Two or three step authorization via tapping

Abstract

Example methods and systems directed to a Transaction Manager are described. According to various embodiments, the Transaction Manager generates modules and sends modules to various computing devices. The modules, when executed on a computing device(s), cause a computing device(s) to execute various actions described below. Transaction Manager sends modules to a wireless mobile device. Upon executing the modules, the wireless mobile device receives a transaction initiation message and presents an alert upon receipt of the transaction initiation message. The wireless mobile device detects an occurrence of a physical gesture and recognizes the occurrence of the physical gesture as authorization to proceed with a transaction. The wireless mobile device sends a response to the transaction initiation message based on detecting the occurrence of the physical gesture. The response includes a customer identification for the transaction. The customer identification is associated with an account through which the transaction can be fulfilled.

What is claimed is: 
     
         1 . A computer system comprising:
 a processor;   a memory device holding an instruction set executable on the processor to cause the computer system to perform operations comprising:
 generating an initiation message receiver module to cause a first computing device to receive a transaction initiation message, the transaction initiation message sent by a second computing device for receipt by any computing device within a predetermined distance; 
 generating an initiation message alert module to cause a first computing device to present an alert based on receipt of the transaction initiation message; 
 generating a detector module to cause the first computing device to detect an occurrence of at least one physical gesture; 
 generating an identification response module to cause the first computing device to generate a response to the transaction initiation message based on detecting the occurrence of the at least one physical gesture and to send the response to the second computing device, wherein the response indicates a customer identification for a transaction indicated in the transaction initiation message; and 
 sending the initiation message receiver module, the initiation message alert module, the detector module, the identification response module to the first computing device. 
   
     
     
         2 . The computer system as in  claim 1 , wherein the instruction set further comprises operations comprising:
 generating a recognition module to cause the first computing device to recognize the effect of the at least one physical gesture as authorization to proceed with the transaction via an account associated with the customer identification; and   sending the recognition module to the first computing device.   
     
     
         3 . The computer system as in  claim 1 , wherein generating a detector module comprises:
 generating a tap detector module to cause the first computing device to detect an effect of at least one tap physical gesture; and   wherein the instruction set further comprises operations comprising:
 sending the tap detector module to the first computing device. 
   
     
     
         4 . The computer system as in  claim 1 , wherein generating a detector module comprises:
 generating a wave detector module to cause the first computing device to detect an effect of at least one wave physical gesture; and   wherein the instruction set further comprises operations comprising:
 sending the wave detector module to the first computing device. 
   
     
     
         5 . The computer system as in  claim 1 , wherein the instruction set further comprises operations comprising:
 generating a transaction initiation message module to cause the second computing device to generate the transaction initiation message to indicate the transaction;   generating a transaction initiation message sender module to cause the second computing device to send the transaction initiation message to any computing device within the predetermined distance;   generating an identification response receiver module to cause the second computing device to receive the response to the transaction initiation message; and   sending the transaction initiation message module, the transaction initiation message sender module, the identification response receiver module to the second computing device.   
     
     
         6 . The computer system as in  claim 5 , wherein the instruction set further comprises operations comprising:
 generating an access requester module to cause the second computing device to send an access request to the computer system to access an account associated with the customer identification, the access request associated with the transaction; and   sending the access requester module to the second computing device.   
     
     
         7 . The computer system as in  claim 6 , wherein the instruction set further comprises operations comprising:
 receiving, at the computer system, the access request from the second computing device.   
     
     
         8 . A computer-implemented method comprising:
 generating an initiation message receiver module to cause a first computing device to receive a transaction initiation message, the transaction initiation message sent by a second computing device for receipt by any computing device within a predetermined distance;   generating an initiation message alert module to cause a first computing device to present an alert based on receipt of the transaction initiation message;   generating a detector module to cause the first computing device to detect an occurrence of at least one physical gesture;   generating an identification response module to cause the first computing device to generate a response to the transaction initiation message based on detecting the occurrence of the at least one physical gesture and to send the response to the second computing device, wherein the response indicates a customer identification for a transaction indicated in the transaction initiation message; and   sending the initiation message receiver module, the initiation message alert module, the detector module, the identification response module to the first computing device.   
     
     
         9 . The computer-implemented method as in  claim 8 , further comprising:
 generating a recognition module to cause the first computing device to recognize the effect of the at least one physical gesture as authorization to proceed with the transaction via an account associated with the customer identification; and   sending the recognition module to the first computing device.   
     
     
         10 . The computer-implemented method as in  claim 8 , wherein generating a detector module comprises:
 generating a tap detector module to cause the first computing device to detect an effect of at least one tap physical gesture; and   sending the tap detector module to the first computing device.   
     
     
         11 . The computer-implemented method as in  claim 8 , wherein generating a detector module comprises:
 generating a wave detector module to cause the first computing device to detect an effect of at least one wave physical gesture; and   sending the wave detector module to the first computing device.   
     
     
         12 . The computer-implemented method as in  claim 8 , further comprising:
 generating a transaction initiation message module to cause the second computing device to generate the transaction initiation message to indicate the transaction;   generating a transaction initiation message sender module to cause the second computing device to send the transaction initiation message to any computing device within the predetermined distance;   generating an identification response receiver module to cause the second computing device to receive the response to the transaction initiation message; and   sending the transaction initiation message module, the transaction initiation message sender module, the identification response receiver module to the second computing device.   
     
     
         13 . The computer-implemented method as in  claim 12 , further comprising:
 generating an access requester module to cause the second computing device to send an access request to access an account associated with the customer identification, the access request associated with the transaction; and   sending the access requester module to the second computing device.   
     
     
         14 . The computer-implemented method as in  claim 13 , further comprising:
 receiving the access request from the second computing device.   
     
     
         15 . A non-transitory computer-readable medium storing executable instructions thereon, which, when executed by a processor, cause the processor to perform operations including:
 generating an initiation message receiver module to cause a first computing device to receive a transaction initiation message, the transaction initiation message sent by a second computing device for receipt by any computing device within a predetermined distance;   generating an initiation message alert module to cause a first computing device to present an alert based on receipt of the transaction initiation message;   generating a detector module to cause the first computing device to detect an occurrence of at least one physical gesture;   generating an identification response module to cause the first computing device to generate a response to the transaction initiation message based on detecting the occurrence of the at least one physical gesture and to send the response to the second computing device, wherein the response indicates a customer identification for a transaction indicated in the transaction initiation message; and   sending the initiation message receiver module, the initiation message alert module, the detector module, the identification response module to the first computing device.   
     
     
         16 . The non-transitory computer-readable medium as in  claim 15 , further comprising:
 generating a recognition module to cause the first computing device to recognize the effect of the at least one physical gesture as authorization to proceed with the transaction via an account associated with the customer identification; and   sending the recognition module to the first computing device.   
     
     
         17 . The non-transitory computer-readable medium as in  claim 15 , wherein generating a detector module comprises:
 generating a tap detector module to cause the first computing device to detect an effect of at least one tap physical gesture; and   sending the tap detector module to the first computing device.   
     
     
         18 . The non-transitory computer-readable medium as in  claim 15 , wherein generating a detector module comprises:
 generating a wave detector module to cause the first computing device to detect an effect of at least one wave physical gesture; and   sending the wave detector module to the first computing device.   
     
     
         19 . The non-transitory computer-readable medium as in  claim 15 , further comprising:
 generating a transaction initiation message module to cause the second computing device to generate the transaction initiation message to indicate the transaction;   generating a transaction initiation message sender module to cause the second computing device to send the transaction initiation message to any computing device within the predetermined distance;   generating an identification response receiver module to cause the second computing device to receive the response to the transaction initiation message; and   sending the transaction initiation message module, the transaction initiation message sender module, the identification response receiver module to the second computing device.   
     
     
         20 . The non-transitory computer-readable medium as in  claim 19 , further comprising:
 generating an access requester module to cause the second computing device to send an access request to the computer system to access an account associated with the customer identification, the access request associated with the transaction;   sending the access requester module to the second computing device; and   receiving, at the computer system, the access request from the second computing device.