Near field communication (nfc) transactions processed by a management server

Abstract

A method for transmitting data between a mobile communication device and a server. The method includes running a mobile application on the mobile communication device. The mobile application is hosted on the mobile communication device through the server as a Software as a Service (SaaS). The method further includes transmitting data associated with the mobile application between the mobile communication device and the server, in which transmission of the data between the mobile communication device and the server is monitored through the server.

What is claimed is: 
     
         1 . A method for conducting a near field communication (NFC) transaction using an NFC protocol, the method comprising:
 receiving at a wireless transceiver at a management server an identification code from an NFC terminal configured to use the NFC protocol, the NFC terminal including a terminal processor that receives the identification code from a secure element coupled to a mobile device, wherein a secure element processor initiates execution of an NFC application maintained in secure element memory using the NFC protocol and in response to an NFC inductive signal from the NFC terminal, wherein the NFC application is configured to use the NFC protocol, the mobile device including a mobile device display, a mobile device memory, a mobile device processor, and a mobile device transceiver;   receiving at a management server processor, a transaction verification from a transaction server which processes the NFC transaction using a payment method corresponding to the identification code transferred from the secure element memory through the NFC terminal to the management server, wherein the identification code is wirelessly transferred using the NFC application and a secure element communication transceiver supporting a first communication channel comprising the NFC protocol in response to the NFC inductive signal from the NFC terminal, wherein the transaction verification indicates that the NFC transaction has processed.   
     
     
         2 . The method of  claim 1 , wherein the payment method is a default payment method. 
     
     
         3 . The method of  claim 1 , wherein the payment method is a user selected payment method. 
     
     
         4 . The method of  claim 1 , further comprising applying a coupon during the near field communication transaction 
     
     
         5 . The method of  claim 1 , further wherein a digital artifact is delivered from the management server to the mobile device. 
     
     
         6 . The method of  claim 5 , wherein the digital artifact comprises an advertisement, receipt, ticket, coupon, media, metadata and/or content. 
     
     
         7 . The method of  claim 5 , wherein the digital artifact includes metadata operable to trigger a secondary call-to-action. 
     
     
         8 . The method of  claim 1 , further wherein a digital artifact is received through the secure element communication transceiver at the secure element after purchase from the NFC terminal. 
     
     
         9 . The method of  claim 1 , further wherein data stored on the mobile device is encrypted using a mobile operating system native to the mobile device 
     
     
         10 . A management server for conducting a near field communication t(NFC) transaction, using an NFC protocol, the management server comprising:
 a management server wireless transceiver that receives an identification code data from an NFC terminal configured to use the NFC protocol, the NFC terminal including a terminal processor that receives the identification code from a secure element coupled to a mobile device, wherein a secure element processor initiates execution of an NFC application using the NFC protocol and maintained in secure element memory in response to an NFC inductive signal from the NFC terminal, wherein the NFC application is configured to use the NFC protocol, the mobile device including a mobile device display, a mobile device memory, a mobile device processor, and a mobile device transceiver;   a management server processor that receives a transaction verification from a transaction server which processes the NFC transaction using a payment method corresponding to the identification code transferred from the secure element memory through the NFC terminal to the management server, wherein the identification code is wirelessly transferred to the NFC terminal using the NFC application and a secure element communication transceiver supporting a first communication channel comprising the NFC protocol in response to the NFC inductive signal from the NFC terminal, wherein the transaction verification indicates that the NFC transaction has processed.   
     
     
         11 . The management server of  claim 10 , wherein the payment method is a default payment method. 
     
     
         12 . The management server of  claim 10 , wherein the payment method is a user selected payment method. 
     
     
         13 . The management server of  claim 10 , further comprising applying a coupon during the near field communication transaction. 
     
     
         14 . The management server of  claim 10 , further wherein a digital artifact is delivered from the management server to the mobile device. 
     
     
         15 . The management server of  claim 14 , wherein the digital artifact comprises an advertisement, receipt, ticket, coupon, media, metadata and/or content. 
     
     
         16 . The management server of  claim 14 , wherein the digital artifact includes metadata operable to trigger a secondary call-to-action. 
     
     
         17 . The management server of  claim 10 , further wherein a digital artifact is received through the secure element communication transceiver at the secure element after purchase from the NFC terminal. 
     
     
         18 . The management server of  claim 10 , further wherein data stored on the mobile device is encrypted using a mobile operating system native to the mobile device. 
     
     
         19 . A computer readable medium for conducting a near field communication (NFC) transaction using an NFC protocol comprising:
 computer code for receiving at a wireless transceiver at a management server an identification code from an NFC terminal configured to use the NFC protocol, the NFC terminal including a terminal processor that receives the identification code from a secure element coupled to a mobile device, wherein a secure element processor initiates execution of an NFC application maintained in secure element memory using the NFC protocol and in response to an NFC inductive signal from the NFC terminal, wherein the NFC application is configured to use the NFC protocol, the mobile device including a mobile device display, a mobile device memory, a mobile device processor, and a mobile device transceiver;   computer code for receiving at a management server processor, a transaction verification from a transaction server which processes the NFC transaction using a payment method corresponding to the identification code transferred from the secure element memory through the NFC terminal to the management server, wherein the identification code is wirelessly transferred using the NFC application and a secure element communication transceiver supporting a first communication channel comprising the NFC protocol in response to the NFC inductive signal from the NFC terminal, wherein the transaction verification indicates that the NFC transaction has processed.