System and method for requesting an estoppel

Abstract

A method of requesting an estoppel and account verification of a timeshare property transfer. The method provides storing a program on a first server, the program including a set of instructions executing a start application module, a transaction module, a party information module, a calculation module, an address verification module, and a document generation module. Each of the modules are executed and at least one party address is verified via a third party. The documentation module is executed to request how information is released and any power of attorney documentation to be uploaded.

1 . A method of requesting an estoppel and account verification of a timeshare property transfer, comprising:
 storing a program on a first server, the program including a set of instructions executing a start application module, a transaction module, a party information module, a calculation module, an address verification module, and a document generation module;   providing the first server in electrical communication over a network with an input device, the input device including at least a display screen and a processor for executing the set of instructions and sending instructions over the network to the first server and a third party server;   receiving an instruction via the input device to execute the start application module;   executing the start application module via the input device, the start application module being executable to display a start application screen on the display screen, where the start application screen displays at least a first block identifying what information is required to order an estoppel and verify account information, a second block identifying a process for ordering the estoppel and verifying account information, and a third block providing an acknowledgement whereby a user is required to acknowledge having reviewed a privacy policy and terms of service for completing the program;   executing the transaction module via the input device only after the start application module is completed, the transaction module being executable to display a transaction screen on the display screen of the input device, where the transaction screen requests instructions from a user regarding a transaction amount, identity of the user, identify of home resort, and owner number of the timeshare property;   executing the party information module via the input device only after the fee module is completed, the party information module being executable to display on the display screen a set of questions regarding identity of a seller of the timeshare property, identity of a buyer of the property, and at least one address associated with the seller and one address associated with the buyer;   communicating the at least one address associated with the buyer and seller from the first server to the third party server associated with a postal service to verify that the at least one address associated with the buyer and seller corresponds to a valid address according to postal service records;   discontinuing the execution of the program until the second server verifies the validity of the at least one address associated with the buyer and seller; and   executing a documentation module via the input device only after the party information module is completed, the documentation module being stored on the first server or in a first database and being executable to request how information is released and any power of attorney documentation.   
     
     
         2 . The method of  claim 1 , further comprising providing a second database and a third database each disposed in electrical communication with at least the first database and first server, the second database including storage for storing information related to a timeshare transfer process, and the third database including storage for storing templates for closing documents. 
     
     
         3 . The method of  claim 1 , wherein the executing the documentation module comprises:
 receiving input data from each of the completed modules;   locating a document template including at least one identifier, the first server communicating with the first database to identify the correct document template based on the input data; and   upon receiving the correct document template from the database, linking the input data with the at least one identifier in the document template to complete the document template with the input data.   
     
     
         4 . The method of  claim 1 , further comprising executing a notification settings module via the input device only after the party information module is completed, the notification settings module being executable to display a notification settings screen on the display screen, the notification settings screen requests information from the user regarding a contact name, a company name, email address, phone number, facsimile number, website and address, where upon receiving an address from the notification settings module the communicating step and discontinuing step are re-executed. 
     
     
         5 . The method of  claim 1 , further comprising executing a fee module via the input device only after the transaction module is completed, the fee module being executable to display a fee screen on the display screen, where the fee screen requests information about the timeshare property including unit number, building number, week number, and any additional units that form part of the transfer, the calculation module being executable to provide an estimated fee based on results from the execution of the fee module. 
     
     
         6 . The method of  claim 1 , further comprising:
 forming a file based on information received in one or more of the completed modules; and   storing the file on the first server.   
     
     
         7 . The method of  claim 1 , further comprising not completing the start application module until a user acknowledges having reviewed the privacy policy and terms of service. 
     
     
         8 . A method of estopping timeshare scams when transferring timeshare property, comprising:
 providing a program that includes a set of instructions stored on a first server, a plurality of templates stored in a database that is in electrical communication with the first server, and an electronic computing device disposed in communication with the first server over a network, the set of instructions being executable by a processor of the electronic computing device, where each of the plurality of templates corresponds to a specific document for transferring the timeshare property;   executing by the processor a resort property module of the program, the resort property module being executable to display a resort property screen on a screen of the computing device, where the resort property screen displays a first set of questions to a user of the computing device to request information about the resort property including the type of transaction being executed, resort name associated with the timeshare property, owner number associated with the timeshare property, a unit number and calendar week associated with the timeshare property, and an estimate of transfer fees due based on the resort property, wherein the first set of questions are displayed on the resort property screen with a limited number of selectable responses for responding to each question to ensure accurate and complete information is received about the resort property;   executing by the processor a party information module stored in the program, the party information module being executable to display a party information screen on the screen of the computing device, where the party information screen displays a second set of questions to a user of the computing device to request information about each party associated with the transfer and how title will vest upon completion of the transfer, wherein the party information module requires a submission by the user of at least one address associated with each party;   executing by the processor a documentation module stored in the program, the documentation module being executable to display a documentation screen on the screen of the computing device, where the documentation screen displays one or more selectable options to the user of the computing device to submit any document related to the transfer from the computing device to the first server;   executing by the processor a payment module stored in the program, the payment module being executable to display a payment screen on the screen of the computing device, where the payment screen displays information about an estoppel and account verification fee of the timeshare property and further displays an option to execute a payment, wherein upon a selection to execute a payment the first server communicates payment information received from the payment screen to a second server associated with handling payments;   communicating the at least one address associated with each party from the first server to a third server associated with a postal service to verify that the at least one address associated with each party corresponds to a valid address according to postal service records;   discontinuing the execution of the method until the third server verifies the validity of the at least one address associated with each party;   storing input data from each of the modules in the database;   receiving an instruction to produce a first package of title transfer documents for transferring a timeshare property based on the stored input data;   determining which of the plurality of templates is necessary to produce the first package of title transfer documents;   locating each document template from the database required to produce the package of title transfer documents, where each document template includes at least one identifier;   upon receiving each document template from the database, linking the input data with the at least one identifier in each document template to complete the document template with the input data;   producing the package of estoppel and account verification documents required for a resort management company to recognize the transfer of ownership of the timeshare property;   executing an estoppel module by ordering an estoppel for securely transferring the timeshare property;   communicating with the resort management company of the timeshare property to verify account information related to the property; and   upon verifying accuracy of account information, completing the estoppel or account verification history of the timeshare property.   
     
     
         9 . The method of  claim 8 , further comprising determining if the estoppel is ordered by a third party connected to a different server. 
     
     
         10 . The method of  claim 8 , further comprising confirming a balance on the timeshare property. 
     
     
         11 . The method of  claim 8 , further comprising transferring any third party fees owed to a third party before the completing step. 
     
     
         12 . The method of  claim 8 , wherein the completing step comprises recording a deed as a result of the transfer of ownership of the timeshare property. 
     
     
         13 . The method of  claim 8 , wherein the executing an estoppel module comprises:
 storing a second program on the first server, the second program including a second set of instructions executing a start application module, a transaction module, a party information module, a calculation module, an address verification module, and a document generation module;   receiving an instruction via the electronic computing device to execute the start estoppel application module;   executing the start application module via the electronic computing device, the start application module being executable to display a start application screen on the display screen, where the start application screen displays at least a first block identifying what information is required to order an estoppel and account verification, a second block identifying a process for ordering the estoppel and account verification, and a third block providing an acknowledgement whereby a user is required to acknowledge having reviewed a privacy policy and terms of service for completing the program;   executing the transaction module via the electronic computing device only after the start application module is completed, the transaction module being executable to display a transaction screen on the display screen of the input device, where the transaction screen requests instructions from a user regarding a transaction amount, identify of the user, identify of a developer of the timeshare property, identify of home resort, and owner number of the timeshare property;   executing the party information module via the electronic computing device only after the transaction module is completed, the party information module being executable to display on the display screen a set of questions regarding identity of a seller of the timeshare property, identity of a buyer of the property, and at least one address associated with the seller and one address associated with the buyer;   communicating the at least one address associated with the buyer and seller from the first server to the third party server associated with the postal service to verify that the at least one address associated with the buyer and seller corresponds to a valid address according to postal service records;   discontinuing the execution of the program until the second server verifies the validity of the at least one address associated with the buyer and seller; and   executing a documentation module via the input device only after the party information module is completed, the documentation module being stored on the first server or in a first database and being executable to request how information is released and any power of attorney documentation.   
     
     
         14 . The method of  claim 13 , further comprising providing a second database and a third database each disposed in electrical communication with at least the first database and first server, the second database including storage for storing information related to a timeshare transfer process, and the third database including storage for storing templates for closing documents. 
     
     
         15 . The method of  claim 13 , wherein the executing the documentation module comprises:
 receiving input data from each of the completed modules;   locating a document template including at least one identifier, the first server communicating with the first database to identify the correct document template based on the input data; and   upon receiving the correct document template from the database, linking the input data with the at least one identifier in the document template to complete the document template with the input data.   
     
     
         16 . The method of  claim 13 , further comprising executing a notification settings module via the input device only after the party information module is completed, the notification settings module being executable to display a notification settings screen on the display screen, the notification settings screen requests information from the user regarding a contact name, a company name, email address, phone number, facsimile number, website and address, where upon receiving an address from the notification settings module the communicating step and discontinuing step are re-executed. 
     
     
         17 . The method of  claim 13 , further comprising:
 forming a file based on information received in one or more of the completed modules; and   storing the file on the first server.   
     
     
         18 . The method of  claim 13 , further comprising not completing the start estoppel application module until a user acknowledges having reviewed the privacy policy and terms of service. 
     
     
         19 . A method of requesting an estoppel of a timeshare property transfer, comprising:
 providing a program that includes a set of instructions stored on a first server, a plurality of templates stored in a database that is in electrical communication with the first server, and an electronic computing device disposed in communication with the first server over a network, the set of instructions being executable by a processor of the electronic computing device, where each of the plurality of templates corresponds to a specific document for transferring the timeshare property;   executing by the processor a resort property module of the program, the resort property module being executable to display a resort property screen on a screen of the computing device, where the resort property screen displays a first set of questions to a user of the computing device to request information about the resort property including the type of transaction being executed, resort name associated with the timeshare property, owner number associated with the timeshare property, a unit number and calendar week associated with the timeshare property, and an estimate of transfer fees due based on the resort property, wherein the first set of questions are displayed on the resort property screen with a limited number of selectable responses for responding to each question to ensure accurate and complete information is received about the resort property;   executing by the processor a party information module stored in the program, the party information module being executable to display a party information screen on the screen of the computing device, where the party information screen displays a second set of questions to a user of the computing device to request information about each party associated with the transfer and how title will vest upon completion of the transfer, wherein the party information module requires a submission by the user of at least one address associated with each party;   executing by the processor a documentation module stored in the program, the documentation module being executable to display a documentation screen on the screen of the computing device, where the documentation screen displays one or more selectable options to the user of the computing device to submit any document related to the transfer from the computing device to the first server;   executing by the processor a payment module stored in the program, the payment module being executable to display a payment screen on the screen of the computing device, where the payment screen displays information about a fee associated with the preparation of the estoppel and account verification of the timeshare property and further displays an option to execute a payment, wherein upon a selection to execute a payment the first server communicates payment information received from the payment screen to a second server associated with handling payments;   communicating the at least one address associated with each party from the first server to a third server associated with a postal service to verify that the at least one address associated with each party corresponds to a valid address according to postal service records; and   discontinuing the execution of the method until the third server verifies the validity of the at least one address associated with each party.   storing input data from each of the modules in the database;   receiving an instruction to produce a first package of estoppel or account verification documents for transferring a timeshare property based on the stored input data;   determining which of the plurality of templates is necessary to produce the first package of title transfer documents;   locating each document template from the database required to produce the package of title transfer documents, where each document template includes at least one identifier;   upon receiving each document template from the database, linking the input data with the at least one identifier in each document template to complete the document template with the input data;   producing the package of title transfer documents for transferring timeshare property;   executing an estoppel module by ordering an estoppel or account verification for securely transferring the timeshare property, the executing an estoppel module comprising:
 storing a second program on the first server, the second program including a second set of instructions executing a start application module, a transaction module, a party information module, a calculation module, an address verification module, and a document generation module; 
   receiving an instruction via the electronic computing device to execute the start application module;
 executing the start application module via the electronic computing device, the start application module being executable to display a start application screen on the display screen, where the start application screen displays at least a first block identifying what information is required to order an estoppel or account verification, a second block identifying a process for ordering the estoppel or account verification, and a third block providing an acknowledgement whereby a user is required to acknowledge having reviewed a privacy policy and terms of service for completing the program; 
 executing the transaction module via the electronic computing device only after the start application module is completed, the transaction module being executable to display a transaction screen on the display screen of the input device, where the transaction screen requests instructions from a user regarding a transaction amount, identify of the user, identify of a developer of the timeshare property, identify of home resort, and owner number of the timeshare property; 
 executing the party information module via the electronic computing device only after the fee module is completed, the party information module being executable to display on the display screen a set of questions regarding identity of a seller of the timeshare property, identity of a buyer of the property, and at least one address associated with the seller and one address associated with the buyer; 
 communicating the at least one address associated with the buyer and seller from the first server to the third party server associated with the postal service to verify that the at least one address associated with the buyer and seller corresponds to a valid address according to postal service records; 
 discontinuing the execution of the program until the second server verifies the validity of the at least one address associated with the buyer and seller; and 
 executing a documentation module via the input device only after the party information module is completed, the documentation module being stored on the first server or in a first database and being executable to request how information is released and any power of attorney documentation; 
   communicating with a developer of the timeshare property to verify account information related to the property; and   upon verifying accuracy of account information, completing the transfer of the timeshare property.   
     
     
         20 . The method of  claim 19 , further comprising executing a notification settings module via the input device only after the party information module is completed, the notification settings module being executable to display a notification settings screen on the display screen, the notification settings screen requests information from the user regarding a contact name, a company name, email address, phone number, facsimile number, website and address, where upon receiving an address from the notification settings module the communicating step and discontinuing step are re-executed.