Risk identification based on address matching

Abstract

The disclosure generally describes computer-implemented methods, software, and systems for risk identification of a first address information. A computer-implemented method includes receiving a user input including identification information of a user requesting a service, processing the identification information to determine a first address coding information, retrieving a second address coding information based on the identification information, matching the first address coding information with the second address coding information to generate an address matching result, and determining a risk score based on the address matching result and a service type of the service.

What is claimed is: 
     
         1 . A computer-implemented method for risk identification of a first address information, the method being executed by one or more processors and comprising:
 receiving, by the one or more processors, a user input comprising identification information of a user requesting a service;   processing, by the one or more processors, the identification information to determine a first address coding information;   retrieving, by the one or more processors, a second address coding information based on the identification information;   matching, by the one or more processors, the first address coding information with the second address coding information to generate an address matching result; and   determining, by the one or more processors, a risk score based on the address matching result and a service type of the service.   
     
     
         2 . The method of  claim 1 , further comprising regulating a processing operation of the service based on the risk score. 
     
     
         3 . The method of  claim 1 , wherein the identification information comprises a fuzzy identification information. 
     
     
         4 . The method of  claim 3 , further comprising processing the fuzzy identification information to determine complete identification information. 
     
     
         5 . The method of  claim 1 , wherein the address coding information comprises a fraud grade associated with the identification information. 
     
     
         6 . The method of  claim 1 , wherein the first address information comprises a plurality of address levels. 
     
     
         7 . The method of  claim 7 , wherein the address coding information comprises a validity grade of the first address information that indicates an affiliation between address contents at different levels in the plurality of address levels. 
     
     
         8 . A non-transitory, computer-readable medium storing one or more instructions executable by a computer system to perform operations comprising:
 receiving a user input comprising identification information of a user requesting a service;   processing the identification information to determine a first address coding information;   retrieving a second address coding information based on the identification information;   matching the first address coding information with the second address coding information to generate an address matching result; and   determining a risk score based on the address matching result and a service type of the service.   
     
     
         9 . The non-transitory, computer-readable medium of  claim 8 , further performing operations comprising regulating a processing operation of the service based on the risk score. 
     
     
         10 . The non-transitory, computer-readable medium of  claim 8 , wherein the identification information comprises a fuzzy identification information. 
     
     
         11 . The non-transitory, computer-readable medium of  claim 10 , further performing operations comprising processing the fuzzy identification information to determine complete identification information. 
     
     
         12 . The non-transitory, computer-readable medium of  claim 8 , wherein the address coding information comprises a fraud grade associated with the identification information. 
     
     
         13 . The non-transitory, computer-readable medium of  claim 8 , wherein the first address information comprises a plurality of address levels. 
     
     
         14 . The non-transitory, computer-readable medium of  claim 13 , wherein the address coding information comprises a validity grade of the first address information that indicates an affiliation between address contents at different levels in the plurality of address levels. 
     
     
         15 . A computer-implemented system, comprising:
 one or more computers; and   one or more computer memory devices interoperably coupled with the one or more computers and having tangible, non-transitory, machine-readable media storing instructions, that when executed by the one or more computers, perform operations comprising:
 receiving a user input comprising identification information of a user requesting a service; 
 processing the identification information to determine a first address coding information; 
 retrieving a second address coding information based on the identification information; 
 matching the first address coding information with the second address coding information to generate an address matching result; and 
 determining a risk score based on the address matching result and a service type of the service. 
   
     
     
         16 . The method of  claim 15 , wherein the operations further comprise regulating a processing operation of the service based on the risk score. 
     
     
         17 . The method of  claim 15 , wherein the identification information comprises a fuzzy identification information. 
     
     
         18 . The method of  claim 17 , wherein the operations further comprise processing the fuzzy identification information to determine complete identification information. 
     
     
         19 . The method of  claim 15 , wherein the address coding information comprises a fraud grade associated with the identification information. 
     
     
         20 . The method of  claim 15 , wherein the first address information comprises a plurality of address levels.