Methods and Systems for Sharing Insurance Information Through Mobile Applications

Abstract

Methods and systems for sharing account information, such as insurance information, between a primary accountholder's mobile application and one or more secondary accountholder's mobile applications are disclosed. In one embodiment, a companion mobile application is disclosed that provides a secondary accountholder access to a subset of information relating to the primary accountholder's account. Updates to the primary accountholder are provided to the companion mobile application such that the secondary accountholders have access to current account information without having to provide credentials relating to the primary accountholder. In certain embodiments, updates to the account are transferred from a first mobile device including the primary mobile application to a second mobile device including the companion mobile application.

1 - 36 . (canceled) 
     
     
         37 . A mobile device for accessing information relating to a primary insurance policy of a primary policyholder, comprising:
 a memory storing instructions; and   a processor for executing the instructions, the processor configured to execute the instructions to:
 provide, to a server via a companion mobile application, authentication credentials relating to a secondary account associated with a secondary policyholder for the primary insurance policy, and 
 receive, from the server via the companion mobile application, access to a first subset of the primary insurance policy information, wherein the subset of the primary policy information is defined by option information provided by a remote device associated with a primary policyholder for the primary insurance policy. 
   
     
     
         38 . The mobile device of  claim 37 , wherein the processor is further configured to update the subset of the primary policy information based on at least one change to the primary insurance policy information. 
     
     
         39 . The mobile device of  claim 37 , wherein the processor is further configured to provide, to the server, an update to the primary insurance policy information. 
     
     
         40 . The mobile device of  claim 38 , wherein the at least one change to the primary insurance policy information is received from a mobile application server, a remote device, or a cloud-based network. 
     
     
         41 . The mobile device of  claim 38 , wherein the at least one change to the primary insurance policy information is submitted by at least one of the primary policyholder, an insurance company that provides the primary insurance policy, or the secondary policyholder. 
     
     
         41 . The mobile device of  claim 37 , wherein the option information further comprises a second subset of the primary insurance policy information accessible by a second secondary account, wherein the second subset of information is different from the first subset of information. 
     
     
         42 . A computer-implemented method for accessing information relating to a primary insurance policy of a primary policyholder, the method comprising the following operations performed by one or more processors:
 providing, via a companion mobile application, authentication credentials relating to a secondary account associated with a secondary policyholder for the primary insurance policy; and   receiving, via the companion mobile application, access to a first subset of the primary insurance policy information, wherein the subset of the primary insurance policy information is defined by option information provided by a remote device associated with a primary policyholder for the primary insurance policy.   
     
     
         43 . The computer-implemented method of  claim 42 , further comprising updating the subset of the primary policy information based on at least one change to the primary insurance policy information. 
     
     
         44 . The computer-implemented method of  claim 42 , further comprising updating the primary insurance policy. 
     
     
         45 . The computer-implemented method of  claim 43 , wherein the at least one change to the primary insurance policy information is received from a mobile application server, a remote device, or a cloud-based network. 
     
     
         46 . The computer-implemented method of  claim 43 , wherein the at least one change to the primary insurance policy information is submitted by at least one of the primary policyholder, an insurance company that provides the primary insurance policy, or the secondary policyholder. 
     
     
         47 . The computer-implemented method of  claim 42 , wherein the option information further comprises a second subset of the primary insurance policy information accessible by a second secondary account, wherein the second subset of information is different from the first subset of information. 
     
     
         48 . A system for providing mobile applications relating to accounts, comprising:
 a memory device including program instructions; and   one or more processors configured to execute the program instructions to:
 provide, via a primary mobile application, access to primary account information associated with a primary account to a first mobile device associated with a primary accountholder; 
 receive option information indicating a subset of the primary account information; 
 receive authentication credentials from a second mobile device associated with a secondary account via a companion mobile application; 
 provide the second mobile device access to the subset of the primary account information via the companion mobile application after validation of the authentication credentials. 
   
     
     
         49 . The system of  claim 48 , wherein the processor is further configured to update the subset of the primary account information provided to the second mobile device based on at least one change to the primary account information. 
     
     
         50 . The system of  claim 48 , wherein the processor is further configured to update the primary account for the primary accountholder based on information received via the companion mobile application. 
     
     
         51 . The system of  claim 50 , wherein the at least one change to the primary account information is received from a mobile application server, a remote device, or a cloud-based network. 
     
     
         52 . The system of  claim 51 , wherein the at least one change to the primary account information is submitted by at least one of the primary accountholder, a company that provides the primary account, or the secondary accountholder. 
     
     
         53 . The system of  claim 48 , wherein the option information further comprises a second subset of the primary account information accessible by a second secondary account, wherein the second subset of information is different from the first subset of information. 
     
     
         54 . The system of  claim 48 , wherein validation of the authentication credentials comprises:
 providing, via the primary mobile application, the authentication credentials to the first mobile device; and   receiving, via the primary mobile application, an indication that the authentication credentials are valid.