US2018181952A1PendingUtilityA1

Dynamic portable communication system

Assignee: VISA INT SERVICE ASSPriority: Jun 30, 2015Filed: Jun 30, 2016Published: Jun 28, 2018
Est. expiryJun 30, 2035(~8.9 yrs left)· nominal 20-yr term from priority
H04B 5/00G06Q 20/327G06Q 20/385G06Q 30/0226G06Q 30/02G06Q 20/3674H04B 10/00G06Q 30/0207G06Q 20/3678G06Q 20/325G06Q 20/387H04B 5/20G06Q 20/20G06Q 20/326
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Claims

Abstract

Disclosed is a system, process and protocol for communicating between a vehicle and an additional communication device using a variety of communication forms.

Claims

exact text as granted — not AI-modified
1 . A computerized process for communicating between a vehicle and an additional communication device comprising:
 establishing communication with a vehicle using a first communication form;   establishing communication with a vehicle using a second communication form;   communicating a first section of the communication using the first communication form; and   communicating a second section of the communication using the second communication form.   
     
     
         2 . The computerized process of  claim 1 , further comprising using a wallet app as part of the transaction that generates the communication. 
     
     
         3 . The computerized process of  claim 2 , wherein the wallet app is installed on a computing device that is part of the vehicle. 
     
     
         4 . The computerized process of  claim 1 , wherein the wallet app installed on the vehicle is used to buy goods and services inside a location. 
     
     
         5 . The computerized process of  claim 1 , further comprising payment data is used in the first communication form and reward data is used in the second communication form. 
     
     
         6 . The computerized process of  claim 5 , wherein the reward data comprises reward points for paying for fuel, wherein the reward points are tracked through a payment network. 
     
     
         7 . The computerized process of  claim 6 , wherein in response to the reward points being over a threshold, the reward points are offered for use as part of an authorization message. 
     
     
         8 . The computerized process of  claim 1 , further comprising receiving a loyalty service enrollment from users using the computing device that is part of the vehicle. 
     
     
         9 . The computerized process of  claim 8 , wherein the users at the computing device receive offers for a location within a threshold distance of the vehicle using the second communication form. 
     
     
         10 . The computerized process of  claim 9 , wherein one of the offers comprises a separate retailer than a nearest retailer. 
     
     
         11 . The computerized process of  claim 9 , wherein the users receive receipts for a location within the threshold distance of the vehicle using the second communication form. 
     
     
         12 . The computerized process of  claim 5 , wherein the payment data uses tokens from a token service. 
     
     
         13 . An extensible wireless communication payment protocol for a vehicle comprising
 a first character that indicates a field name to follow;   a variable number of field name data elements that represents the field name;   a second character that indicates second field data;   a variable number of second field data elements that represents the second field data;   wherein a portion of the protocol is received in a first communication form and wherein an additional portion of the protocol is received in a second communication form.   
     
     
         14 . The wireless communication payment protocol of  claim 13 , further comprising using a wallet app as part of a transaction that generates the communication. 
     
     
         15 . The wireless communication payment protocol of  claim 14 , wherein the wallet app is installed on a computing device that is part of the vehicle. 
     
     
         16 . The wireless communication payment protocol of  claim 14 , wherein the wallet app installed on the vehicle is used to buy goods and services inside a location. 
     
     
         17 . The wireless communication payment protocol of  claim 14 , further comprising payment data is used in the first communication form and reward data is used in the second communication form. 
     
     
         18 . The wireless communication payment protocol of  claim 17 , the reward data comprises reward points for paying for fuel, wherein the reward points are tracked through a payment network. 
     
     
         19 . The wireless communication payment protocol of  claim 17 , wherein in response to the reward points being over a threshold, the reward points are offered for use as part of an authorization message. 
     
     
         20 . The wireless communication payment protocol of  claim 17 , further comprising receiving a loyalty service enrollment from users using the computing device that is part of the vehicle. 
     
     
         21 . The wireless communication payment protocol of  claim 20 , wherein the users at the computing device receive offers for a location within a threshold distance of a vehicle using the second communication form. 
     
     
         22 . The wireless communication payment protocol of  claim 21 , wherein one of the offers comprises a separate retailer than a nearest retailer. 
     
     
         23 . The wireless communication payment protocol of  claim 13 , wherein the users receive receipts for a location within the threshold distance of the vehicle using the second communication form. 
     
     
         24 . The wireless communication payment protocol of  claim 13 , wherein the payment data uses tokens from a token service.

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