Systems and methods for identification document processing and business workflow integration

Abstract

A method includes: receiving or capturing an image comprising an identity document (ID) using a mobile device; classifying the ID; analyzing the ID based at least in part on the ID classification; determining at least some identifying information from the ID; at least one of building an ID profile and updating the ID profile, based at least in part on the analysis; providing at least one of the ID and the ID classification to a loan application workflow and/or a new financial account workflow; and driving at least a portion of the workflow based at least in part on the ID and the ID classification. Corresponding systems and computer program products are also disclosed.

What is claimed is: 
     
         1 . A method, comprising:
 receiving or capturing an image comprising an identity document (ID) using a mobile device;   classifying the ID;   analyzing the ID based at least in part on the ID classification;   determining at least some identifying information from the ID;   at least one of building an ID profile and updating the ID profile, based at least in part on the analysis;   providing at least one of the ID and the ID classification to a loan application workflow; and   driving at least a portion of the workflow based at least in part on the ID and the ID classification.   
     
     
         2 . The method as recited in  claim 1 , further comprising submitting at least some data from the ID profile to the loan application workflow. 
     
     
         3 . The method as recited in  claim 1 , wherein updating the ID profile comprises modifying identifying information in the ID profile based at least in part on the analysis. 
     
     
         4 . The method as recited in  claim 3 , wherein the identifying information modified by updating the ID profile comprises one or more of:
 an address corresponding to a person to which the ID corresponds;   a name of the person to which the ID corresponds;   an ID number; and   a portrait of the person to which the ID corresponds.   
     
     
         5 . The method as recited in  claim 1 , wherein the ID classification comprises “driver's license.” 
     
     
         6 . The method as recited in  claim 1 , wherein the ID classification further comprises a jurisdiction corresponding to the ID. 
     
     
         7 . A method, comprising:
 receiving or capturing an image comprising an identity document (ID) using a mobile device;   classifying the ID;   analyzing the ID based at least in part on the ID classification;   determining at least some identifying information from the ID:   at least one of building an ID profile and updating the ID profile, based at least in part on the analysis;   providing at least one of the ID and the ID classification to new financial account workflow; and   driving at least a portion of the workflow based at least in part on the ID and the ID classification.   
     
     
         8 . The method as recited in  claim 7 , wherein the ID classification comprises “driver's license.” 
     
     
         9 . The method as recited in  claim 7 , wherein the ID classification further comprises a jurisdiction corresponding to the ID. 
     
     
         10 . The method as recited in  claim 7 , wherein the new financial account workflow is configured to facilitate opening a new bank account, a new investment account, or a new credit line. 
     
     
         11 . The method as recited in  claim 7 , further comprising submitting at least some data from the ID profile to the new financial account workflow. 
     
     
         12 . The method as recited in  claim 7 , wherein updating the ID profile comprises modifying identifying information in the ID profile based at least in part on the analysis. 
     
     
         13 . The method as recited in  claim 12 , wherein the identifying information modified by updating the ID profile comprises one or more of:
 an address corresponding to a person to which the ID corresponds;   a name of the person to which the ID corresponds;   an ID number; and   a portrait of the person to which the ID corresponds.   
     
     
         14 . A computer program product comprising: a computer readable storage medium having computer readable program code stored therein, the computer readable program code comprising instructions configured to cause a processor to:
 receive or capturing an image comprising an identity document (ID) using a mobile device;   classify the ID;   analyze the ID based at least in part on the ID classification;   determine at least some identifying information from the ID;   at least one of building an ID profile and updating the ID profile, based at least in part on the analysis;   provide at least one of the ID and the ID classification to a new financial account workflow; and   drive at least a portion of the workflow based at least in part on the ID and the ID classification.   
     
     
         15 . The computer program product as recited in  claim 14 , wherein the ID classification comprises “driver's license.” 
     
     
         16 . The computer program product as recited in  claim 14 , wherein the ID classification further comprises a jurisdiction corresponding to the ID. 
     
     
         17 . The computer program product as recited in  claim 14 , wherein the new financial account workflow is configured to facilitate opening a new bank account, a new investment account, or a new credit line. 
     
     
         18 . The computer program product as recited in  claim 14 , further comprising instructions configured to cause the processor to: submit at least some data from the ID profile to the new financial account workflow. 
     
     
         19 . The computer program product as recited in  claim 14 , wherein updating the ID profile comprises modifying identifying information in the ID profile based at least in part on the analysis. 
     
     
         20 . The computer program product as recited in  claim 19 , wherein the identifying information modified by updating the ID profile comprises one or more of:
 an address corresponding to a person to which the ID corresponds;   a name of the person to which the ID corresponds;   an ID number; and   a portrait of the person to which the ID corresponds.