalty program parameters and input received from other collaborative users of the plurality of collaborative users, the set of loyalty program parameters comprising at least a first loyalty program parameter from the subset of loyalty program parameters and at least one other loyalty program parameter; 
 identify a group of collaborative users that have agreed to the set of loyalty program parameters; and 
 implement a customized loyalty program based on the set of loyalty program parameters by comparing values for the set of loyalty program parameters to transaction data for transactions processed by the transaction handler involving the group of collaborative users. 
   
     
     
         9 . The system of  claim 8 , wherein at least one parameter of the set of loyalty program parameters comprises a business rule as a value. 
     
     
         10 . The system of  claim 8 , wherein creating the set of loyalty program parameters comprises:
 receiving proposals for one or more loyalty program parameters from collaborative users; and   facilitating a negotiation process among the collaborative users to negotiate the set of loyalty program parameters.   
     
     
         11 . The system of  claim 10 , wherein identifying the group of collaborative users that have agreed to the set of loyalty program parameters comprises identifying collaborative users that have not exited the negotiation process. 
     
     
         12 . The system of  claim 10 , wherein identifying the group of collaborative users that have agreed to the set of loyalty program parameters comprises identifying collaborative users that have not contributed to the negotiation process for a period of time. 
     
     
         13 . The system of  claim 8 , wherein the at least one pre-existing loyalty program comprises a loyalty program profile template. 
     
     
         14 . The system of  claim 8 , wherein the transaction handler comprises the at least one processor. 
     
     
         15 . The system of  claim 8 , wherein the customized loyalty program comprises at least one loyalty program module from the at least one pre-existing loyalty program. 
     
     
         16 . A computer program product for collaboration, comprising at least one non-transitory computer-readable medium including program instructions that, when executed by at least one processor, cause the at least one processor to:
 provide a loyalty platform in communication with a transaction handler, the loyalty platform configured to be accessed by a plurality of collaborative users through at least one user interface, the plurality of collaborative users comprising a plurality of merchant users and at least one financial institution user;   receive, from at least one collaborative user of the plurality of collaborative users, a selection of at least one pre-existing loyalty program of a plurality of loyalty programs, the at least one pre-existing loyalty program corresponding to a subset of loyalty program parameters;   create a set of loyalty program parameters based at least partially on the subset of loyalty program parameters and input received from other collaborative users of the plurality of collaborative users, the set of loyalty program parameters comprising at least a first loyalty program parameter from the subset of loyalty program parameters and at least one other loyalty program parameter;   identify a group of collaborative users that have agreed to the set of loyalty program parameters; and   implement a customized loyalty program based on the set of loyalty program parameters by comparing values for the set of loyalty program parameters to transaction data for transactions processed by the transaction handler involving the group of collaborative users.   
     
     
         17 . The computer program product of  claim 16 , wherein at least one parameter of the set of loyalty program parameters comprises a business rule as a value. 
     
     
         18 . The computer program product of  claim 16 , wherein creating the set of loyalty program parameters comprises:
 receiving proposals for one or more loyalty program parameters from collaborative users; and   facilitating a negotiation process among the collaborative users to negotiate the set of loyalty program parameters.   
     
     
         19 . The computer program product of  claim 18 , wherein identifying the group of collaborative users that have agreed to the set of loyalty program parameters comprises identifying collaborative users that have not exited the negotiation process. 
     
     
         20 . The computer program product of  claim 18 , wherein identifying the group of collaborative users that have agreed to the set of loyalty program parameters comprises identifying collaborative users that have not contributed to the negotiation process for a period of time.