Portable object including a display and application for carrying out electronic transactions

Abstract

The invention relates to a smart portable object including a safety component and a display, wherein the display is directly or indirectly interactive between a user and the safety component. The invention also relates to the use of a portable object for implementing an electronic transaction, including a display step for displaying all or some of the information that is useful to a user for the transaction and/or a step of interacting with the user, wherein the display and/or interaction step is carried out via said interactive display.

1 . A portable device comprising a security component and being connected to an interactive display, the security component being configured to make interactive transactions with a remote unit,
 wherein the security component is configured to:
 securely receive a personal identification number (PIN) code or biometric data while connected to a terminal, the terminal being in communication with the remote unit, 
 authorize a transaction by verifying the personal identification number (PIN) code or biometric data while connected to the terminal, and 
 receive information useful to the transaction from the remote unit through the terminal, and cause the display of the information on the interactive display, while connected to the terminal. 
   
     
     
         2 . The portable device according to  claim 1 , wherein the security component comprises a microcircuit. 
     
     
         3 . The portable device according to  claim 1 , wherein the security component is welded to a circuit of the portable device. 
     
     
         4 . The portable device according to  claim 1 , wherein the security component is housed within the portable device. 
     
     
         5 . The portable device according to  claim 1 , wherein the security component is configured to communicate via radio-frequency. 
     
     
         6 . The portable device according to  claim 1 , wherein the portable device is configured to make data entered on the interactive display pass to the remote unit. 
     
     
         7 . The portable device according to  claim 1 , wherein the portable device includes a program or protocol for displaying data of a transaction coming from the remote unit for at least one of approval and checking by a user by interaction on a zone displayed on the interactive display. 
     
     
         8 . The portable device according to  claim 1 , wherein the portable device includes a program or protocol for displaying at least one payment method and transmitting a method selected by interaction of a user on a zone displayed on the interactive display. 
     
     
         9 . The portable device according to  claim 1 , wherein the portable device includes a program for displaying at least one interactive keypad for entering the personal identification number (PIN) code by interaction of a user with zones displayed on the interactive display. 
     
     
         10 . The portable device according to  claim 1 , wherein the portable device includes at least one of a static and dynamic character recognition or biometric entry program capable of displaying at least one writing zone. 
     
     
         11 . A method for performing an electronic transaction comprising an exchange of data between a remote processing unit and a portable device, the portable device comprising a security component and being connected to an interactive display, wherein the portable device is configured to make interactive transactions with the remote processing unit, through the interactive display and under control of the security component, said method comprising the steps of:
 displaying, by the interactive display, all or some information useful to the transaction to a user,   receiving input, in response to the displaying step, wherein the input is received via said interactive display,   securely receiving a personal identification number (PIN) code or biometric data in the security component while connected to a terminal that is in communication with the remote processing unit,   authorizing a transaction by verifying the personal identification number (PIN) code or biometric data by the security component in the portable device while connected to the terminal,   receiving information useful to the transaction from the remote processing unit through the terminal, and   displaying the information received from the remote processing unit on the interactive display, while the portable device is connected to the terminal.   
     
     
         12 . A system for performing an electronic transaction including a bidirectional data exchange between a remote processing unit and a portable device, said system comprising:
 a terminal configured to communicate with the portable device;   the remote processing unit; and   the portable device, comprising a security component connected to an interactive display, and configured to:
 receive a personal identification number (PIN) code or biometric data securely in the security component while the security component is connected to the terminal, wherein the terminal is in communication with the remote processing unit, 
 authorize a transaction by verifying the personal identification number (PIN) code or biometric data by the security component in the portable device while the portable device is connected to the terminal, and 
 make interactive transactions with the remote processing unit, through the interactive display and under control of the security component,
 wherein the interactive display is further configured to receive information useful to the transaction from the remote processing unit through the terminal, and display the information on the interactive display, while the portable device is connected to the terminal, and 
 wherein the displaying of information and an interaction with a user are performed via said interactive display. 
 
   
     
     
         13 . A system according to  claim 12 , wherein the remote processing unit is configured to use a communication protocol or a set of commands with the portable device. 
     
     
         14 . A system according to  claim 12  wherein the terminal is arranged with respect to the portable device so as to leave the interactive display accessible and visible to the user once physically connected to the terminal. 
     
     
         15 . The intelligent portable device of  claim 1 , wherein the intelligent portable device is further configured to:
 receive the personal identification number (PIN) code or the biometric data directly on the interactive display while connected to the terminal that is in communication with the remote unit.   
     
     
         16 . The method of  claim 11 , wherein the receiving the personal identification number (PIN) code or the biometric data is received directly on the interactive display while connected to the terminal that is in communication with the remote processing unit. 
     
     
         17 . The system of  claim 12 , wherein the portable device is further configured to receive the personal identification number (PIN) code or the biometric data directly on the interactive display while the portable device is connected to the terminal, wherein the terminal is in communication with the remote processing unit. 
     
     
         18 . The portable device according to  claim 1 , wherein the security component is configured to verify the personal identification number (PIN) code or the biometric data by comparing the PIN code or the biometric data to a stored PIN code or stored biometric data within the security component, or securely transmit the PIN code or the biometric data to the remote unit for verification by the remote unit. 
     
     
         19 . The method of  claim 11 , further comprising verifying, by the security component, the personal identification number (PIN) code or the biometric data by comparing the PIN code or the biometric data to a stored PIN code or stored biometric data within the portable device, or securely transmitting the PIN code or the biometric data to the remote processing unit for verification by the remote processing unit. 
     
     
         20 . The system of  claim 12 , wherein the security component is configured to verify the personal identification number (PIN) code or the biometric data by comparing the PIN code or the biometric data to a stored PIN code or stored biometric data within the portable device, or securely transmit the PIN code or the biometric data to the remote processing unit for verification by the remote processing unit.