Dynamic checkout button apparatuses, methods and systems

Abstract

The DYNAMIC CHECKOUT BUTTON APPARATUSES, METHODS AND SYSTEMS (“DCB”) transforms product page checkout request input and user identification input via DCB components such as offer/discount determination component and checkout button embedding component, into dynamic checkout button outputs.

1 . A dynamic checkout button processor-implemented method, comprising:
 receiving, using one or more data processors, a product page checkout request;   querying, using the one or more data processors, for information associated with a merchant and a user;   performing analytics, using the one or more data processors, on a website of the merchant or across a network using the information queried to generate a result of interest to the user;   generating, using the one or more data processors, dynamic images representing one or more financial accounts to be embedded into a wallet-associated checkout button wherein the dynamic images comprise a visual indication of card art corresponding to the one or more financial accounts and a visual indication of the result of interest to the user, wherein the user selects the visual indication of the card art; and,   embedding the dynamic images into the wallet-associated checkout button for display on a device associated with the user.   
     
     
         2 . The method of  claim 1 , wherein the product page checkout request results from a World Wide Web browsing of product listings of one or more merchants. 
     
     
         3 . The method of  claim 1 , wherein the dynamic images include a visual indication of a threshold of the one or more financial accounts. 
     
     
         4 . The method of  claim 3 , wherein the threshold is customizable and user specific. 
     
     
         5 . The method of  claim 4 , wherein the threshold is customizable and user specific based upon access to a wallet account associated with the user and the one or more financial accounts. 
     
     
         6 . The method of  claim 5 , wherein the wallet account stores the user's profile information, payment methods information, and shipping address. 
     
     
         7 . (canceled) 
     
     
         8 . The method of  claim 1 , wherein the analytics includes determining a maximum cash back and wherein the result of interest to the user is the maximum cash back. 
     
     
         9 . The method of  claim 1 , wherein the dynamic images are embedded into a link position in the wallet-associated checkout button for display on the device. 
     
     
         10 . The method of  claim 1 , wherein the wallet-associated checkout button occupies an area within the display of the device. 
     
     
         11 . The method of  claim 10 , wherein the embedded into the wallet associated checkout button includes the dynamic images being displayed within the area occupied by the wallet-associated checkout button 
     
     
         12 . The method of  claim 1 , wherein one or more servers contain the one or more data processors; and wherein the product page checkout request and the dynamic images are transmitted over one or more communications networks. 
     
     
         13 . The method of  claim 1 , wherein the device is a wireless mobile communications device. 
     
     
         14 . The method of  claim 1 , wherein the analytics comprises determining a historical lowest price of a product on the website of the merchant and wherein the result of interest to the user is the historical lowest price of the product on the website of the merchant. 
     
     
         15 . The method of  claim 1 , wherein the analytics comprises determining a price of a product on the website of another merchant and wherein the result of interest to the user is the price of a product on the website of the other merchant. 
     
     
         16 . The method of  claim 1 , wherein the visual indication comprises a message comprised of text. 
     
     
         17 . The method of  claim 1 , wherein the visual indication of the card art includes the card art turning a first color if the corresponding financial account has a high balance and the card art turning a second color if the corresponding financial account has a low balance. 
     
     
         18 . The method of  claim 17 , wherein the first color is red. 
     
     
         19 . The method of  claim 17 , wherein the second color is green. 
     
     
         20 . The method of  claim 17 , wherein a low balance is a zero balance. 
     
     
         21 . A dynamic checkout button computer system, comprising:
 a processor physically configured according to computer executable instructions,   a memory disposed in communication with the processor and storing, in the form of code, the computer executable instructions to:
 receive a product page checkout request; 
 query for information associated with a merchant and a user; 
 perform analytics on a website of the merchant or across a network using the information queried to generate a result of interest to the user; 
 generate dynamic images representing one or more financial accounts to be embedded into a wallet-associated checkout button, wherein the dynamic images comprise a visual indication of card art corresponding to the one or more financial accounts and a visual indication of the result of interest to the user, wherein the user selects the visual indication of the card art; 
 embed the dynamic images into the wallet-associated checkout button for display on a device associated with the user.