System and Method for Binding a Smartcard and a Smartcard Reader

Abstract

Systems and methods for binding a smartcard and a smartcard reader are provided. A smartcard is provision to store a first set of credentials for use in traditional transactions such as at a brick and mortar retail store and a second set of credentials for use when performing a transaction using a smartcard reader associated with a user such as an on-line transaction. The user smartcard reader registers with a smartcard issuer server by cryptographically authenticating a secure processor associated with the smartcard reader. As a result of the registration, the secure processor obtains a set of private keys associated with the second set of credentials. When a request for a authorizing a transaction via the user's smartcard reader is received, the smartcard reader cryptographically authenticates itself to the smartcard using a private key associated with a credential to be used to authorize the transaction.

What is claimed is: 
     
         1 . A method for binding a smartcard reader to a smartcard, comprising:
 registering the smartcard reader with a smartcard issuer server to obtain a cryptographic key associated with a credential stored on the smartcard, one cryptographic key per credential, wherein the registering includes cryptographically authenticating the secure processor to the smartcard issuer server; and   cryptographically authenticating the smartcard reader to the smartcard using the cryptographic key associated with the credential.